How Can I Make My Kerr County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Kerr County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Kerr County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $50,500 $50,000 $25,000-$50,000
2 Bedroom $75,500 $60,000 $75,000-$100,000
3 Bedroom $112,500 $110,000 $75,000-$100,000
4 Bedroom $223,500 $180,000 $175,000-$200,000
5 Bedroom $114,500 $110,000 $100,000-$125,000

Choose the Best Kerr County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score >$150,000 3 Pets, Non-Smoker $1,620
Freelancer 650-699 Credit Score $75 to $100,000 1 Pet, Smoker $900
Part Time Job 700-749 Credit Score $25 to 50,000 No Pets, Smoker $520

Choose the Right Deductible for your Kerr County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $620 $720 $540 $640 $80
Kerr County, TX $2,000 $690 $1,190 $610 $2,610 $-1,420
Kerr County, TX $1,000 $560 $1,060 $470 $1,470 $-410
Harper, TX $500 $650 $1,150 $570 $1,070 $80
Real County, TX $700 $360 $860 $300 $1,000 $-140
Lake Medina Shores, TX $100 $360 $460 $300 $400 $60
Kimble County, TX $1,000 $430 $930 $340 $1,340 $-410
Comfort, TX $400 $770 $1,170 $650 $1,050 $120
Kendall County, TX $1,500 $1,500 $2,000 $1,260 $2,760 $-760
Mason County, TX $400 $870 $1,270 $710 $1,110 $160
Rocksprings North, TX $700 $290 $790 $250 $950 $-160
Mason, TX $200 $440 $640 $360 $560 $80
D'Hanis, TX $1,000 $480 $980 $400 $1,400 $-420

Identify Top Home Insurance Agents near Kerr County, TX | Back to Top

Home Insurance Company Kerr County, TX Homeowners Insurance Agency Kerr County, TX Address Popularity Score Distance from Kerr County (miles)
Allstate R D Kothmann Insurance Agency 1701 Main St, Junction, TX, 76849
39.1
State Farm Ginny Thompson 217 E Bandera Rd Ste 1, Boerne, TX, 78006-2992
42.3
Travelers Sonora Insurance Group 1499 S Main St, Boerne, TX, 78006
42.8
Travelers Cohn Insurance Agency 10828 Park Rd 37, Lakehills, TX, 78063
40.4
Farmers Nathaniel Turner 260 Thompson Dr Ste 3, Kerrville, TX, 78028
12.3
Farmers Kyle Allen 411 Fort Mckavitt St Ste A, Mason, TX, 76856
48.1
Allstate Garrett Insurance Agency Inc 819 Water St Ste 100, Kerrville, TX, 78028
12.8
State Farm Ruben Cardenas Jr 410 E San Antonio Ave, Boerne, TX, 78006-2054
41.7
Allstate Paul Hinson 141 W Water St, Kerrville, TX, 78028
12.3
State Farm Mike Kropp 330 Junction Hwy, Kerrville, TX, 78028-4248
12.1

Compare Rates for Kerr County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $650 $430 $1,000 $570
Kerr County, TX $147,000 $710 $470 $1,090 $620
Kerr County, TX $147,000 $750 $500 $1,160 $660
Harper, TX $155,400 $780 $510 $1,200 $690
Real County, TX $83,400 $390 $260 $600 $340
Lake Medina Shores, TX $68,000 $390 $260 $600 $340
Kimble County, TX $87,000 $360 $240 $550 $310
Comfort, TX $193,100 $950 $630 $1,460 $830
Kendall County, TX $272,800 $1,420 $940 $2,190 $1,250
Mason County, TX $162,900 $770 $510 $1,190 $680
Rocksprings North, TX $56,400 $310 $200 $480 $280
Mason, TX $96,800 $500 $330 $770 $440
D'Hanis, TX $124,100 $680 $450 $1,050 $600

9 Ways to Get Discounts on Homeowners Insurance in Kerr County, TX

What Makes Your Kerr County, TX Home Insurance Cheap or Expensive