Gavop shows you how to buy homeowners insurance in Kerr County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $75,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $112,500 | $110,000 | $75,000-$100,000 |
| 4 Bedroom | $223,500 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $114,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$212 | $1,201 |
| Superior Protection Discount | -$141 | $1,272 |
| Fire & Security Discount | -$113 | $1,300 |
| Hail Resistant Roof Discount | -$28 | $1,385 |
| Newly Constructed Home Discount | -$297 | $1,117 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kerr County | $2,000 | $1,396 | $3,396 | $1,015 | $3,015 | $382 |
| Kerr County, TX | $1,000 | $1,396 | $2,396 | $1,015 | $2,015 | $382 |
| Harper, TX | $500 | $1,827 | $2,327 | $1,328 | $1,828 | $499 |
| Real County, TX | $700 | $954 | $1,654 | $693 | $1,393 | $261 |
| Kimble County, TX | $1,000 | $959 | $1,959 | $697 | $1,697 | $262 |
| Comfort, TX | $400 | $1,003 | $1,403 | $729 | $1,129 | $274 |
| Kendall County, TX | $1,500 | $1,381 | $2,881 | $1,004 | $2,504 | $377 |
| Mason County, TX | $400 | $971 | $1,371 | $706 | $1,106 | $265 |
| Rocksprings North, TX | $700 | $1,311 | $2,011 | $953 | $1,653 | $358 |
| Mason, TX | $200 | $1,549 | $1,749 | $1,126 | $1,326 | $423 |
| D'Hanis, TX | $1,000 | $1,639 | $2,639 | $1,191 | $2,191 | $448 |
| Home Insurance Company Kerr County, TX | Homeowners Insurance Agency Kerr County, TX | Address | Popularity Score | Distance from Kerr County (miles) |
|---|---|---|---|---|
| Allstate | R D Kothmann Insurance Agency | 1701 Main St, Junction, TX, 76849 | 39.1 | |
| State Farm | Ginny Thompson | 217 E Bandera Rd Ste 1, Boerne, TX, 78006-2992 | 42.3 | |
| Travelers | Sonora Insurance Group | 1499 S Main St, Boerne, TX, 78006 | 42.8 | |
| Travelers | Cohn Insurance Agency | 10828 Park Rd 37, Lakehills, TX, 78063 | 40.4 | |
| Farmers | Nathaniel Turner | 260 Thompson Dr Ste 3, Kerrville, TX, 78028 | 12.3 | |
| Farmers | Kyle Allen | 411 Fort Mckavitt St Ste A, Mason, TX, 76856 | 48.1 | |
| Allstate | Garrett Insurance Agency Inc | 819 Water St Ste 100, Kerrville, TX, 78028 | 12.8 | |
| State Farm | Ruben Cardenas Jr | 410 E San Antonio Ave, Boerne, TX, 78006-2054 | 41.7 | |
| Allstate | Paul Hinson | 141 W Water St, Kerrville, TX, 78028 | 12.3 | |
| State Farm | Mike Kropp | 330 Junction Hwy, Kerrville, TX, 78028-4248 | 12.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Kerr County, TX | $164,000 | $1,413 | $930 | $2,180 | $1,250 |
| Kerr County, TX | $164,000 | $1,413 | $930 | $2,180 | $1,250 |
| Harper, TX | $206,800 | $1,849 | $1,220 | $2,850 | $1,630 |
| Real County, TX | $105,100 | $965 | $640 | $1,490 | $850 |
| Kimble County, TX | $107,200 | $971 | $640 | $1,500 | $860 |
| Comfort, TX | $212,600 | $1,015 | $670 | $1,560 | $890 |
| Kendall County, TX | $297,700 | $1,398 | $920 | $2,150 | $1,230 |
| Mason County, TX | $156,400 | $983 | $650 | $1,510 | $860 |
| Rocksprings North, TX | $63,800 | $1,327 | $880 | $2,040 | $1,160 |
| Mason, TX | $111,300 | $1,568 | $1,030 | $2,410 | $1,380 |
| D'Hanis, TX | $135,700 | $1,659 | $1,090 | $2,550 | $1,460 |