Gavop's guide to buying homeowners insurance in Prairie County, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $86,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $118,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $175,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $238,500 | $190,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $630 |
| Home and Two Car | -$118 | $574 |
| Home and Three Car | -$159 | $533 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prairie County | $1,500 | $684 | $2,184 | $497 | $1,997 | $187 |
| Prairie County, AR | $1,000 | $684 | $1,684 | $497 | $1,497 | $187 |
| Bullard, AR | $500 | $630 | $1,130 | $458 | $958 | $172 |
| Cotton Plant, AR | $1,000 | $653 | $1,653 | $475 | $1,475 | $178 |
| Allport, AR | $700 | $716 | $1,416 | $521 | $1,221 | $196 |
| Duncan, AR | $500 | $771 | $1,271 | $560 | $1,060 | $211 |
| Jacksonville, AR | $2,000 | $900 | $2,900 | $654 | $2,654 | $246 |
| Plum Bayou, AR | $200 | $790 | $990 | $574 | $774 | $216 |
| Independence, AR | $700 | $695 | $1,395 | $505 | $1,205 | $190 |
| Home Insurance Company Prairie County, AR | Homeowners Insurance Agency Prairie County, AR | Address | Popularity Score | Distance from Prairie County (miles) |
|---|---|---|---|---|
| Travelers | Childress Insurance Agency | 2391 W Main St #A , Cabot, AR, 72023 | 29.8 | |
| Allstate | Waylon Biggs | 1215 Breckenridge Dr Ste 2, Little Rock, AR, 72205 | 47.4 | |
| State Farm | Pat Frizzell | 1723 N Univ Ave, Little Rock, AR, 72207-5111 | 44.7 | |
| Travelers | Childress Insurance Agency | 2391 W Main Street Ste A, Cabot, AR, 72023 | 29.7 | |
| Travelers | Beebe Insurance Center Inc | 2108 W Dewitt Henry Dr, Beebe, AR, 72012 | 26.0 | |
| Allstate | K.C. Cagle | 11211 Cantrell Rd Ste 110, Little Rock, AR, 72212 | 47.9 | |
| Farmers | Robert Shurgar | 9624 W Markham St, Little Rock, AR, 72205 | 47.2 | |
| Farmers | Frank Tombrello | 10510 I 30 Ste 5, Little Rock, AR, 72209 | 48.3 | |
| State Farm | Tommy Hagan | 8120 Flintridge Road, Little Rock, AR, 72210-4026 | 49.5 | |
| Farmers | James Woods | 3805 Mccain Park Dr Ste 101, North Little Rock, AR, 72116 | 37.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $790 | $1,540 | $750 |
| Prairie County, AR | $65,300 | $692 | $500 | $950 | $450 |
| Prairie County, AR | $65,300 | $692 | $490 | $980 | $490 |
| Bullard, AR | $31,900 | $638 | $440 | $890 | $450 |
| Cotton Plant, AR | $35,900 | $661 | $440 | $950 | $510 |
| Allport, AR | $47,100 | $725 | $490 | $1,030 | $540 |
| Duncan, AR | $57,000 | $780 | $540 | $1,070 | $530 |
| Jacksonville, AR | $117,600 | $911 | $650 | $1,280 | $630 |
| Plum Bayou, AR | $60,700 | $800 | $580 | $1,110 | $530 |
| Independence, AR | $67,900 | $704 | $510 | $1,010 | $500 |