How Can I Make My Bedford, KY Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Bedford, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Bedford, KY Home Insurance Coverage Levels | Back to Top

Bedford, KY - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Timberline Dr, Joyce Mills Rd, West St, Poppaw Ridge, Middle Creek Rd, Latta Rd, Rowlett Ave, Mt Pleasant Rd, Spring St, Stauffer Ct $154,000 $130,000 $125,000-$150,000 $126,000 $110,000 $125,000-$150,000
Old Sled Rd, State Hwy 55, Wises Landing Rd, Gray St, Valentine Ln, Norvelle Rd, Corn Creek Rd, Button Ridge Rd, Miles Rd, Webb Ln $192,000 $160,000 $200,000-$250,000 $98,500 $90,000 $75,000-$100,000
State Hwy 157, Georges Creek Rd, Calvert Ln, Cole Ln, Kidwell Pike, Wentworth Ave, Arthur Ct, Mandy Dr, Conner Ridge Rd, Summerfield Rd $217,500 $180,000 $250,000-$300,000 $149,000 $130,000 $150,000-$175,000
Eve Ct, Carmon Creek Rd, Hilltop Ln, Sutherland Rd, Hidden Creek Rd, Lower Pattons Creek Rd, Littrell Rd, McKinney Farm Rd, Alexander St, New Millennium Ln $111,500 $100,000 $100,000-$125,000 $75,500 $60,000 $75,000-$100,000
Hwy 157, US Hwy 42, US Hwy 421 S, Watson Ln, Sulfur-Bedford Rd, Bells Ridge Rd, State Hwy 316, State Hwy 36, Wilson Rd, State Hwy 1226 $175,000 $150,000 $200,000-$250,000 $121,500 $110,000 $125,000-$150,000

Estimate your Savings with Home Insurance Discounts in Bedford, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$111 $585
Superior Protection Discount -$70 $627
Fire & Security Discount -$56 $641
Hail Resistant Roof Discount -$21 $675
Newly Constructed Home Discount -$202 $494

Choose your Bedford, KY Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $7,759
Hail Damage $5,157
Wind Damage $9,615
Expensive Claims
Fire $37,853
Accidental Discharge/Leakage $8,884
Optional Coverage Losses $7,991

Identify Top Home Insurance Agents near Bedford, KY | Back to Top

Home Insurance Company Bedford, KY Homeowners Insurance Agency Bedford, KY Address Popularity Score Distance from Bedford (miles)
Travelers Stack Insurance Agency 6009 Brownsboro Park Blvd Ste A, Louisville, KY, 40207
27.0
Allstate Bryan Fallon 6003 Pleasant Colony Ct Ste 5, Crestwood, KY, 40014
18.8
State Farm Rp Lopez 2100 Lawrenceburg Rd, Frankfort, KY, 40601-7537
36.3
Allstate Justin Beasley 11712 Main St, Louisville, KY, 40243
25.7
State Farm Leslie Gilley 6427 W Highway 146 Ste 1, Crestwood, KY, 40014-9516
18.8
Allstate Bradford Muncy 9611 Whipps Mill Rd, Louisville, KY, 40242
25.5
State Farm Mark Smith 1206 Highland Ave, Carrollton, KY, 41008-9601
10.7
State Farm Mark Cumella 225 S Hurstbrne Pkwy Ste 203, Louisville, KY, 40222-4929
27.0
State Farm Steve Shultz 111 S 1st St, Lagrange, KY, 40031-1201
11.9
Travelers Insurance Associates 41 N Main, New Castle, KY, 40050
11.8

Compare Rates for Bedford, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $640 $1,260 $620
Trimble County, KY $110,500 $695 $470 $990 $520
Bedford, KY $110,900 $696 $510 $990 $480
New Liberty, KY $92,900 $756 $510 $1,040 $530
Riverwood, KY $484,900 $2,265 $1,560 $3,100 $1,540
West Buechel, KY $93,300 $758 $540 $1,050 $510
Hollow Creek, KY $184,700 $1,051 $760 $1,480 $720
Stamping Ground, KY $187,000 $887 $610 $1,250 $640
Boone County, KY $183,700 $975 $650 $1,350 $700
Versailles, KY $175,200 $863 $590 $1,220 $630
Jonesville, IN $80,600 $675 $480 $970 $490
Bullitt County, KY $153,100 $929 $680 $1,280 $600
Erlanger, KY $123,200 $733 $500 $1,050 $550