Gavop shows you how to buy homeowners insurance in Iron County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Iron County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sunrise Ln, Co Rd 99A, Co Rd 207, Kirk Dr, Linda Dr, Civey Blvd, Co Rd 103, Country Club Dr, Bud Dean Rd, Sutton Hollow Rd | $112,000 | $100,000 | $75,000-$100,000 | $111,500 | $90,000 | $75,000-$100,000 |
| Mulberry St, Rickett Rd, Andy Thompson Rd, Lafrentz Ln, Ray Barton Rd, Co Rd 55, Co Rd 136, Conway Rd, Co Rd 131, Co Rd 159 | $93,500 | $80,000 | $75,000-$100,000 | $60,000 | $50,000 | $25,000-$50,000 |
| Arcadia Valley Farms Rd, Co Rd 51, Missouri Ave, Cty Rd 94A, N Shepherd St, Dogwood Ln, Co Rd 143A, Annie St, Zeigler St, N Main | $136,500 | $120,000 | $100,000-$125,000 | $66,000 | $60,000 | $75,000-$100,000 |
| Sunshine St, W Dent St, Co Rd 163A, Crocker Rd, Co Rd 32 B, Redbud Dr, McCune St, Walnut Hollow, Burrell Lotz Rd, S Marshall St | $90,500 | $70,000 | $75,000-$100,000 | $74,500 | $60,000 | $75,000-$100,000 |
| Pine St, College St, State Hwy N, Flat Woods Rd, State Hwy W, Robin Ln, S Iron St, S M St, S Mountain St, Assembly Ln | $86,500 | $70,000 | $75,000-$100,000 | $104,500 | $100,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$67 | $676 |
| Home and Two Car | -$126 | $616 |
| Home and Three Car | -$171 | $572 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Iron County | $1,000 | $734 | $1,734 | $533 | $1,533 | $200 |
| Iron County, MO | $1,500 | $734 | $2,234 | $533 | $2,033 | $200 |
| Junction City, MO | $1,000 | $785 | $1,785 | $571 | $1,571 | $215 |
| Olympian Village, MO | $300 | $914 | $1,214 | $664 | $964 | $250 |
| Ste. Genevieve, MO | $700 | $897 | $1,597 | $652 | $1,352 | $245 |
| Hillsboro, MO | $200 | $1,064 | $1,264 | $773 | $973 | $291 |
| St. Mary, MO | $1,500 | $832 | $2,332 | $605 | $2,105 | $227 |
| Lorance, MO | $400 | $896 | $1,296 | $651 | $1,051 | $245 |
| Joachim, MO | $2,500 | $911 | $3,411 | $662 | $3,162 | $249 |
| Carter, MO | $300 | $1,019 | $1,319 | $740 | $1,040 | $278 |
| West Sullivan, MO | $700 | $913 | $1,613 | $663 | $1,363 | $249 |
| Home Insurance Company Iron County, MO | Homeowners Insurance Agency Iron County, MO | Address | Popularity Score | Distance from Iron County (miles) |
|---|---|---|---|---|
| Travelers | Wright Financial Inc | 1108 N Truman Blvd, Crystal City, MO, 63019 | 45.0 | |
| State Farm | Denny Long | 1185 Scenic Dr Ste 149, Herculaneum, MO, 63048-1433 | 47.0 | |
| Allstate | The Insurance Center | 503 W Washington St, Cuba, MO, 65453 | 49.0 | |
| Allstate | The Chase Agency | 10193 W State Hwy E Ste A, Potosi, MO, 63664 | 22.3 | |
| State Farm | Jerry Grindstaff | 1147 E Gannon Dr, Festus, MO, 63028-2611 | 43.6 | |
| State Farm | Al Schweiss | 201 W Karsch Blvd, Farmington, MO, 63640-2104 | 18.9 | |
| State Farm | Mike Burch | 130 Gray St, Sullivan, MO, 63080-1440 | 47.6 | |
| Farmers | Paul Juergens | 647 Fisher Dr, Sullivan, MO, 63080 | 47.9 | |
| State Farm | Mike Klaus | 402 S 2nd St, De Soto, MO, 63020-2007 | 36.1 | |
| State Farm | Dennis Martin | 115 W Saint Joseph St, Perryville, MO, 63775-1345 | 46.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $780 | $1,500 | $720 |
| Iron County, MO | $83,100 | $743 | $530 | $1,050 | $520 |
| Iron County, MO | $83,100 | $743 | $500 | $1,060 | $560 |
| Junction City, MO | $61,700 | $795 | $540 | $1,100 | $560 |
| Olympian Village, MO | $94,100 | $925 | $640 | $1,270 | $630 |
| Ste. Genevieve, MO | $144,100 | $908 | $630 | $1,280 | $650 |
| Hillsboro, MO | $142,700 | $1,077 | $720 | $1,490 | $770 |
| St. Mary, MO | $72,600 | $842 | $600 | $1,200 | $600 |
| Lorance, MO | $89,300 | $907 | $620 | $1,290 | $670 |
| Joachim, MO | $150,700 | $922 | $650 | $1,280 | $630 |
| Carter, MO | $126,500 | $1,031 | $750 | $1,460 | $710 |
| West Sullivan, MO | $93,700 | $924 | $660 | $1,310 | $650 |