Gavop tells you how to get the best homeowners insurance in Princeton, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $76,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $78,500 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $153,000 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $212,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $535 |
| Superior Protection Discount | -$64 | $580 |
| Fire & Security Discount | -$45 | $599 |
| Hail Resistant Roof Discount | -$13 | $631 |
| Newly Constructed Home Discount | -$187 | $457 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,392 |
| Hail Damage | $4,948 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,556 |
| Home Insurance Company Princeton, KY | Homeowners Insurance Agency Princeton, KY | Address | Popularity Score | Distance from Princeton (miles) |
|---|---|---|---|---|
| Allstate | Woodall Agency | 110 W Washington St, Princeton, KY, 42445 | 3.4 | |
| Liberty Mutual Independent | Goodwin Insurance Agency Inc | 312 W Market St, Princeton, KY, 42445 | 3.5 | |
| State Farm | Carrie Divine | 701 Us Highway 60 E, Morganfield, KY, 42437-1169 | 40.8 | |
| Liberty Mutual Independent | Goodwin Insurance Agency Inc | 312 W Market St, Princeton, KY, 42445 | 3.5 | |
| Travelers | Bradshaw & Weil Inc | 621 Broadway St, Paducah, KY, 42001 | 43.1 | |
| Erie | Nelson Dossett Insurance Llc | 122 N Madisonville Street, Crofton, KY, 42217 | 18.8 | |
| Allstate | B. R. Knuckles Insurance Agency | 55 Public Sq, Elkton, KY, 42220 | 42.1 | |
| Travelers | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 33.7 | |
| Travelers | Marklin Insurance Agency Llc | 203 W Washington St, Elkton, KY, 42220 | 42.0 | |
| State Farm | Denny Slinker | 316 N Main St, Greenville, KY, 42345-1637 | 36.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $620 | $1,260 | $640 |
| Caldwell County, KY | $95,300 | $643 | $430 | $890 | $460 |
| Princeton, KY | $95,500 | $644 | $460 | $890 | $430 |
| Earlington, KY | $62,500 | $611 | $420 | $860 | $440 |
| Nebo, KY | $135,600 | $915 | $630 | $1,300 | $670 |
| Manitou, KY | $120,800 | $865 | $600 | $1,200 | $600 |
| LaFayette, KY | $149,200 | $956 | $700 | $1,360 | $660 |
| Sebree, KY | $93,300 | $758 | $520 | $1,070 | $550 |
| Reidland, KY | $144,000 | $941 | $690 | $1,340 | $650 |
| Beech Grove, KY | $44,600 | $510 | $370 | $710 | $340 |
| Paducah, KY | $131,100 | $864 | $620 | $1,180 | $560 |
| Clarksville, TN | $143,400 | $979 | $710 | $1,340 | $630 |
| Hendron, KY | $153,800 | $970 | $650 | $1,370 | $720 |