Gavop shows you how to buy homeowners insurance in Childersburg, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Childersburg, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Fairmont Ln, 1st St NW, Our Rd, N Norton Rd, Desoto Caverns Pkwy, Needmore Cir, Forest Hill Dr, 2nd St SW, Odens Mill Rd, Co Rd 103 | $123,000 | $110,000 | $100,000-$125,000 | $135,500 | $110,000 | $100,000-$125,000 |
| West Rd, W W Averitte Dr, Heigl Cir, Old Farm Rd, 13th St NW, Co Rd 2, Cliff St, Cosper Bend Rd, Cora Ln, Indian Cir | $97,000 | $90,000 | $75,000-$100,000 | $123,000 | $110,000 | $125,000-$150,000 |
| Loretta Ln, Myrtlewood Dr, Eleanor Ter, Fairview Dr, Rosa Dr, Lay Lake Ln, 3rd St SW, State Rte 76, Riverwalk Pkwy, 6th Ave SW | $160,000 | $150,000 | $150,000-$175,000 | $89,500 | $80,000 | $50,000-$75,000 |
| 12th Ave SW, Market Loop, Chancellor Cir, Gravity Hill Ln, Lester Ln, Turkey Roose Rd, Bridge Ln, 13th Ave, Archie Ln, 7th St SW | $94,500 | $90,000 | $75,000-$100,000 | $75,500 | $70,000 | $75,000-$100,000 |
| Saturday Ln, Lightsey Ln, Co Rd 113, Perimeter Rd, Gladys Cir, Co Rd 105, Fulton Gap Rd, 4th St SW, Judd Ln, Evan Dr | $123,500 | $110,000 | $125,000-$150,000 | $55,000 | $50,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $695 |
| Home and Two Car | -$122 | $641 |
| Home and Three Car | -$191 | $573 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Talladega County | $700 | $910 | $1,610 | $661 | $1,361 | $249 |
| Childersburg, AL | $2,500 | $754 | $3,254 | $548 | $3,048 | $206 |
| Bon Air, AL | $400 | $765 | $1,165 | $556 | $956 | $209 |
| Shelby County, AL | $2,000 | $1,287 | $3,287 | $935 | $2,935 | $352 |
| Trussville, AL | $100 | $964 | $1,064 | $701 | $801 | $263 |
| Hissop, AL | $1,000 | $985 | $1,985 | $716 | $1,716 | $269 |
| Homewood, AL | $100 | $959 | $1,059 | $697 | $797 | $262 |
| Delta, AL | $2,000 | $1,370 | $3,370 | $996 | $2,996 | $374 |
| Mount Olive, AL | $500 | $1,266 | $1,766 | $920 | $1,420 | $346 |
| Graysville-Adamsville, AL | $2,000 | $809 | $2,809 | $588 | $2,588 | $221 |
| West Blocton, AL | $400 | $826 | $1,226 | $600 | $1,000 | $226 |
| Warrior, AL | $2,000 | $916 | $2,916 | $666 | $2,666 | $250 |
| Home Insurance Company Childersburg, AL | Homeowners Insurance Agency Childersburg, AL | Address | Popularity Score | Distance from Childersburg (miles) |
|---|---|---|---|---|
| State Farm | Scott Pellowski | 7420 Parkway Dr Ste 108, Leeds, AL, 35094-4818 | 23.3 | |
| Farmers | Joseph Buff | 2236 Cahaba Valley Dr Ste 207, Birmingham, AL, 35242 | 22.0 | |
| Travelers | Talladega Insurance Agency | 109 N Spring St, Talladega, AL, 35160 | 18.2 | |
| Allstate | Breck Price | 470 Riverhills Business Park, Birmingham, AL, 35242 | 23.9 | |
| State Farm | Tim Johns | 1747 Oxmoor Rd, Homewood, AL, 35209-4048 | 30.1 | |
| Travelers | Holt Insurance Agency Inc | 1423 4th Avenue North, Bessemer, AL, 35020 | 37.0 | |
| State Farm | Chester Lewis | 16641 Highway 280 Ste 300, Chelsea, AL, 35043-8354 | 17.9 | |
| State Farm | Tyler Rutledge | 16054 Highway 280 Ste 1600, Chelsea, AL, 35043-8413 | 17.3 | |
| Allstate | Chad Christian | 206 Bowling Ln, Pelham, AL, 35124 | 26.7 | |
| Allstate | James Anthony | 48 Chesser Crane Rd Ste F, Chelsea, AL, 35043 | 17.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,610 | $780 |
| Talladega County, AL | $95,200 | $921 | $650 | $1,270 | $620 |
| Childersburg, AL | $87,500 | $764 | $550 | $1,080 | $530 |
| Bon Air, AL | $68,300 | $774 | $530 | $1,080 | $550 |
| Shelby County, AL | $199,500 | $1,302 | $900 | $1,840 | $940 |
| Trussville, AL | $235,700 | $976 | $670 | $1,340 | $670 |
| Hissop, AL | $101,300 | $997 | $730 | $1,430 | $700 |
| Homewood, AL | $319,300 | $971 | $690 | $1,370 | $680 |
| Delta, AL | $182,600 | $1,387 | $960 | $1,980 | $1,020 |
| Mount Olive, AL | $156,400 | $1,281 | $860 | $1,810 | $950 |
| Graysville-Adamsville, AL | $97,800 | $819 | $560 | $1,170 | $610 |
| West Blocton, AL | $101,000 | $836 | $580 | $1,180 | $600 |
| Warrior, AL | $120,000 | $927 | $680 | $1,290 | $610 |