How Can I Make My Kirkwood, MO Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Kirkwood, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Kirkwood, MO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $196,000 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $156,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $344,500 | $280,000 | $350,000-$400,000 |
| 5 Bedroom | $453,500 | $420,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Kirkwood, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $824 |
| Superior Protection Discount | -$98 | $883 |
| Fire & Security Discount | -$88 | $893 |
| Hail Resistant Roof Discount | -$29 | $952 |
| Newly Constructed Home Discount | -$245 | $736 |
Choose your Kirkwood, MO Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,488 |
| Hail Damage | $4,571 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Kirkwood, MO | Back to Top
| Home Insurance Company Kirkwood, MO | Homeowners Insurance Agency Kirkwood, MO | Address | Popularity Score | Distance from Kirkwood (miles) |
|---|---|---|---|---|
| State Farm | Steve Martinez | 104 Holloway Road, Ballwin, MO, 63011-3215 | 6.8 | |
| Allstate | Lisa M. Clemente | 110a Holloway Rd, Ballwin, MO, 63011 | 6.8 | |
| Travelers | Premier Insurance Agency | 11400 Concord Village Ave. Suite D, St Louis, MO, 63123 | 5.2 | |
| Liberty Mutual Independent | Dan Alabach Group | 100 Chesterfield Business Pkwy Ste 200, Chesterfield, MO, 63005 | 12.3 | |
| State Farm | Tom Wehde | 14540 Manchester Rd, Manchester, MO, 63011-3959 | 5.7 | |
| State Farm | Jim Sortor | 1795 Clarkson Rd Ste 300, Chesterfield, MO, 63017-4975 | 9.0 | |
| State Farm | Bill Bond | 976 S Highway Dr, Fenton, MO, 63026-2023 | 3.4 | |
| State Farm | Brad Busch | 7908 Bonhomme Ave Ste 100, Clayton, MO, 63105-3549 | 6.5 | |
| Allstate | Michael O Kane | 300 Biltmore Dr Ste 334, Fenton, MO, 63026 | 6.0 | |
| State Farm | Ron Edgar | 14 Clarkson Wilson Ctr, Chesterfield, MO, 63017-7274 | 9.2 |
Compare Rates for Kirkwood, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,490 | $760 |
| St. Louis County, MO | $181,100 | $1,090 | $770 | $1,520 | $750 |
| Kirkwood, MO | $273,900 | $981 | $700 | $1,350 | $650 |
| Rock, MO | $153,300 | $928 | $620 | $1,330 | $710 |
| Charlack, MO | $85,700 | $894 | $610 | $1,260 | $650 |
| Pasadena Park, MO | $109,400 | $978 | $700 | $1,360 | $660 |
| Bellefontaine Neighbors, MO | $66,300 | $685 | $490 | $970 | $480 |
| Rivers, MO | $164,700 | $806 | $590 | $1,100 | $510 |
| Calvey, MO | $139,400 | $897 | $620 | $1,240 | $620 |
| Wentzville, MO | $210,000 | $1,149 | $820 | $1,640 | $820 |
| Olympian Village, MO | $94,100 | $925 | $660 | $1,290 | $630 |
| Fort Russell, IL | $175,900 | $708 | $480 | $980 | $500 |
| Foley, MO | $24,000 | $604 | $420 | $860 | $440 |
Research Home Insurance Companies Reviews in Kirkwood, MO Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 04, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
State Farm has offered coverage to us when others wouldn't. We had a few issues with our home and our dog being on the dangerous dog list and we were accepted by them.
Date: January 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
There were not really that many options provided for me when i was making my decision.
Date: October 29, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
unlike other insurance companies, see the profit that premium refund insurance can generate: state farm allows me to choose an initial term of 20 or 30 years in which I pay a fixed premium during the initial period of the policy of 20 or 30 years and they will be returned at the end of the term of the fixed premium policy (20 or 30 years), assuming that the death benefit has not been paid during the term of the initial policy and that all the programmed premiums have been paid. been paid. This insurance creates cash value that I can use as collateral to request a loan during the fixed premium period.
Amica Mutual Insurance Home Insurance Reviews
Date: November 18, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
good premium services when compared to other insurance company.. best support to the customers..