Gavop's guide to buying homeowners insurance in Williams, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $80,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $158,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $305,000 | $290,000 | $300,000-$350,000 |
| 4 Bedroom | $332,500 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $408,500 | $370,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $669 |
| Superior Protection Discount | -$81 | $725 |
| Fire & Security Discount | -$89 | $717 |
| Hail Resistant Roof Discount | -$24 | $781 |
| Newly Constructed Home Discount | -$169 | $636 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Northampton County | $1,000 | $783 | $1,783 | $569 | $1,569 | $214 |
| Williams, PA | $700 | $796 | $1,496 | $578 | $1,278 | $218 |
| Old Orchard, PA | $400 | $855 | $1,255 | $621 | $1,021 | $234 |
| Allentown, PA | $2,000 | $624 | $2,624 | $453 | $2,453 | $170 |
| Lebanon, NJ | $300 | $796 | $1,096 | $578 | $878 | $217 |
| Colebrookdale, PA | $1,000 | $650 | $1,650 | $472 | $1,472 | $178 |
| Montgomery, NJ | $300 | $1,064 | $1,364 | $774 | $1,074 | $291 |
| Lafayette, NJ | $1,000 | $1,170 | $2,170 | $850 | $1,850 | $320 |
| Burlington, NJ | $200 | $807 | $1,007 | $586 | $786 | $220 |
| Orwigsburg, PA | $2,000 | $704 | $2,704 | $512 | $2,512 | $193 |
| Gold Key Lake, PA | $200 | $634 | $834 | $461 | $661 | $173 |
| Palo Alto, PA | $2,500 | $517 | $3,017 | $376 | $2,876 | $141 |
| Home Insurance Company Williams, PA | Homeowners Insurance Agency Williams, PA | Address | Popularity Score | Distance from Williams (miles) |
|---|---|---|---|---|
| Allstate | Joseph Sanfratello | 6141 Kellers Church Rd Ste B, Pipersville, PA, 18947 | 17.0 | |
| Erie | Moore Insurance Group Llc | 219 S Easton Road Suite 1, Glenside, PA, 19038 | 36.9 | |
| Travelers | Liberty Insurance Brokers | 10 Shurs Lane 10 Shurs Lane, Philadelphia, PA, 19127 | 42.0 | |
| Allstate | George Denger | 1350 Northampton St, Easton, PA, 18042 | 4.1 | |
| Allstate | Stephanie Stranieri | 6 Township Line Rd, Elkins Park, PA, 19027 | 39.2 | |
| Farmers | Christine Stazo | 1000 Continental Dr Ste 500, King Of Prussia, PA, 19406 | 39.0 | |
| Erie | Eckroth Insurance Group Llc | 2333 Fairmount Avenue, Philadelphia, PA, 19130 | 45.8 | |
| Nationwide | Gannon Insurance Associates Inc | 124 N 9th Street, Philadelphia, PA, 19107 | 46.8 | |
| Travelers | T W Cooper Insurance | 5954 Easton Rd, Plumsteadville, PA, 18949 | 17.1 | |
| Travelers | Gilchrist Insurance Group | 8 E Second St Flr 1, Media, PA, 19063 | 49.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,050 | $550 |
| Northampton County, PA | $209,800 | $792 | $580 | $1,100 | $520 |
| Williams, PA | $281,800 | $806 | $590 | $1,150 | $560 |
| Old Orchard, PA | $235,800 | $865 | $590 | $1,240 | $650 |
| Allentown, PA | $124,000 | $631 | $450 | $870 | $420 |
| Lebanon, NJ | $344,200 | $806 | $590 | $1,150 | $560 |
| Colebrookdale, PA | $191,100 | $658 | $480 | $930 | $450 |
| Montgomery, NJ | $615,600 | $1,077 | $760 | $1,500 | $740 |
| Lafayette, NJ | $364,400 | $1,184 | $840 | $1,670 | $830 |
| Burlington, NJ | $263,700 | $816 | $550 | $1,130 | $580 |
| Orwigsburg, PA | $153,600 | $713 | $510 | $1,020 | $510 |
| Gold Key Lake, PA | $120,000 | $642 | $430 | $880 | $450 |
| Palo Alto, PA | $73,400 | $523 | $350 | $740 | $390 |