How Can I Make My Pharr, TX Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in McAllen-Pharr, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Pharr, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $25,500 | $20,000 | $0-$25,000 |
| 2 Bedroom | $55,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $110,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $118,500 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $236,500 | $220,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Pharr, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$187 | $850 |
| Superior Protection Discount | -$104 | $933 |
| Fire & Security Discount | -$114 | $923 |
| Hail Resistant Roof Discount | -$31 | $1,006 |
| Newly Constructed Home Discount | -$228 | $809 |
Choose the Right Deductible for your Pharr, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hidalgo County | $700 | $1,274 | $1,974 | $926 | $1,626 | $348 |
| Pharr, TX | $2,500 | $1,024 | $3,524 | $744 | $3,244 | $280 |
| Bluetown, TX | $2,500 | $1,107 | $3,607 | $804 | $3,304 | $302 |
| Juarez, TX | $500 | $1,378 | $1,878 | $1,002 | $1,502 | $377 |
| Harlingen, TX | $700 | $1,289 | $1,989 | $937 | $1,637 | $352 |
| Arroyo Colorado Estates, TX | $300 | $1,261 | $1,561 | $916 | $1,216 | $345 |
Identify Top Home Insurance Agents near Pharr, TX | Back to Top
| Home Insurance Company Pharr, TX | Homeowners Insurance Agency Pharr, TX | Address | Popularity Score | Distance from Pharr (miles) |
|---|---|---|---|---|
| State Farm | Christina Salas | 3611 N Ware Rd, Mcallen, TX, 78501-3304 | 5.9 | |
| Travelers | Shepard Walton King | 121 Pecan Blvd, Mcallen, TX, 78501 | 3.3 | |
| Farmers | Robert Garza | 1109 W Nolana Ave Ste 101, Mcallen, TX, 78504 | 5.0 | |
| Farmers | Dalia Garcia | 3322 S Bus Hwy 281, Edinburg, TX, 78539 | 8.1 | |
| Liberty Mutual Independent | Mission Duncan Insurance Agency | 220 E Tom Landry St, Mission, TX, 78572 | 8.3 | |
| State Farm | John Ftacek | 101 South Main St, La Feria, TX, 78559-5006 | 23.4 | |
| Travelers | Greer & Associates Inc | 1271 N Stuart Place Rd, Harlingen, TX, 78552 | 27.5 | |
| Farmers | Michael Camargo | 5500 N Mccoll Rd Unit B1, Mcallen, TX, 78504 | 5.4 | |
| Travelers | Bert Whisenant Insurance | 14 E Levee St, Brownsville, TX, 78520 | 46.7 | |
| Farmers | Eddie Villarreal | 2167 S Mccoll Rd, Edinburg, TX, 78539 | 8.1 |
Compare Rates for Pharr, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hidalgo County, TX | $82,400 | $1,290 | $850 | $1,990 | $1,140 |
| Pharr, TX | $87,200 | $1,037 | $680 | $1,600 | $920 |
| Bluetown, TX | $33,800 | $1,120 | $740 | $1,720 | $980 |
| Juarez, TX | $75,300 | $1,395 | $920 | $2,150 | $1,230 |
| Harlingen, TX | $85,700 | $1,305 | $860 | $2,010 | $1,150 |
| Arroyo Colorado Estates, TX | $55,600 | $1,276 | $840 | $1,970 | $1,130 |
Research Home Insurance Companies Reviews in Pharr, TX Before Buying | Back to Top
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State Farm Home Insurance Reviews
Date: February 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: December 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: October 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 13, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: September 05, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 25, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 08, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: June 15, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: June 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Westfield Insurance Home Insurance Reviews
Date: September 26, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 15, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: September 01, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 22, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: January 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Alfa Insurance Home Insurance Reviews
Date: December 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Travelers Home Insurance Reviews
Date: December 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married