Gavop's guide to buying homeowners insurance in McKenzie, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $57,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $98,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $166,500 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $573 |
| Superior Protection Discount | -$63 | $636 |
| Fire & Security Discount | -$49 | $650 |
| Hail Resistant Roof Discount | -$21 | $678 |
| Newly Constructed Home Discount | -$140 | $559 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henry County | $2,000 | $823 | $2,823 | $598 | $2,598 | $225 |
| McKenzie, TN | $1,000 | $690 | $1,690 | $502 | $1,502 | $189 |
| Henry, TN | $300 | $750 | $1,050 | $545 | $845 | $205 |
| Huntingdon, TN | $700 | $826 | $1,526 | $600 | $1,300 | $226 |
| Trezevant, TN | $300 | $694 | $994 | $504 | $804 | $190 |
| Three Way, TN | $1,500 | $1,047 | $2,547 | $761 | $2,261 | $286 |
| Wingo-Water Valley, KY | $300 | $667 | $967 | $485 | $785 | $182 |
| Murray, KY | $1,500 | $782 | $2,282 | $568 | $2,068 | $214 |
| Humphreys County, TN | $200 | $733 | $933 | $533 | $733 | $200 |
| Tennessee Ridge, TN | $700 | $860 | $1,560 | $625 | $1,325 | $235 |
| Friendship, TN | $100 | $746 | $846 | $542 | $642 | $204 |
| Samburg, TN | $1,500 | $1,033 | $2,533 | $751 | $2,251 | $282 |
| Home Insurance Company McKenzie, TN | Homeowners Insurance Agency McKenzie, TN | Address | Popularity Score | Distance from McKenzie (miles) |
|---|---|---|---|---|
| Travelers | Porch-Stribling-Webb | 132 E Main St, Waverly, TN, 37185 | 40.2 | |
| Travelers | Parks & Associates Insurance Agency | 803 Donelson Parkway, Dover, TN, 37058 | 43.8 | |
| Travelers | Porch-Stribling-Webb | 132 E Main St, Waverly, TN, 37185 | 40.2 | |
| Liberty Mutual Independent | Carroll Insurance Agency | 49 Broadway St, Mc Kenzie, TN, 38201 | 0.7 | |
| Travelers | A E Reynolds Insurance Agency Inc | 1887 N Main Street, Tennessee Ridge, TN, 37178 | 42.8 | |
| State Farm | Jane Cozart Reid | 1314 E Wood St, Paris, TN, 38242-4422 | 16.5 | |
| Travelers | Ama Insurance | 210 Main St, Gleason, TN, 38229 | 7.8 | |
| Travelers | Ama Insurance Group Llc | 210 Main St, Gleason, TN, 38229 | 7.8 | |
| State Farm | Vern Steedly | 310 E Wood St, Paris, TN, 38242-4112 | 15.3 | |
| Travelers | Sills Insurance | 211 Donelson Parkway, Dover, TN, 37058 | 44.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,450 | $690 |
| Henry County, TN | $97,000 | $833 | $560 | $1,180 | $620 |
| McKenzie, TN | $90,600 | $699 | $480 | $960 | $480 |
| Henry, TN | $74,800 | $759 | $520 | $1,060 | $540 |
| Huntingdon, TN | $91,600 | $836 | $560 | $1,150 | $590 |
| Trezevant, TN | $63,600 | $702 | $470 | $1,000 | $530 |
| Three Way, TN | $157,800 | $1,060 | $710 | $1,490 | $780 |
| Wingo-Water Valley, KY | $75,100 | $675 | $470 | $960 | $490 |
| Murray, KY | $144,300 | $791 | $540 | $1,120 | $580 |
| Humphreys County, TN | $103,000 | $742 | $530 | $1,050 | $520 |
| Tennessee Ridge, TN | $99,900 | $870 | $580 | $1,190 | $610 |
| Friendship, TN | $73,900 | $755 | $510 | $1,060 | $550 |
| Samburg, TN | $152,700 | $1,046 | $750 | $1,440 | $690 |