Gavop shows you how to buy homeowners insurance in Pajaro, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Pajaro, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Summerland Rd, Struve Rd, Vega St, Co Rd G11, Via del Sol Rd, Tarpey Rd, Maher Rd, Starr Way, Red Hawk Ln, Hall Rd | $416,500 | $380,000 | $300,000-$350,000 | $246,500 | $230,000 | $200,000-$250,000 |
| Hillcrest Rd, Kortright Ln, Murphy Hill Rd, Via Tanques, Rachel Ln, Echo Valley Rd, Verde Way, Aromas Rd, Sill Rd, Arlon Way | $542,000 | $510,000 | $500,000-$600,000 | $320,000 | $290,000 | $250,000-$300,000 |
| Granger Ln, Hall Rd, Candace Ln, Allen St, Jonathan St, Rebecca Cir, Rifle Range Dr, Allison St, Springfield Rd, Pioneer Pl | $280,500 | $260,000 | $300,000-$350,000 | $288,500 | $270,000 | $200,000-$250,000 |
| Willow Rd, Tuckahoe Ter, Campagna Ter, Molera Rd, Gonda St, Garin Rd, Susan St, Secondo Way, Hidden Valley Rd, Rea Ct | $450,000 | $370,000 | $400,000-$500,000 | $264,500 | $250,000 | $200,000-$250,000 |
| Moon Pl, Jacklyn, el Cerrito Ct, Hall Rd, Campagna Way, Bishop St, Boling Rd, Caris Ln, Dolan Rd, Vista Dr | $221,500 | $180,000 | $175,000-$200,000 | $259,000 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $889 |
| Superior Protection Discount | -$95 | $963 |
| Fire & Security Discount | -$116 | $942 |
| Hail Resistant Roof Discount | -$32 | $1,027 |
| Newly Constructed Home Discount | -$222 | $836 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monterey County | $2,500 | $1,175 | $3,675 | $854 | $3,354 | $321 |
| Pajaro, CA | $1,000 | $1,046 | $2,046 | $760 | $1,760 | $286 |
| Live Oak, CA | $500 | $965 | $1,465 | $701 | $1,201 | $264 |
| Seaside, CA | $1,000 | $1,056 | $2,056 | $767 | $1,767 | $289 |
| Paradise Park, CA | $300 | $734 | $1,034 | $533 | $833 | $201 |
| Del Monte Forest, CA | $1,500 | $2,783 | $4,283 | $2,023 | $3,523 | $761 |
| Ben Lomond, CA | $500 | $942 | $1,442 | $685 | $1,185 | $258 |
| Carmel-by-the-Sea, CA | $1,500 | $926 | $2,426 | $673 | $2,173 | $253 |
| Saratoga, CA | $100 | $1,179 | $1,279 | $857 | $957 | $322 |
| Cupertino, CA | $1,000 | $1,215 | $2,215 | $883 | $1,883 | $332 |
| Loyola, CA | $400 | $815 | $1,215 | $592 | $992 | $223 |
| San Benito County, CA | $1,500 | $1,228 | $2,728 | $892 | $2,392 | $336 |
| Home Insurance Company Pajaro, CA | Homeowners Insurance Agency Pajaro, CA | Address | Popularity Score | Distance from Pajaro (miles) |
|---|---|---|---|---|
| Travelers | Kbk Insurance Agency | 1006 Freedom Blvd, Watsonville, CA, 95076 | 5.3 | |
| Travelers | Coverage Plus Insurance Agency | 750 E Mcglincy Ln Ste 109, Campbell, CA, 95008 | 31.1 | |
| State Farm | Fernando Lopez | 734 E Lake Ave Ste 7, Watsonville, CA, 95076-3567 | 5.6 | |
| Farmers | Brenda Horder | 341 Tres Pinos Rd Ste 205b, Hollister, CA, 95023 | 21.4 | |
| Farmers | Laurrie Pike | 498 Pearl St Ste 2, Monterey, CA, 93940 | 18.1 | |
| Farmers | Dwight Lynn Csp Lutcf | 365 E Lake Ave, Watsonville, CA, 95076 | 5.2 | |
| Farmers | Peter Kuo | 1292 Kifer Rd Ste 802, Sunnyvale, CA, 94086 | 38.2 | |
| State Farm | Pete Alexander | 1994a Main St, Watsonville, CA, 95076-3066 | 5.0 | |
| Farmers | Xochitl Nino | 4340 Almaden Expy Ste 210, San Jose, CA, 95118 | 29.4 | |
| Farmers | Kevin Chen | 690 W Fremont Ave Ste 7, Sunnyvale, CA, 94087 | 37.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Monterey County, CA | $441,000 | $1,189 | $880 | $1,620 | $740 |
| Pajaro, CA | $507,200 | $1,059 | $780 | $1,440 | $660 |
| Live Oak, CA | $622,600 | $977 | $720 | $1,330 | $610 |
| Seaside, CA | $413,600 | $1,069 | $790 | $1,450 | $660 |
| Paradise Park, CA | $265,700 | $743 | $550 | $1,010 | $460 |
| Del Monte Forest, CA | $1,170,600 | $2,817 | $2,080 | $3,830 | $1,750 |
| Ben Lomond, CA | $603,800 | $954 | $710 | $1,300 | $590 |
| Carmel-by-the-Sea, CA | $1,114,000 | $937 | $690 | $1,270 | $580 |
| Saratoga, CA | $1,933,900 | $1,193 | $880 | $1,620 | $740 |
| Cupertino, CA | $1,372,800 | $1,229 | $910 | $1,670 | $760 |
| Loyola, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| San Benito County, CA | $459,700 | $1,243 | $920 | $1,690 | $770 |