Gavop shows you how to buy homeowners insurance in Salem, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Salem, AR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Greenbrier, Keesee Cove, Couchwood Dr, Rock Creek Cir, Thomas Rd, I-30 Svc Rd, Severn Landing Rd, Mallard Ln, Thomas Rd, Chestnut Loop | $134,000 | $110,000 | $150,000-$175,000 | $313,000 | $270,000 | $300,000-$350,000 |
| Sonnenshine Blvd, Leigh St, Pleasant Holly Dr, Jeffcoat Ln, Rio Grande Rd, J W Cove, Palmer Ave, N Lakeview, Spring Creek Dr, Prange Rd | $181,500 | $170,000 | $175,000-$200,000 | $264,000 | $230,000 | $200,000-$250,000 |
| Jonny Ln, Raney Cv, Troup Rd, English Oak Cove, Brookwood, Elaine St, Teresa Cir, Rock Creek Dr, Village Dr, Trickey Ln | $256,500 | $230,000 | $200,000-$250,000 | $309,500 | $260,000 | $300,000-$350,000 |
| Edgewood Dr, English Oak Dr, Shirewood Ct, Ruth St, Longwood Ln, W Shadow Ridge Dr, Burton Ln, Svc Rd, E Lawson Rd, E Shenandoah Rd | $168,500 | $150,000 | $150,000-$175,000 | $184,500 | $150,000 | $200,000-$250,000 |
| Clover Hill Ln, Lincoln Rd, Heritage Farm Dr, Meyers Rd, Razorback Rd, Charles Pl, Quartz Dr, Kenwood Rd, Cherry Xing, Butterfly Cv | $102,500 | $80,000 | $100,000-$125,000 | $157,000 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$172 | $734 |
| Superior Protection Discount | -$91 | $816 |
| Fire & Security Discount | -$100 | $807 |
| Hail Resistant Roof Discount | -$18 | $888 |
| Newly Constructed Home Discount | -$181 | $725 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Saline County | $2,500 | $1,117 | $3,617 | $812 | $3,312 | $305 |
| Salem, AR | $1,000 | $896 | $1,896 | $651 | $1,651 | $245 |
| Bryant, AR | $400 | $883 | $1,283 | $642 | $1,042 | $241 |
| Sherwood, AR | $1,500 | $851 | $2,351 | $619 | $2,119 | $233 |
| Palarm, AR | $200 | $1,261 | $1,461 | $916 | $1,116 | $345 |
| Eagle, AR | $2,000 | $1,194 | $3,194 | $868 | $2,868 | $326 |
| Greenbrier, AR | $500 | $1,135 | $1,635 | $825 | $1,325 | $310 |
| Centerville, AR | $1,500 | $903 | $2,403 | $656 | $2,156 | $247 |
| Galla, AR | $300 | $1,109 | $1,409 | $806 | $1,106 | $303 |
| Walker, AR | $200 | $1,071 | $1,271 | $778 | $978 | $293 |
| Gum Log, AR | $2,000 | $1,350 | $3,350 | $981 | $2,981 | $369 |
| Home Insurance Company Salem, AR | Homeowners Insurance Agency Salem, AR | Address | Popularity Score | Distance from Salem (miles) |
|---|---|---|---|---|
| State Farm | Dennia Beard | 1408 Military Rd, Benton, AR, 72015-2913 | 4.4 | |
| State Farm | Keith Brooks | 413 Hwy 5 N, Benton, AR, 72019-9778 | 3.4 | |
| Allstate | Jay Pace | 4720 Camp Robinson Rd Ste D, North Little Rock, AR, 72118 | 21.1 | |
| Allstate | Rena Gilliam | 1211 Ferguson Dr, Benton, AR, 72015 | 4.6 | |
| State Farm | Charley Benson | 16000 Cantrell Rd, Little Rock, AR, 72223-4200 | 13.6 | |
| State Farm | Cynthia Rougeau | 1420 Central Avenue, Hot Springs, AR, 71901-6148 | 28.6 | |
| State Farm | Alvin Smith | 1 Stagecoach Vlg Ste 7, Little Rock, AR, 72210-4751 | 9.6 | |
| Allstate | Jason Dickinson | 5200 Highway 5 N Ste 2, Bryant, AR, 72022 | 4.9 | |
| Farmers | Lance Pelton | 2213 N Reynolds Rd Ste 3, Bryant, AR, 72022 | 5.3 | |
| State Farm | Clay Combs | 232 Cornerstone Blvd, Hot Springs, AR, 71913-6564 | 29.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $740 | $1,500 | $760 |
| Saline County, AR | $147,400 | $1,131 | $780 | $1,570 | $790 |
| Salem, AR | $161,400 | $906 | $660 | $1,300 | $640 |
| Bryant, AR | $157,000 | $894 | $600 | $1,280 | $680 |
| Sherwood, AR | $146,500 | $862 | $580 | $1,220 | $640 |
| Palarm, AR | $161,700 | $1,276 | $930 | $1,810 | $880 |
| Eagle, AR | $145,800 | $1,209 | $820 | $1,680 | $860 |
| Greenbrier, AR | $132,100 | $1,149 | $840 | $1,570 | $730 |
| Centerville, AR | $82,600 | $914 | $670 | $1,300 | $630 |
| Galla, AR | $125,900 | $1,122 | $810 | $1,560 | $750 |
| Walker, AR | $117,700 | $1,084 | $750 | $1,550 | $800 |
| Gum Log, AR | $184,000 | $1,366 | $920 | $1,900 | $980 |