How Can I Make My Orange, NJ Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in West Orange, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Orange, NJ Home Insurance Coverage Levels | Back to Top
| Orange, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Barringer Ct, Joyce St, Mountain Way, Robert Ct, Tulip Ave, Hepworth Ct, Whittlesey Ave, Condit Ln, Crystal Ave, Cassien Ter | $526,500 | $490,000 | $500,000-$600,000 | $324,000 | $300,000 | $250,000-$300,000 |
| Lowell Ave, Cherry St, Bloomfield Way, Schindler Ter, Valley View St, Lowell Pl, Clarken Dr, Fredericks St, McKinley Pl, Tenney Rd | $490,500 | $410,000 | $350,000-$400,000 | $295,000 | $240,000 | $250,000-$300,000 |
| Babcock Pl, Wheatland Ave, Vossler Ter, Colonial Woods Dr, Sherwood Pl, Samuel St, Rollinson St, Clearview Ter, Cullen Dr, Helen Ave | $379,000 | $320,000 | $350,000-$400,000 | $227,000 | $200,000 | $200,000-$250,000 |
| Beechwood Rd, Highwood Rd, Mountain Way S, Larkin Cir, Ridgehurst Rd, Devonshire Ter, Greentree Rd, Honeysuckle Rd, Colony Ct, Bloomfield Way | $307,500 | $280,000 | $250,000-$300,000 | $171,500 | $160,000 | $150,000-$175,000 |
| Marshall St, Parkside Ave, Blueberry Bend, Oakridge Rd, Wheeler St, Midro Way, Ashwood Ter, Rainbow Ter, Lawrence Ave, Araneo Dr | $414,000 | $340,000 | $350,000-$400,000 | $271,500 | $230,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Orange, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$201 | $915 |
| Superior Protection Discount | -$112 | $1,004 |
| Fire & Security Discount | -$89 | $1,027 |
| Hail Resistant Roof Discount | -$22 | $1,094 |
| Newly Constructed Home Discount | -$257 | $859 |
Choose the Right Deductible for your Orange, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $2,000 | $1,082 | $3,082 | $787 | $2,787 | $296 |
| Orange, NJ | $2,500 | $1,103 | $3,603 | $801 | $3,301 | $301 |
| Kearny, NJ | $100 | $989 | $1,089 | $718 | $818 | $270 |
| Wallington, NJ | $1,000 | $809 | $1,809 | $588 | $1,588 | $221 |
| Kinnelon, NJ | $500 | $992 | $1,492 | $721 | $1,221 | $271 |
| Finderne, NJ | $2,000 | $847 | $2,847 | $616 | $2,616 | $232 |
| Orangeburg, NY | $100 | $2,138 | $2,238 | $1,554 | $1,654 | $584 |
| Piermont, NY | $2,500 | $2,572 | $5,072 | $1,869 | $4,369 | $703 |
| Hillsborough, NJ | $300 | $1,185 | $1,485 | $861 | $1,161 | $324 |
| Plandome, NY | $700 | $1,032 | $1,732 | $750 | $1,450 | $282 |
| Mount Ivy, NY | $200 | $700 | $900 | $508 | $708 | $191 |
| Centre Island, NY | $2,500 | $994 | $3,494 | $722 | $3,222 | $272 |
Identify Top Home Insurance Agents near Orange, NJ | Back to Top
| Home Insurance Company Orange, NJ | Homeowners Insurance Agency Orange, NJ | Address | Popularity Score | Distance from Orange (miles) |
|---|---|---|---|---|
| State Farm | Navin Jiwnani | 278 Us Highway 22 West, Green Brook, NJ, 08812-1713 | 17.9 | |
| Liberty Mutual Independent | A. C. Marmo & Sons Inc. | 350 Passaic Ave, Fairfield, NJ, 7004 | 6.9 | |
| State Farm | Rod Pianelli | 107 Greenwich Street, Stewartsville, NJ, 8886 | 45.8 | |
| Travelers | The Insurance Outfit | 32 Collis Lane Ste D Front, Chester, NJ, 7930 | 22.6 | |
| State Farm | Karen Mojka | 1910 Washington Vly Rd Ste 6, Martinsville, NJ, 08836-2026 | 20.2 | |
| Travelers | Pavese Mccormick Agency Inc | 3759 Us Highway 1, Monmouth Junction, NJ, 8852 | 28.3 | |
| Travelers | Adp Statewide Insurance Agencies Inc | 325 Columbia Tpke Ste 106, Florham Park, NJ, 7932 | 7.6 | |
| State Farm | Dave Carrubba | 321 Rahway Ave, Elizabeth, NJ, 07202-1806 | 9.0 | |
| Travelers | Abbott Insurance Agency | 705 Ridge Rd, Lyndhurst, NJ, 7071 | 7.5 | |
| State Farm | Max Smirnov | 1051 Stuyvesant Ave, Union, NJ, 07083-3626 | 6.1 |
Compare Rates for Orange, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,480 | $740 |
| Essex County, NJ | $362,300 | $1,096 | $730 | $1,560 | $830 |
| Orange, NJ | $370,200 | $1,116 | $790 | $1,530 | $740 |
| Kearny, NJ | $318,700 | $1,001 | $680 | $1,420 | $740 |
| Wallington, NJ | $351,900 | $818 | $560 | $1,160 | $600 |
| Kinnelon, NJ | $558,600 | $1,004 | $670 | $1,390 | $720 |
| Finderne, NJ | $290,700 | $858 | $570 | $1,210 | $640 |
| Orangeburg, NY | $449,400 | $2,164 | $1,580 | $3,010 | $1,430 |
| Piermont, NY | $575,400 | $2,603 | $1,870 | $3,670 | $1,800 |
| Hillsborough, NJ | $411,700 | $1,200 | $850 | $1,660 | $810 |
| Plandome, NY | $1,819,000 | $1,044 | $710 | $1,430 | $720 |
| Mount Ivy, NY | $221,500 | $708 | $500 | $1,010 | $510 |
| Centre Island, NY | $1,558,300 | $1,006 | $690 | $1,380 | $690 |
Research Home Insurance Companies Reviews in Orange, NJ Before Buying | Back to Top
Share a review on your home insurance company
Universal Property & Casualty Insurance Company Home Insurance Reviews
Date: July 04, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
We had lightning strike our air conditioner last year, and the customer service team was very helpful in getting the unit replaced with minimal fuss and effort.