Gavop's guide to buying homeowners insurance in Chatham, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Chatham, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Green Meadow Ln, Bent Tree Ct, Orchard Ln, Pheasant Run Dr, 25 A West Rd, Bowwood Dr, Garvey Ln, Parkview Ln, Clinton Rd, Green Ln | $257,000 | $220,000 | $250,000-$300,000 | $277,000 | $250,000 | $250,000-$300,000 |
| N Fox Mill Ln S, Grouse Dr, Timberline Dr, Steeplechase Ln, Kodiak Dr, Viking Blvd, Sumac Ln, Greenleaf Ct, S Old Route 66, Vettel Ln | $162,000 | $150,000 | $150,000-$175,000 | $276,500 | $240,000 | $250,000-$300,000 |
| Fox Glove Crst, White Pine Dr, Jemi Ln, Quail Run Dr, 75 A West Rd, Lick Rd, School House, W Mulberry St, Teakwood Dr, Curran Rd | $143,000 | $130,000 | $150,000-$175,000 | $217,500 | $180,000 | $200,000-$250,000 |
| S 6th Street Frontage Rd W, W Glenarm Rd, Greencastle Cir, N State Rte 4, Pony Shoe Ln, Buckingham Rd, Juniper Pl, Honeysuckle Rd, Vivian Ln, Bowling Green St | $187,000 | $160,000 | $150,000-$175,000 | $318,500 | $300,000 | $250,000-$300,000 |
| Ridgeview Dr, Dutchman Way, W Chestnut St, Lake Knolls Dr, Birch Dr, Conestoga Dr, Partridge Dr, S Pine St, Stirrup Ln, N East St | $253,000 | $230,000 | $200,000-$250,000 | $251,000 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $607 |
| Superior Protection Discount | -$65 | $657 |
| Fire & Security Discount | -$79 | $643 |
| Hail Resistant Roof Discount | -$22 | $701 |
| Newly Constructed Home Discount | -$144 | $578 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,295 |
| Hail Damage | $4,571 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,054 |
| Home Insurance Company Chatham, IL | Homeowners Insurance Agency Chatham, IL | Address | Popularity Score | Distance from Chatham (miles) |
|---|---|---|---|---|
| State Farm | Chris Coyne | 1212 Woodlawn Rd Ste B, Lincoln, IL, 62656-9746 | 37.4 | |
| Farmers | Adam Tallman | 302 S Macoupin St, Gillespie, IL, 62033 | 38.1 | |
| State Farm | Ed Blasius | 2025 W Iles Ave Ste C, Springfield, IL, 62704-4197 | 6.8 | |
| Erie | Rezin Insurance | 3307 Robbins Road, Springfield, IL, 62704 | 5.9 | |
| State Farm | Joe L Meeks | 925 W Spresser St, Taylorville, IL, 62568-1831 | 22.5 | |
| State Farm | Richard Oswald | 200 W Main St, Carlinville, IL, 62626-1731 | 28.7 | |
| Erie | Midstate Insurance Agency Inc. | 1101 W Morton Avenue Suite B, Jacksonville, IL, 62650 | 29.3 | |
| Travelers | Prairie State Insurance Agency Inc | 430 E Vine St, Springfield, IL, 62703 | 8.5 | |
| State Farm | Jeff Elston | 1405 Adl Stevenson Dr, Springfield, IL, 62703-4255 | 6.9 | |
| Allstate | Christopher Winters | 2707 W Washington St, Springfield, IL, 62702 | 9.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,210 | $640 |
| Sangamon County, IL | $136,100 | $732 | $520 | $1,040 | $520 |
| Chatham, IL | $185,100 | $722 | $490 | $990 | $500 |
| Divernon, IL | $98,800 | $646 | $440 | $900 | $460 |
| Talkington, IL | $99,400 | $648 | $470 | $920 | $450 |
| Jeisyville, IL | $58,800 | $488 | $330 | $670 | $340 |
| Petersburg East No. 13, IL | $197,700 | $882 | $610 | $1,210 | $600 |
| Oakford, IL | $79,500 | $575 | $390 | $810 | $420 |
| East Fork, IL | $78,300 | $571 | $410 | $790 | $380 |
| Glasgow, IL | $61,500 | $500 | $350 | $700 | $350 |
| Atlanta, IL | $93,400 | $627 | $420 | $870 | $450 |
| New Douglas, IL | $103,500 | $661 | $470 | $950 | $480 |