Gavop's guide to buying homeowners insurance in Shawangunk, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Shawangunk, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rutsonville Rd, Malloy Rd, Kosteczko Dr, Cornelia Brook Ln, Wildrick Rd, Spadola Ln, Berry St, Stein Rd, Walkill Ave, Sunset Trl | $302,000 | $250,000 | $300,000-$350,000 | $346,500 | $290,000 | $250,000-$300,000 |
| Indian Springs Rd, Angelo Dr, Penny Dr, Daschner Ln, Garrison Woods Ln, Lattimer Ln, Peaceable Hill Rd, Forestdale Ln, Castro Rd, Schubert Dr | $282,000 | $250,000 | $250,000-$300,000 | $317,500 | $280,000 | $350,000-$400,000 |
| Tears Ct, Galeville Rd, Larson Ln, Kings Ln, Tremper Ln, Drechsel Ln, Kobelt Dr, New Hurley Rd, Hansburg Rd, Water Tower Rd | $193,000 | $170,000 | $150,000-$175,000 | $323,000 | $260,000 | $300,000-$350,000 |
| Watertower Ln, Sax Ln, Bridge St, Chase Rd, Arcadia Dr, Dorothy Dr, River Glen Rd, Hardenburgh Rd, Glenwood Dr, Viola St | $233,000 | $190,000 | $200,000-$250,000 | $372,000 | $330,000 | $400,000-$500,000 |
| Twin Oaks Ln, Sheldon Rd, Red Barn Rd, Miller Rd, Clark Rd, Brimstone Hill Rd, Borden Cir, Sherwood Dr, Napolitano Rd, Co Rd 19 | $211,000 | $200,000 | $200,000-$250,000 | $325,500 | $280,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $683 |
| Superior Protection Discount | -$80 | $723 |
| Fire & Security Discount | -$56 | $748 |
| Hail Resistant Roof Discount | -$16 | $788 |
| Newly Constructed Home Discount | -$217 | $587 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ulster County | $700 | $808 | $1,508 | $587 | $1,287 | $221 |
| Shawangunk, NY | $2,500 | $794 | $3,294 | $577 | $3,077 | $217 |
| Walker Valley, NY | $300 | $852 | $1,152 | $619 | $919 | $233 |
| Tillson, NY | $2,500 | $884 | $3,384 | $643 | $3,143 | $242 |
| Olive, NY | $200 | $941 | $1,141 | $684 | $884 | $257 |
| Harriman, NY | $1,500 | $693 | $2,193 | $503 | $2,003 | $189 |
| Clinton, NY | $200 | $1,439 | $1,639 | $1,045 | $1,245 | $393 |
| Vernon Valley, NJ | $2,000 | $946 | $2,946 | $687 | $2,687 | $258 |
| Lake Mohegan, NY | $100 | $989 | $1,089 | $719 | $819 | $270 |
| Pomona, NY | $1,000 | $2,500 | $3,500 | $1,817 | $2,817 | $683 |
| Sunrise Lake, PA | $200 | $754 | $954 | $548 | $748 | $206 |
| Kinnelon, NJ | $1,500 | $992 | $2,492 | $721 | $2,221 | $271 |
| Home Insurance Company Shawangunk, NY | Homeowners Insurance Agency Shawangunk, NY | Address | Popularity Score | Distance from Shawangunk (miles) |
|---|---|---|---|---|
| State Farm | Vivian Lem | 590 Central Park Ave Ste 7, Scarsdale, NY, 10583-1566 | 49.4 | |
| State Farm | Bruce Bryan | 269 Main St, Cornwall, NY, 12518-1553 | 18.2 | |
| Liberty Mutual Independent | Bruen Deldin & Didio Associates Inc | 3 Starr Ridge Rd Ste 100, Brewster, NY, 10509 | 38.5 | |
| State Farm | Eloy Barreiros | 97 Main St Ste 3, Ossining, NY, 10562-4680 | 38.7 | |
| Travelers | Rose & Kiernan Inc | 527 Route 22, Pawling, NY, 12564 | 35.2 | |
| State Farm | Stephen Breen | 120 E Main St, Elmsford, NY, 10523-3225 | 46.4 | |
| State Farm | Al Vitiello | 3 Liberty Square Mall, Stony Point, NY, 10980-2400 | 31.8 | |
| Travelers | Jack J Maniscalco & Son Ltd | 580 Toleman Road , Rock Tavern, NY, 12575 | 12.8 | |
| Travelers | Scavone Insurance Center | 470 Mamaroneck Ave Ste 205 White Plains, White Plains, NY, 10605 | 49.6 | |
| Travelers | Jejego Agency Inc | 5 Beaver Hill Rd Ste B, Elmsford, NY, 10523 | 45.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,650 | $870 |
| Ulster County, NY | $221,600 | $818 | $590 | $1,130 | $540 |
| Shawangunk, NY | $249,800 | $804 | $550 | $1,150 | $600 |
| Walker Valley, NY | $226,500 | $862 | $620 | $1,180 | $560 |
| Tillson, NY | $235,000 | $895 | $650 | $1,270 | $620 |
| Olive, NY | $248,600 | $952 | $660 | $1,310 | $650 |
| Harriman, NY | $176,400 | $701 | $500 | $970 | $470 |
| Clinton, NY | $344,400 | $1,456 | $1,050 | $2,070 | $1,020 |
| Vernon Valley, NJ | $255,400 | $957 | $640 | $1,370 | $730 |
| Lake Mohegan, NY | $336,500 | $1,001 | $680 | $1,430 | $750 |
| Pomona, NY | $498,600 | $2,530 | $1,800 | $3,570 | $1,770 |
| Sunrise Lake, PA | $180,000 | $763 | $560 | $1,050 | $490 |
| Kinnelon, NJ | $558,600 | $1,004 | $710 | $1,430 | $720 |