Gavop's guide to buying homeowners insurance in Whitmore Lake, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Whitmore Lake, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cambridge Blvd, Tulsa, Bouldercrest Dr, Cedar Hollow Ct, Park Forest Dr, Grange Dr, Nantucket Dr, Pacific Pl, Firwood Rd, Marcello Ln | $167,000 | $150,000 | $175,000-$200,000 | $134,500 | $120,000 | $150,000-$175,000 |
| Spicer Farms Dr, Tuthill, Hickory, Pinyon Trl, Marina Dr, Wild Turkey Run, Fossil Hill Dr, Beach Park Dr, Calumet Rd, Mc Nally | $253,000 | $220,000 | $300,000-$350,000 | $203,500 | $190,000 | $150,000-$175,000 |
| Beach Park Rd, Danielle Dr, Shady Grove Ct, Canal, Sand Crane Way, Cherry Ln, Kendall Lake, Lime Kiln Dr, Fairbrook Dr, Woodland Ridge Ct | $213,000 | $190,000 | $200,000-$250,000 | $127,000 | $120,000 | $125,000-$150,000 |
| Naturelle Dr, Oak Ridge Cir, Powhatan Ct, Glendale, Clarkshire Ct, Trillium Ln, Northboro Rd, Todds Ln, Cloverdale Dr, Elmcrest Rd | $161,500 | $130,000 | $150,000-$175,000 | $100,000 | $80,000 | $75,000-$100,000 |
| Fossil Hill Ct, Shorecrest, Chestnut Hill Ct, Stone Chase Dr, Cedarcrest, Oakridge Cir, Stoneridge Cir, Marshall Rd, Indianwood Ct, Greenmont Ct | $134,000 | $120,000 | $100,000-$125,000 | $119,000 | $110,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $620 |
| Home and Two Car | -$115 | $559 |
| Home and Three Car | -$155 | $519 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,537 |
| Hail Damage | $4,853 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $15,884 |
| Home Insurance Company Whitmore Lake, MI | Homeowners Insurance Agency Whitmore Lake, MI | Address | Popularity Score | Distance from Whitmore Lake (miles) |
|---|---|---|---|---|
| State Farm | Jared Chapman | 15401 Farmington Rd, Livonia, MI, 48154-2870 | 19.5 | |
| Nationwide | Sheila Hughes Agency Inc | 32740 Grand River, Farmington, MI, 48336 | 19.7 | |
| State Farm | Al Shattuck | 111 N Hickory St, Owosso, MI, 48867-3015 | 45.0 | |
| Farmers | Frank Mathias | 22908 Pontiac Trl, South Lyon, MI, 48178 | 5.6 | |
| State Farm | Pam Mowatt | 20563 Mack Avenue, Grosse Pointe Woods, MI, 48236 | 43.2 | |
| State Farm | Betty Turner | 26491 Hoover, Warren, MI, 48089-1163 | 38.4 | |
| Liberty Mutual Independent | Griffin Smalley & Wilkerson | 37000 Grand River Ave, Farmington Hills, MI, 48335 | 17.7 | |
| Allstate | Patrick Fischer | 630 W Grand River Ave, Brighton, MI, 48116 | 7.9 | |
| Farmers | Maryann Eickmann | 33180 Groesbeck Hwy, Fraser, MI, 48026 | 42.6 | |
| Allstate | Craig Borowsky | 41300 Dequindre Rd Ste 210, Sterling Heights, MI, 48314 | 35.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,100 | $530 |
| Livingston County, MI | $218,700 | $859 | $620 | $1,190 | $570 |
| Whitmore Lake, MI | $155,900 | $674 | $490 | $930 | $440 |
| Hamburg, MI | $235,900 | $766 | $550 | $1,100 | $550 |
| Lima, MI | $251,800 | $938 | $630 | $1,320 | $690 |
| Wolverine Lake, MI | $174,100 | $825 | $570 | $1,170 | $600 |
| Dearborn Heights, MI | $93,600 | $689 | $460 | $950 | $490 |
| Wheatfield, MI | $234,600 | $910 | $610 | $1,260 | $650 |
| Raisinville, MI | $171,100 | $690 | $490 | $950 | $460 |
| Jackson County, MI | $120,100 | $729 | $490 | $1,000 | $510 |
| Aurelius, MI | $184,100 | $838 | $570 | $1,160 | $590 |
| Bath charter, MI | $181,900 | $701 | $500 | $1,000 | $500 |
| Parma, MI | $105,100 | $729 | $520 | $1,030 | $510 |