Gavop's guide to buying homeowners insurance in Burtonsville, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $144,000 | $120,000 | $150,000-$175,000 |
| 2 Bedroom | $229,500 | $200,000 | $175,000-$200,000 |
| 3 Bedroom | $334,000 | $320,000 | $300,000-$350,000 |
| 4 Bedroom | $499,000 | $400,000 | $500,000-$600,000 |
| 5 Bedroom | $443,000 | $400,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $742 |
| Superior Protection Discount | -$89 | $804 |
| Fire & Security Discount | -$89 | $804 |
| Hail Resistant Roof Discount | -$18 | $876 |
| Newly Constructed Home Discount | -$232 | $661 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,000 | $1,457 | $3,457 | $1,059 | $3,059 | $398 |
| Burtonsville, MD | $700 | $883 | $1,583 | $642 | $1,342 | $241 |
| Marlow Heights, MD | $200 | $714 | $914 | $519 | $719 | $195 |
| Dunn Loring, VA | $1,000 | $1,125 | $2,125 | $818 | $1,818 | $308 |
| Melwood, MD | $300 | $881 | $1,181 | $640 | $940 | $241 |
| National Harbor, MD | $1,500 | $985 | $2,485 | $716 | $2,216 | $269 |
| Mays Chapel, MD | $400 | $861 | $1,261 | $626 | $1,026 | $235 |
| Fort Hunt, VA | $2,500 | $1,097 | $3,597 | $797 | $3,297 | $300 |
| Middle River, MD | $500 | $687 | $1,187 | $499 | $999 | $188 |
| South Run, VA | $1,000 | $1,101 | $2,101 | $800 | $1,800 | $301 |
| Neabsco, VA | $200 | $811 | $1,011 | $589 | $789 | $222 |
| Hillsboro, VA | $700 | $1,442 | $2,142 | $1,048 | $1,748 | $394 |
| Home Insurance Company Burtonsville, MD | Homeowners Insurance Agency Burtonsville, MD | Address | Popularity Score | Distance from Burtonsville (miles) |
|---|---|---|---|---|
| Allstate | Marisa Alonso | 1717 Elton Rd Ste 207, Silver Spring, MD, 20903 | 7.3 | |
| Erie | Brock Insurance Services Inc. | 6412 Bells Mill Road, Bethesda, MD, 20817 | 12.4 | |
| State Farm | Kim Musser | 10724 Little Patuxent Pkwy, Columbia, MD, 21044-3342 | 7.3 | |
| State Farm | Adam Fitzpatrick | 9934 Liberty Rd, Randallstown, MD, 21133-1804 | 19.0 | |
| State Farm | J. Blaine Somerville | 6000 Laurel Bowie Rd Ste 201, Bowie, MD, 20715-4026 | 14.2 | |
| Allstate | Jerry Holz | 5301 Buckeystown Pike Ste 101, Frederick, MD, 21704 | 30.9 | |
| State Farm | Adam Herndon | 14123 Baltimore Ave Ste B, Laurel, MD, 20707-5073 | 4.7 | |
| State Farm | Tim Navarro | 3831 Farragut Ave, Kensington, MD, 20895-2004 | 9.7 | |
| Allstate | Mary Amshey | 8640 Guilford Rd Ste 212, Columbia, MD, 21046 | 5.2 | |
| Farmers | Marc Winer | 13884 Old Columbia Pike, Silver Spring, MD, 20904 | 2.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Montgomery County, MD | $467,500 | $1,475 | $1,170 | $1,860 | $690 |
| Burtonsville, MD | $380,700 | $894 | $710 | $1,130 | $420 |
| Marlow Heights, MD | $226,900 | $722 | $570 | $910 | $340 |
| Dunn Loring, VA | $710,700 | $1,139 | $810 | $1,580 | $770 |
| Melwood, MD | $243,100 | $892 | $700 | $1,120 | $420 |
| National Harbor, MD | $291,800 | $997 | $790 | $1,260 | $470 |
| Mays Chapel, MD | $371,900 | $872 | $690 | $1,100 | $410 |
| Fort Hunt, VA | $684,600 | $1,110 | $750 | $1,540 | $790 |
| Middle River, MD | $164,300 | $696 | $550 | $880 | $330 |
| South Run, VA | $752,400 | $1,114 | $800 | $1,550 | $750 |
| Neabsco, VA | $277,700 | $821 | $580 | $1,170 | $590 |
| Hillsboro, VA | $464,300 | $1,460 | $1,070 | $2,030 | $960 |