Gavop's guide to buying homeowners insurance in Blount County, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Blount County, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Settlers Pointe Cir, Cheyenne Blvd, Poplar Bluff Rd, Keeble St, Lennox Cir, Burnett Station Rd, Mize Farm Ct, Windsor Dr, Floyd Porter Rd, Victoria Ln | $217,000 | $200,000 | $175,000-$200,000 | $164,000 | $150,000 | $150,000-$175,000 |
| Wilson Rd, Snodderly Ct, Rockford Walker Ct, Wayne Bryant Rd, Coffey Way, Gilland Rd, Westcliff Dr, Arrowhead Dr, Peterson Ln, Cold Springs Rd | $158,000 | $130,000 | $125,000-$150,000 | $200,000 | $180,000 | $200,000-$250,000 |
| Emert Xing, Mimosa Cir, Solomon Seal Way, Birch St, Melrose Station Rd, Lanier Rd, Smith Cir, Middlesettlements Rd, Daybreak Dr, Overland Dr | $118,500 | $110,000 | $125,000-$150,000 | $97,500 | $80,000 | $75,000-$100,000 |
| E Vinegar Valley Rd, Ashley Meadows, Kettering Ct, N Cedar St, Hummingbird Dr, Poplar Grove Rd, Mize Ln, Dailey Ln, Utah Beach Dr, Thomas Cir | $212,000 | $190,000 | $200,000-$250,000 | $147,000 | $130,000 | $150,000-$175,000 |
| Riverlake Ln, Smedely D Butler Dr, Stratford Pl, Waters Pl, Lora Dr, Railway Dr, Manheim Cir, Tuckaleechee Pike, Old Sam Houston School Rd, Mountain View Cir | $195,000 | $180,000 | $200,000-$250,000 | $151,500 | $140,000 | $150,000-$175,000 |
| Bobwhite Cir, Rambling Rd, Cameron Rd, Newberry Ln, Sawgrass Way, Violet Way, Birchbrook Dr, Kelly Cir, Sky Top Rd, Gray Squirrel Ln | $247,000 | $200,000 | $200,000-$250,000 | $189,500 | $170,000 | $175,000-$200,000 |
| Wheeler Rd, S Clark St, Livia Dr, Laurie St, J Riley West Dr, E McCammon Ct, Tannehill Dr, Nathan Hills Dr, Hillvale Rd, Neighbors Way | $232,500 | $210,000 | $250,000-$300,000 | $204,000 | $180,000 | $200,000-$250,000 |
| Mesa Dr, S Rankin Rd, Spur St, Estonia Way, Sheets Hollow Rd, Cowan St, Orstead St, Conger Rd, Peery Rd, Stock Creek Blvd | $159,500 | $130,000 | $175,000-$200,000 | $136,000 | $130,000 | $150,000-$175,000 |
| Glendale Ln, Lavista Dr, Bryant Hollow Rd, Kian Ct, Humphrey Way, Wooddale St, Volta St, Alpine Dr, Ray Ln, Miranda Ct | $178,000 | $170,000 | $150,000-$175,000 | $175,000 | $150,000 | $125,000-$150,000 |
| Caney Branch Rd, Willow Rd, Miller Ave, Bell Branch Rd, Knights Bridge Rd, Tapoco Ave, Red Rd, Reagan Rd, Barrington Blvd, Christie Hill Rd | $194,000 | $160,000 | $200,000-$250,000 | $135,500 | $110,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $872 |
| Superior Protection Discount | -$101 | $912 |
| Fire & Security Discount | -$112 | $902 |
| Hail Resistant Roof Discount | -$20 | $993 |
| Newly Constructed Home Discount | -$223 | $791 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Blount County | $1,000 | $1,002 | $2,002 | $728 | $1,728 | $274 |
| Blount County, TN | $2,500 | $1,002 | $3,502 | $728 | $3,228 | $274 |
| Eagleton Village, TN | $200 | $924 | $1,124 | $671 | $871 | $252 |
| Pigeon Forge, TN | $700 | $904 | $1,604 | $657 | $1,357 | $247 |
| Gatlinburg, TN | $200 | $1,064 | $1,264 | $773 | $973 | $291 |
| Sweetwater, TN | $500 | $766 | $1,266 | $557 | $1,057 | $209 |
| Maynardville, TN | $1,000 | $832 | $1,832 | $605 | $1,605 | $227 |
| Sylva, NC | $400 | $832 | $1,232 | $604 | $1,004 | $227 |
| Decatur, TN | $300 | $912 | $1,212 | $663 | $963 | $249 |
| Home Insurance Company Blount County, TN | Homeowners Insurance Agency Blount County, TN | Address | Popularity Score | Distance from Blount County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Barnes Insurance Agency Inc | 190 Community Center Dr, Pigeon Forge, TN, 37863 | 20.7 | |
| State Farm | Steve Irwin | 349 Glascock St, Alcoa, TN, 37701-2403 | 6.0 | |
| Travelers | Eric Waters Insurance Agency | 2001 West Broadway Ave, Maryville, TN, 37801 | 5.1 | |
| State Farm | Princess Brown | 356 S Calderwood St, Alcoa, TN, 37701-2108 | 5.6 | |
| Allstate | Jimmy Knaff | 313 Gill St, Alcoa, TN, 37701 | 5.8 | |
| Travelers | Insurance Partners Inc | 269 Cusick Rd Ste C3, Alcoa, TN, 37701 | 9.3 | |
| Travelers | Concord Insurance Llc | 338 Ebenezer Rd, Knoxville, TN, 37923 | 17.3 | |
| State Farm | Jake Swidan | 1736 W Broadway Ave, Maryville, TN, 37801-5510 | 5.1 | |
| State Farm | Dean Jarvis | 2121 E Broadway Ave, Maryville, TN, 37804-3034 | 6.5 | |
| State Farm | Ben Long | 732 W Lamar Alexander Pkwy, Maryville, TN, 37801-3900 | 5.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $710 | $1,430 | $720 |
| Blount County, TN | $169,500 | $1,014 | $720 | $1,430 | $710 |
| Blount County, TN | $169,500 | $1,014 | $680 | $1,450 | $770 |
| Eagleton Village, TN | $116,900 | $935 | $640 | $1,280 | $640 |
| Pigeon Forge, TN | $169,100 | $915 | $670 | $1,260 | $590 |
| Gatlinburg, TN | $164,100 | $1,077 | $720 | $1,530 | $810 |
| Sweetwater, TN | $113,700 | $775 | $530 | $1,090 | $560 |
| Maynardville, TN | $93,000 | $842 | $560 | $1,160 | $600 |
| Sylva, NC | $192,200 | $842 | $570 | $1,200 | $630 |
| Decatur, TN | $113,800 | $923 | $640 | $1,300 | $660 |