Gavop shows you how to buy homeowners insurance in Burnside, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $87,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $132,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $158,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $113,000 | $110,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$48 | $549 |
| Home and Two Car | -$96 | $502 |
| Home and Three Car | -$149 | $448 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pulaski County | $2,500 | $788 | $3,288 | $572 | $3,072 | $215 |
| Burnside, KY | $700 | $590 | $1,290 | $429 | $1,129 | $161 |
| Emlyn, KY | $400 | $658 | $1,058 | $478 | $878 | $180 |
| Huntsville, TN | $1,000 | $908 | $1,908 | $660 | $1,660 | $248 |
| Bryants Store, KY | $200 | $574 | $774 | $417 | $617 | $157 |
| Conway, KY | $1,000 | $687 | $1,687 | $499 | $1,499 | $188 |
| Trosper, KY | $400 | $427 | $827 | $310 | $710 | $117 |
| Robbins, TN | $2,000 | $693 | $2,693 | $503 | $2,503 | $189 |
| Allardt, TN | $300 | $937 | $1,237 | $681 | $981 | $256 |
| Kentucky Ridge, KY | $2,500 | $525 | $3,025 | $381 | $2,881 | $143 |
| McKee, KY | $400 | $628 | $1,028 | $457 | $857 | $172 |
| Middlesborough, KY | $1,500 | $643 | $2,143 | $467 | $1,967 | $176 |
| Home Insurance Company Burnside, KY | Homeowners Insurance Agency Burnside, KY | Address | Popularity Score | Distance from Burnside (miles) |
|---|---|---|---|---|
| State Farm | Phil Mcdonald | 1407 W 5th St, London, KY, 40741-1616 | 28.0 | |
| Travelers | First Insurance Group | 2520 S Hwy 27, Somerset, KY, 42501 | 10.0 | |
| State Farm | Chris Cornelius | 400 Carrigan Dr, Danville, KY, 40422-2402 | 49.6 | |
| Allstate | Amy Hazlett | 216 Skywatch Dr, Danville, KY, 40422 | 49.4 | |
| Liberty Mutual Independent | Insurance Service Center | 100 N Kentucky Ave, Corbin, KY, 40701 | 24.9 | |
| Allstate | Bennett Insurance Group | 4295 Burkesville Rd, Columbia, KY, 42728 | 45.1 | |
| Liberty Mutual Independent | Linville Insurance Agency | 302 Richmond Rd N, Berea, KY, 40403 | 47.8 | |
| Liberty Mutual Independent | Linville Insurance Agency | 302 Richmond Rd, Berea, KY, 40403 | 47.3 | |
| State Farm | Mylan Wright | 245 Lexington St, Lancaster, KY, 40444-1184 | 48.3 | |
| State Farm | Lisa Beard | 106 Plaza Dr, Albany, KY, 42602-1659 | 36.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,230 | $580 |
| Pulaski County, KY | $109,100 | $797 | $580 | $1,090 | $510 |
| Burnside, KY | $68,600 | $597 | $430 | $850 | $420 |
| Emlyn, KY | $73,400 | $666 | $490 | $950 | $460 |
| Huntsville, TN | $112,500 | $919 | $630 | $1,270 | $640 |
| Bryants Store, KY | $56,900 | $581 | $420 | $800 | $380 |
| Conway, KY | $79,400 | $695 | $490 | $950 | $460 |
| Trosper, KY | $32,100 | $432 | $290 | $600 | $310 |
| Robbins, TN | $63,300 | $701 | $480 | $960 | $480 |
| Allardt, TN | $120,600 | $948 | $640 | $1,360 | $720 |
| Kentucky Ridge, KY | $48,200 | $531 | $370 | $760 | $390 |
| McKee, KY | $77,100 | $636 | $430 | $900 | $470 |
| Middlesborough, KY | $80,400 | $651 | $460 | $920 | $460 |