Gavop's guide to buying homeowners insurance in Hidden Valley, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $129,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $200,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $213,000 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $416,500 | $390,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $760 |
| Home and Two Car | -$142 | $693 |
| Home and Three Car | -$200 | $635 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dearborn County | $700 | $878 | $1,578 | $638 | $1,338 | $240 |
| Hidden Valley, IN | $2,500 | $825 | $3,325 | $600 | $3,100 | $225 |
| Bromley, KY | $100 | $692 | $792 | $503 | $603 | $189 |
| Fort Mitchell, KY | $1,000 | $852 | $1,852 | $619 | $1,619 | $233 |
| Southgate, KY | $200 | $843 | $1,043 | $612 | $812 | $230 |
| Blue Ash, OH | $700 | $747 | $1,447 | $543 | $1,243 | $204 |
| Fruit Hill, OH | $300 | $770 | $1,070 | $559 | $859 | $210 |
| Saltcreek, IN | $1,000 | $934 | $1,934 | $679 | $1,679 | $255 |
| Turtlecreek, OH | $400 | $764 | $1,164 | $555 | $955 | $209 |
| Sandcreek, IN | $2,000 | $770 | $2,770 | $559 | $2,559 | $210 |
| West Alexandria, OH | $400 | $585 | $985 | $425 | $825 | $160 |
| Sterling, OH | $700 | $648 | $1,348 | $471 | $1,171 | $177 |
| Home Insurance Company Hidden Valley, IN | Homeowners Insurance Agency Hidden Valley, IN | Address | Popularity Score | Distance from Hidden Valley (miles) |
|---|---|---|---|---|
| Travelers | Gardner Insurance Agency Inc | 319 West Second St, Madison, IN, 47250 | 41.6 | |
| Farmers | Billie Jackson | 306 Ohio St, Vevay, IN, 47043 | 31.1 | |
| Travelers | Holland Insurance | 1305 S Adams St Ste A, Versailles, IN, 47042 | 23.4 | |
| Farmers | Anna Carney | 102 Front St Ste A, Lawrenceburg, IN, 47025 | 5.2 | |
| Allstate | Brian Fuller | 1605 Chester Blvd, Richmond, IN, 47374 | 47.2 | |
| State Farm | Dusty Flannery | 1514 N Main St, Rushville, IN, 46173-1119 | 45.0 | |
| Liberty Mutual Independent | Harrington-Hoch Inc | 1126 East Main St, Richmond, IN, 47374 | 45.7 | |
| Liberty Mutual Independent | Hummel Insurance Group | 142 Walnut Street, Lawrenceburg, IN, 47025 | 5.2 | |
| State Farm | Ed Brack | 23596 Jeb Dr, Lawrenceburg, IN, 47025-8441 | 3.1 | |
| State Farm | Karen Shields | 549 Walnut St, Lawrenceburg, IN, 47025-1882 | 4.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,180 | $600 |
| Dearborn County, IN | $160,800 | $889 | $640 | $1,240 | $600 |
| Hidden Valley, IN | $192,600 | $835 | $580 | $1,190 | $610 |
| Bromley, KY | $80,300 | $700 | $480 | $970 | $490 |
| Fort Mitchell, KY | $257,300 | $862 | $600 | $1,220 | $620 |
| Southgate, KY | $117,600 | $853 | $620 | $1,180 | $560 |
| Blue Ash, OH | $243,100 | $756 | $520 | $1,050 | $530 |
| Fruit Hill, OH | $168,600 | $779 | $520 | $1,070 | $550 |
| Saltcreek, IN | $168,900 | $945 | $690 | $1,330 | $640 |
| Turtlecreek, OH | $256,600 | $774 | $560 | $1,080 | $520 |
| Sandcreek, IN | $108,300 | $779 | $550 | $1,110 | $560 |
| West Alexandria, OH | $88,900 | $592 | $400 | $830 | $430 |
| Sterling, OH | $112,000 | $656 | $470 | $910 | $440 |