Gavop's guide to buying homeowners insurance in Lakehills, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $65,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $138,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $223,500 | $210,000 | $175,000-$200,000 |
| 4 Bedroom | $319,500 | $280,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $830 |
| Superior Protection Discount | -$98 | $879 |
| Fire & Security Discount | -$88 | $889 |
| Hail Resistant Roof Discount | -$20 | $957 |
| Newly Constructed Home Discount | -$225 | $752 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,464 |
| Hail Damage | $4,476 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,389 |
| Home Insurance Company Lakehills, TX | Homeowners Insurance Agency Lakehills, TX | Address | Popularity Score | Distance from Lakehills (miles) |
|---|---|---|---|---|
| State Farm | Michael Idar | 9793 Culebra Rd Ste 103, San Antonio, TX, 78251-3750 | 18.3 | |
| Nationwide | Joel Gonzales Agency | 12930 Bandera Rd, Helotes, TX, 78023-4002 | 16.1 | |
| State Farm | Mark Garza | 13213 Nw Military Hwy, San Antonio, TX, 78231-1840 | 24.8 | |
| State Farm | J.G. Mehrmann | 7633 Tezel Rd, San Antonio, TX, 78250-3574 | 18.7 | |
| Farmers | David Muniz | 12024 Potranco Rd Ste 3, San Antonio, TX, 78253 | 18.6 | |
| Travelers | Cohn Insurance Agency | 10828 Park Rd 37, Lakehills, TX, 78063 | 2.3 | |
| State Farm | Ken Tucker | 15503 Babcock Rd Ste 3-A, San Antonio, TX, 78255-1135 | 19.0 | |
| State Farm | Travis Slaydon | 6511 W Loop 1604 N Ste 113, San Antonio, TX, 78254-5440 | 16.8 | |
| State Farm | Sarah Williams | 11862 Bandera Rd, Helotes, TX, 78023-4132 | 17.2 | |
| Farmers | Russell Koehler | 12030 Bandera Rd Ste 115, Helotes, TX, 78023 | 17.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Bandera County, TX | $165,900 | $954 | $630 | $1,470 | $840 |
| Lakehills, TX | $152,400 | $976 | $640 | $1,500 | $860 |
| Fair Oaks Ranch, TX | $425,100 | $993 | $660 | $1,530 | $870 |
| Balcones Heights, TX | $105,100 | $1,542 | $1,020 | $2,370 | $1,350 |
| Kendall County, TX | $297,700 | $1,398 | $920 | $2,150 | $1,230 |
| D'Hanis, TX | $135,700 | $1,659 | $1,090 | $2,550 | $1,460 |
| Alamo Heights, TX | $545,000 | $961 | $630 | $1,480 | $850 |
| Natalia, TX | $61,000 | $1,310 | $860 | $2,020 | $1,160 |
| Selma, TX | $163,400 | $994 | $660 | $1,530 | $870 |
| Universal City, TX | $156,000 | $983 | $650 | $1,510 | $860 |
| Marion, TX | $84,700 | $1,445 | $950 | $2,230 | $1,280 |
| North Pearsall, TX | $107,600 | $1,553 | $1,020 | $2,390 | $1,370 |