Gavop's guide to buying homeowners insurance in Coloma charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Coloma charter, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ryno Rd, Weatherford Dr, Gunnar Ln, S Paw Paw St, Lakewood St, W Center St, Coloma North Rd, Blackberry Ln, Washington Ct, Lakewood Dr S | $182,500 | $170,000 | $150,000-$175,000 | $156,500 | $150,000 | $150,000-$175,000 |
| Brunden Pl, Boyer Rd, Bayview Dr, Janet Dr, Banks St, N Church St, Lake Dr, Grand Ave, E Center St, Clymer Rd | $159,500 | $140,000 | $125,000-$150,000 | $129,500 | $110,000 | $125,000-$150,000 |
| Juanita St, Grace St, Center, Ellendale St, Sadie Ln, Morrison St, Weatherly Rd, Miami Rd, Deadwood, Randall Dr | $120,000 | $100,000 | $100,000-$125,000 | $149,500 | $130,000 | $125,000-$150,000 |
| Cherokee Ct, Johnson Rd, S West St, Jill Anne Dr, Country Aire Dr, Lake Rd, Little Paw Paw Lake Rd, Helen, S Church St, Atherton Dr | $105,000 | $100,000 | $75,000-$100,000 | $71,500 | $60,000 | $50,000-$75,000 |
| Indian Ln, Paw Paw St, Marquette Dr, Elvern Dr, Gilson St, Riverview Dr, Woodward, Park Rd, Sycamore Bluff, Pear | $163,500 | $140,000 | $125,000-$150,000 | $100,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $558 |
| Superior Protection Discount | -$59 | $598 |
| Fire & Security Discount | -$59 | $598 |
| Hail Resistant Roof Discount | -$13 | $644 |
| Newly Constructed Home Discount | -$158 | $499 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Berrien County | $700 | $748 | $1,448 | $544 | $1,244 | $205 |
| Coloma charter, MI | $2,500 | $649 | $3,149 | $472 | $2,972 | $177 |
| Watervliet, MI | $100 | $723 | $823 | $526 | $626 | $198 |
| Geneva, MI | $1,500 | $716 | $2,216 | $521 | $2,021 | $196 |
| New Troy, MI | $200 | $695 | $895 | $505 | $705 | $190 |
| Bertrand, MI | $700 | $818 | $1,518 | $595 | $1,295 | $224 |
| Westwood, MI | $300 | $688 | $988 | $500 | $800 | $188 |
| Heath, MI | $1,000 | $822 | $1,822 | $597 | $1,597 | $225 |
| New Carlisle, IN | $100 | $853 | $953 | $620 | $720 | $233 |
| Concord, IN | $700 | $636 | $1,336 | $462 | $1,162 | $174 |
| Pottawattamie Park, IN | $400 | $915 | $1,315 | $665 | $1,065 | $250 |
| Middlebury, IN | $1,000 | $820 | $1,820 | $596 | $1,596 | $224 |
| Home Insurance Company Coloma charter, MI | Homeowners Insurance Agency Coloma charter, MI | Address | Popularity Score | Distance from Coloma charter (miles) |
|---|---|---|---|---|
| State Farm | Zeke Alejos | 244 James St Ste B, Holland, MI, 49424-2980 | 42.8 | |
| Liberty Mutual Independent | Mahar Insurance Agency | 210 W Division St, Dowagiac, MI, 49047 | 18.5 | |
| Allstate | Melissa Kleinert | 531 N Grand St # B, Schoolcraft, MI, 49087 | 34.9 | |
| State Farm | Mike May | 2275 S 11th St, Kalamazoo, MI, 49009-1902 | 33.5 | |
| State Farm | Susan O'Connell | 2317 E Centre Ave, Portage, MI, 49002-4422 | 38.2 | |
| State Farm | Jason Vadney | 4078 Red Arrow Hwy, Saint Joseph, MI, 49085-9209 | 15.6 | |
| State Farm | Scott Kibler | 5585 Gull Rd Ste 111, Kalamazoo, MI, 49048-6601 | 41.1 | |
| State Farm | Rich Dubois | 3415 W Main St, Kalamazoo, MI, 49006-6060 | 35.1 | |
| Allstate | Darryl Rauhoff | 5050 Gull Rd, Kalamazoo, MI, 49048 | 40.5 | |
| State Farm | Robyn Hammermeister | 908 Main St Ste 1, Saint Joseph, MI, 49085-1490 | 11.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,110 | $580 |
| Berrien County, MI | $140,900 | $758 | $510 | $1,080 | $570 |
| Coloma charter, MI | $141,100 | $657 | $470 | $900 | $430 |
| Watervliet, MI | $107,200 | $732 | $530 | $1,000 | $470 |
| Geneva, MI | $102,700 | $725 | $510 | $990 | $480 |
| New Troy, MI | $89,400 | $703 | $510 | $1,010 | $500 |
| Bertrand, MI | $176,500 | $828 | $550 | $1,140 | $590 |
| Westwood, MI | $118,100 | $697 | $470 | $960 | $490 |
| Heath, MI | $179,300 | $832 | $560 | $1,170 | $610 |
| New Carlisle, IN | $135,700 | $863 | $580 | $1,220 | $640 |
| Concord, IN | $104,600 | $643 | $460 | $890 | $430 |
| Pottawattamie Park, IN | $160,500 | $926 | $670 | $1,310 | $640 |
| Middlebury, IN | $189,600 | $830 | $590 | $1,150 | $560 |