Gavop's guide to buying homeowners insurance in Hartland, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hartland, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Washington St, Commerce Rd, Montgomery Dr, Parkway Pl, Long Lake Dr, Linden Rd, Ambergrove Dr, Tophill Dr, Little Rock Ln, Springfield Way | $196,500 | $160,000 | $175,000-$200,000 | $280,000 | $250,000 | $200,000-$250,000 |
| Moonglow Ct S, S Moonglow Ct, Briar Hill, Woodcliff Trl, Autumn Glen Dr, Royal Glen Dr, Santa Fe Trl, Bismarck Cir, Lansing Ave, Andover Blvd | $199,500 | $180,000 | $200,000-$250,000 | $169,000 | $150,000 | $150,000-$175,000 |
| Hidden Creek Dr, Maple St, Park Ridge Ct, Glen Cross Dr, Cherry Blossom Ln, Bobbie St, Anya Ln, Bullard Rd, Donna Lee Dr, Lorraina Ln | $161,500 | $140,000 | $125,000-$150,000 | $297,000 | $240,000 | $300,000-$350,000 |
| Austin Ct, Wilderness Lake Ct, Lyndenglen Ct, Kendra Ln, Erin Ln, Maxfield Blvd, Henry, Sylvan Dr, Arciero Ct, Heritage Ln | $139,500 | $110,000 | $100,000-$125,000 | $218,500 | $200,000 | $250,000-$300,000 |
| Cullen Rd, School, Albany Ct, Brophy Rd, Iris Ln, Lone Tree Rd, Briarhill, Mystic Woods Dr, Sheila, Cundy Rd | $147,000 | $140,000 | $100,000-$125,000 | $251,500 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $660 |
| Superior Protection Discount | -$69 | $698 |
| Fire & Security Discount | -$77 | $690 |
| Hail Resistant Roof Discount | -$23 | $744 |
| Newly Constructed Home Discount | -$184 | $583 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,513 |
| Hail Damage | $4,806 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,386 |
| Home Insurance Company Hartland, MI | Homeowners Insurance Agency Hartland, MI | Address | Popularity Score | Distance from Hartland (miles) |
|---|---|---|---|---|
| Allstate | Steven Fedenis | 21908 23 Mile Rd, Macomb, MI, 48042 | 43.1 | |
| Allstate | Bruce Faber | 43343 Grand River Ave, Novi, MI, 48375 | 17.9 | |
| State Farm | John O'Leary | 39221 Grand River Avenue, Farmington Hills, MI, 48335 | 19.9 | |
| State Farm | Anita A Murray | 8359 N Wayne Rd, Westland, MI, 48185-1351 | 27.6 | |
| Allstate | Sean Terry | 29444 Joy Rd, Livonia, MI, 48150 | 29.1 | |
| State Farm | Sandy Meador | 19587 Mack Avenue, Grosse Pointe Woods, MI, 48236-2838 | 45.1 | |
| Farmers | Greg White | 120 Detroit St, Lansing, MI, 48912 | 39.7 | |
| Travelers | Robertson Insurance | 5589 E M-36 Hwy , Pinckney, MI, 48169 | 13.7 | |
| Allstate | Claudia V Lynn | 39853 Grand River Ave, Novi, MI, 48375 | 19.6 | |
| State Farm | Veronica Murff | 24360 Novi Rd Ste C, Novi, MI, 48375-2462 | 18.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,080 | $550 |
| Livingston County, MI | $218,700 | $859 | $610 | $1,220 | $610 |
| Hartland, MI | $236,700 | $767 | $560 | $1,050 | $490 |
| Village of Clarkston, MI | $273,400 | $979 | $680 | $1,390 | $710 |
| Mundy, MI | $125,600 | $638 | $450 | $910 | $460 |
| Dexter, MI | $282,400 | $837 | $600 | $1,160 | $560 |
| Genesee County, MI | $96,500 | $694 | $480 | $980 | $500 |
| Dansville, MI | $115,600 | $745 | $540 | $1,030 | $490 |
| Bath charter, MI | $181,900 | $701 | $480 | $960 | $480 |
| Almont, MI | $167,500 | $686 | $490 | $950 | $460 |
| Millington, MI | $133,000 | $771 | $550 | $1,090 | $540 |
| St. Charles, MI | $90,000 | $704 | $510 | $1,010 | $500 |
| Vassar, MI | $98,600 | $718 | $480 | $990 | $510 |