Gavop's guide to buying homeowners insurance in Twin Falls County, ID covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Twin Falls County, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Oak Creek Cir, Riverwood Rd, Aspen Ln, Meadows Dr, Connie Cir, Long Island Ave, Ballingrude Dr, N 2150 E, N 1900 E Rd, Buhl St W | $132,000 | $120,000 | $100,000-$125,000 | $113,000 | $100,000 | $100,000-$125,000 |
| Brundage Cir, Nisqually St, Idaho Ave, Vickie Ln, Shoshone St S, Addison Ave W, 2700 North Rd, 3156 N, 5th Ave E, E 4200 N Rd | $168,500 | $150,000 | $175,000-$200,000 | $171,500 | $160,000 | $150,000-$175,000 |
| N 4200 E, N 1600 East Rd, Grandview Dr S, Brookfield Ct, Eastland Dr N, Sunburst St, Walnut St N, E 3815 N, Jade St, Yakima St | $202,500 | $180,000 | $175,000-$200,000 | $158,500 | $130,000 | $150,000-$175,000 |
| N 2300 Rd E, Skyline Dr, Rosewood Dr W, Sawtooth Ave, Orchard Dr, Chisum Cir, N 500 E, Tuxedo Junction, Granada Dr, Wildrose Loop | $138,000 | $120,000 | $125,000-$150,000 | $151,000 | $120,000 | $175,000-$200,000 |
| Joshua Way, James Ave, Forest Vale Cir, Garnet St, Dorian Dr, 2400 N, N 1550 E, 12th Ave S, Maxine Ln, Forge Ct | $201,000 | $170,000 | $200,000-$250,000 | $98,500 | $80,000 | $100,000-$125,000 |
| Jeannie Way, Upper Salmon Falls Rd, Woodridge Cir, Sarah Ave, River View Dr, Banning Dr, Holly Dr, E 3533 N, Firebird Cir, Eastwood Rd | $172,000 | $150,000 | $175,000-$200,000 | $137,000 | $120,000 | $100,000-$125,000 |
| Morton Dr, N 100 East Rd, 4100 N, Craven Ave, E Canyon Pl, Lindsey Ln, 7th St W, Adell St, River Rd, N 1000 E | $253,500 | $230,000 | $250,000-$300,000 | $115,500 | $100,000 | $100,000-$125,000 |
| Butte Dr, Ruby Ln, Kimes St, Rose Cir, Canyon Park Ave, Brook Ln N, N 1300 E, Hidden Canyon Ln, Wooden Shoe Cir, N 3925 E | $175,500 | $150,000 | $150,000-$175,000 | $94,500 | $90,000 | $75,000-$100,000 |
| 3rd Ave S, Brentwood Dr, Summit Pl, Sparks St N, Liberty St S, Eastland Dr N, Liberty St E, Cypress Ct, Golden Pheasant Dr, Windmill Dr | $118,000 | $100,000 | $100,000-$125,000 | $65,000 | $60,000 | $50,000-$75,000 |
| 4100 North Rd, 5th Ave W, Saratoga Dr, N 4300 E, N 3800 E, N 1115 E, Champlin Rd, Anne Dr W, S Stevens St, 2300 East Rd | $282,500 | $240,000 | $200,000-$250,000 | $148,500 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $583 |
| Superior Protection Discount | -$64 | $648 |
| Fire & Security Discount | -$64 | $648 |
| Hail Resistant Roof Discount | -$14 | $697 |
| Newly Constructed Home Discount | -$164 | $548 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Twin Falls County | $700 | $703 | $1,403 | $511 | $1,211 | $192 |
| Twin Falls County, ID | $1,000 | $703 | $1,703 | $511 | $1,511 | $192 |
| Castleford, ID | $200 | $306 | $506 | $223 | $423 | $84 |
| Hansen, ID | $2,000 | $471 | $2,471 | $342 | $2,342 | $129 |
| Murtaugh, ID | $300 | $634 | $934 | $461 | $761 | $173 |
| Jerome County, ID | $1,500 | $668 | $2,168 | $486 | $1,986 | $183 |
| Hazelton, ID | $300 | $436 | $736 | $317 | $617 | $119 |
| Hagerman, ID | $2,000 | $628 | $2,628 | $457 | $2,457 | $172 |
| Gooding, ID | $500 | $674 | $1,174 | $490 | $990 | $184 |
| Dietrich, ID | $1,500 | $438 | $1,938 | $318 | $1,818 | $120 |
| Heyburn, ID | $400 | $540 | $940 | $393 | $793 | $148 |
| Paul, ID | $2,000 | $544 | $2,544 | $396 | $2,396 | $149 |
| Home Insurance Company Twin Falls County, ID | Homeowners Insurance Agency Twin Falls County, ID | Address | Popularity Score | Distance from Twin Falls County (miles) |
|---|---|---|---|---|
| Farmers | Jennifer Jensen | 356 2nd Ave N, Twin Falls, ID, 83301 | 17.4 | |
| State Farm | Matt Stokes | 1821 Addison Ave E, Twin Falls, ID, 83301-5332 | 18.2 | |
| Allstate | Kasi Stevenson | 451 Eastland Dr Ste 1, Twin Falls, ID, 83301 | 18.0 | |
| State Farm | Adam Haynes | 1849 Overland Ave, Burley, ID, 83318-2437 | 46.3 | |
| Allstate | Mindy Payne | 1176 Blue Lakes Blvd N, Twin Falls, ID, 83301 | 19.1 | |
| State Farm | Doug Stokes | 760 Blue Lakes Blvd N Ste 1, Twin Falls, ID, 83301-4000 | 18.6 | |
| Farmers | Jon Searle | 1711 Overland Ave, Burley, ID, 83318 | 46.3 | |
| Allstate | Jodi Matthews | 605 Minidoka Ave, Burley, ID, 83318 | 47.2 | |
| Allstate | Clear Lakes Agency | 1114 Main St, Buhl, ID, 83316 | 17.6 | |
| Farmers | David Horton | 120 W 13th St, Burley, ID, 83318 | 46.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $430 | $880 | $450 |
| Twin Falls County, ID | $154,200 | $712 | $480 | $970 | $490 |
| Twin Falls County, ID | $154,200 | $712 | $480 | $1,000 | $520 |
| Castleford, ID | $51,900 | $310 | $210 | $440 | $230 |
| Hansen, ID | $100,300 | $477 | $320 | $660 | $340 |
| Murtaugh, ID | $187,500 | $642 | $470 | $910 | $440 |
| Jerome County, ID | $144,400 | $676 | $460 | $950 | $490 |
| Hazelton, ID | $88,100 | $441 | $300 | $620 | $320 |
| Hagerman, ID | $183,100 | $636 | $450 | $910 | $460 |
| Gooding, ID | $120,700 | $682 | $460 | $970 | $510 |
| Dietrich, ID | $88,800 | $443 | $320 | $610 | $290 |
| Heyburn, ID | $129,400 | $547 | $390 | $750 | $360 |
| Paul, ID | $131,600 | $551 | $370 | $770 | $400 |