How Can I Make My El Dorado Hills, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in El Dorado Hills, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your El Dorado Hills, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $124,500 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $309,500 | $260,000 | $250,000-$300,000 |
| 3 Bedroom | $453,000 | $430,000 | $400,000-$500,000 |
| 4 Bedroom | $443,500 | $400,000 | $400,000-$500,000 |
| 5 Bedroom | $1,028,000 | $890,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in El Dorado Hills, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$273 | $1,242 |
| Superior Protection Discount | -$136 | $1,378 |
| Fire & Security Discount | -$121 | $1,394 |
| Hail Resistant Roof Discount | -$30 | $1,484 |
| Newly Constructed Home Discount | -$348 | $1,166 |
Choose your El Dorado Hills, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,295 |
| Hail Damage | $4,476 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near El Dorado Hills, CA | Back to Top
| Home Insurance Company El Dorado Hills, CA | Homeowners Insurance Agency El Dorado Hills, CA | Address | Popularity Score | Distance from El Dorado Hills (miles) |
|---|---|---|---|---|
| Allstate | Christopher Pack | 2505 Riparian Dr Ste 170, Elk Grove, CA, 95757 | 29.7 | |
| State Farm | Dan Normoyle | 1835 Iron Point Rd Ste 100, Folsom, CA, 95630-8771 | 5.6 | |
| State Farm | David Redfield | 4401 Hazel Ave Ste 115, Fair Oaks, CA, 95628-6693 | 9.7 | |
| Farmers | Brendan Mohr | 187 Blue Ravine Rd Ste 130, Folsom, CA, 95630 | 7.4 | |
| State Farm | Stacy Flascher | 4201 Sunrise Blvd Ste A, Fair Oaks, CA, 95628-7000 | 12.3 | |
| Travelers | Eugene C Yates Insurance Agency | 2021 P St, Sacramento, CA, 95811 | 24.5 | |
| State Farm | Brent Petersen | 4401 Hazel Ave Ste 115, Fair Oaks, CA, 95628-6693 | 9.7 | |
| Travelers | Barragan Insurance Agency | 90 Blue Ravine Rd Ste 74, Folsom, CA, 95630 | 7.7 | |
| Allstate | Mary Agcaoili | 2390 E Bidwell St Ste 300, Folsom, CA, 95630 | 4.8 | |
| State Farm | George Kenyon | 5345 N El Dorado Street, Stockton, CA, 95207-5856 | 48.6 |
Compare Rates for El Dorado Hills, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| El Dorado County, CA | $405,900 | $1,038 | $770 | $1,410 | $640 |
| El Dorado Hills, CA | $575,200 | $1,515 | $1,120 | $2,060 | $940 |
| Fair Oaks, CA | $417,500 | $1,084 | $800 | $1,470 | $670 |
| Auburn Lake Trails, CA | $340,200 | $897 | $660 | $1,220 | $560 |
| La Riviera, CA | $257,300 | $679 | $500 | $920 | $420 |
| Rosemont, CA | $237,900 | $653 | $480 | $890 | $410 |
| Amador City, CA | $271,900 | $753 | $560 | $1,020 | $460 |
| Martell, CA | $213,100 | $668 | $490 | $910 | $420 |
| Dogtown, CA | $469,600 | $1,440 | $1,070 | $1,960 | $890 |
| Plumas Lake, CA | $269,400 | $697 | $520 | $950 | $430 |
| Yuba County, CA | $207,100 | $640 | $470 | $870 | $400 |
Research Home Insurance Companies Reviews in El Dorado Hills, CA Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: October 15, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I think that the deductible is actually cheaper than what I have been charged in the past compared to other companies. I am happy with the price that I am paying for home insurance.
Progressive Home Insurance Reviews
Date: July 26, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
when looking into other policies form other companies I find all of the major companies offer comparable packages and coverages at similar price points.