Gavop tells you how to get the best homeowners insurance in Gardnerville, NV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $139,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $214,500 | $190,000 | $175,000-$200,000 |
| 4 Bedroom | $328,000 | $270,000 | $300,000-$350,000 |
| 5 Bedroom | $647,500 | $600,000 | $700,000-$800,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $559 |
| Home and Two Car | -$105 | $510 |
| Home and Three Car | -$154 | $461 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $2,000 | $739 | $2,739 | $537 | $2,537 | $202 |
| Gardnerville, NV | $1,500 | $607 | $2,107 | $441 | $1,941 | $166 |
| Minden, NV | $100 | $732 | $832 | $532 | $632 | $200 |
| Fish Springs, NV | $700 | $931 | $1,631 | $676 | $1,376 | $254 |
| Genoa, NV | $200 | $1,840 | $2,040 | $1,337 | $1,537 | $503 |
| Johnson Lane, NV | $700 | $747 | $1,447 | $543 | $1,243 | $204 |
| Virginia City, NV | $300 | $716 | $1,016 | $521 | $821 | $196 |
| Smith Valley, NV | $700 | $759 | $1,459 | $551 | $1,251 | $207 |
| Verdi, NV | $300 | $790 | $1,090 | $574 | $874 | $216 |
| Reno, NV | $2,000 | $672 | $2,672 | $488 | $2,488 | $184 |
| Pollock Pines, CA | $100 | $667 | $767 | $485 | $585 | $182 |
| Home Insurance Company Gardnerville, NV | Homeowners Insurance Agency Gardnerville, NV | Address | Popularity Score | Distance from Gardnerville (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Comstock Insurance Agencies Inc. | 9424 Double R Blvd, Reno, NV, 89521 | 35.1 | |
| Allstate | L Gene Gardella | 575 Forest St Ste 208, Reno, NV, 89509 | 40.2 | |
| Liberty Mutual Independent | Bibee & Associates | 411 W Third St, Carson City, NV, 89703 | 15.5 | |
| Liberty Mutual Independent | Ferguson Leavitt Insurance Agency | 1662 Us Highway 395 N Ste 101, Minden, NV, 89423 | 2.4 | |
| Travelers | Altus Insurance Group | 730 Sandhill Rd Ste 250, Reno, NV, 89521 | 35.0 | |
| Liberty Mutual Independent | Ferguson Leavitt Insurance Agency | 1622 Hwy 395 #101 , Minden, NV, 89423 | 20.3 | |
| Allstate | Bruce Bergantz | 111 E Sixth St Ste 1, Carson City, NV, 89701 | 15.4 | |
| State Farm | Rich Hosselkus | 2005 Sierra Hilnd Dr Ste A111, Reno, NV, 89523-2328 | 41.6 | |
| State Farm | John Scott | 1476 Highway 395 North, Gardnerville, NV, 89410 | 0.9 | |
| State Farm | Erik Watada | 212 Elks Point Rd Unit 553, Zephyr Cove, NV, 89448-8026 | 11.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $440 | $920 | $480 |
| Douglas County, NV | $311,400 | $748 | $500 | $1,060 | $560 |
| Gardnerville, NV | $233,600 | $615 | $410 | $870 | $460 |
| Minden, NV | $294,000 | $741 | $500 | $1,020 | $520 |
| Fish Springs, NV | $382,100 | $942 | $640 | $1,300 | $660 |
| Genoa, NV | $712,500 | $1,862 | $1,360 | $2,590 | $1,230 |
| Johnson Lane, NV | $368,000 | $756 | $510 | $1,080 | $570 |
| Virginia City, NV | $283,100 | $725 | $500 | $1,030 | $530 |
| Smith Valley, NV | $310,200 | $768 | $510 | $1,070 | $560 |
| Verdi, NV | $385,000 | $800 | $550 | $1,130 | $580 |
| Reno, NV | $265,600 | $680 | $490 | $970 | $480 |
| Pollock Pines, CA | $254,600 | $675 | $500 | $920 | $420 |