Gavop shows you how to buy homeowners insurance in Palatine, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Palatine, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Riverview Dr, Serene Dr, Valley Falls Rd, Morris Dr, Mt Harmony Rd, Sauro Pl, Chiefton Way, Camp Road-Left, Eastwood Dr, Hilltop Dr | $137,500 | $120,000 | $100,000-$125,000 | $100,000 | $80,000 | $75,000-$100,000 |
| Mossy Oak Trl, Indiana Ave, Grassy Run Rd, Levels Rd, Carolina-Camp Run, Co Rd 250/20, Karen Ct, Shenandoah Dr, Sunshine Way, Blaine St | $119,000 | $110,000 | $125,000-$150,000 | $80,000 | $70,000 | $75,000-$100,000 |
| Sunnyview Ln, March Dr, Arlie St, Hillside Dr, Co Rd 82/3, Hope Dr, Essex SE, Redwood Dr, Belmont Dr, Shirlane Ave | $111,500 | $90,000 | $100,000-$125,000 | $131,000 | $110,000 | $150,000-$175,000 |
| Green River Dr, Co Rd 70, Ruby Ln, Hoult Rd, Boxwood Ln, Ryan Rd, Morgan St, Traction Park Ave, Co Rd 310, Helens Run-Tevebaugh | $85,500 | $70,000 | $75,000-$100,000 | $92,500 | $70,000 | $100,000-$125,000 |
| Five Forks-Westinghouse, Co Rd 90/1, Vista Ln, Copley Dr, Valley View Dr, Gristmill Rd, Loren Ln, Canary St, Yellow Poplar Dr, Hutchinson Rd | $107,500 | $90,000 | $100,000-$125,000 | $134,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $537 |
| Superior Protection Discount | -$59 | $595 |
| Fire & Security Discount | -$72 | $582 |
| Hail Resistant Roof Discount | -$13 | $641 |
| Newly Constructed Home Discount | -$144 | $510 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marion County | $1,500 | $687 | $2,187 | $499 | $1,999 | $188 |
| Palatine, WV | $1,000 | $647 | $1,647 | $470 | $1,470 | $177 |
| Greensboro, PA | $1,500 | $521 | $2,021 | $378 | $1,878 | $142 |
| Jane Lew, WV | $2,500 | $616 | $3,116 | $447 | $2,947 | $168 |
| Buckhannon, WV | $500 | $643 | $1,143 | $467 | $967 | $176 |
| Brownsville, PA | $2,000 | $471 | $2,471 | $342 | $2,342 | $129 |
| New Martinsville, WV | $400 | $601 | $1,001 | $437 | $837 | $164 |
| Elco, PA | $1,500 | $508 | $2,008 | $369 | $1,869 | $139 |
| Bentleyville, PA | $500 | $615 | $1,115 | $447 | $947 | $168 |
| Connellsville, PA | $1,500 | $723 | $2,223 | $526 | $2,026 | $198 |
| Home Insurance Company Palatine, WV | Homeowners Insurance Agency Palatine, WV | Address | Popularity Score | Distance from Palatine (miles) |
|---|---|---|---|---|
| State Farm | Stan Cameon | 420 Marion Sq, Fairmont, WV, 26554-1369 | 4.1 | |
| Erie | Webster Insurance Agency Inc. | 101 Doctors Drive, Bridgeport, WV, 26330 | 14.5 | |
| Liberty Mutual Independent | Cheslock Insurance Agency | 2809 White Hall Blvd, Fairmont, WV, 26554 | 5.1 | |
| Erie | United Security Agency | 1207 Fairmont Avenue, Fairmont, WV, 26554 | 3.0 | |
| State Farm | Greg Kelly | 1315 Fairmont Ave, Fairmont, WV, 26554-3525 | 3.0 | |
| State Farm | Rick Bailey | 2868 White Hall Blvd, Fairmont, WV, 26554-8227 | 5.1 | |
| Erie | United Security Agency | 649 N Pike Street, Grafton, WV, 26354 | 8.9 | |
| Allstate | Randy A. Parks | 503 Morgantown Ave Ste 225, Fairmont, WV, 26554 | 2.1 | |
| State Farm | Wes Shultz | 401 W Main St, Bridgeport, WV, 26330-1697 | 14.7 | |
| State Farm | Mark Zeck | Ste 102 771 George Washington Hwy, Grafton, WV, 26354-8641 | 8.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $500 | $1,000 | $500 |
| Marion County, WV | $110,100 | $695 | $470 | $950 | $480 |
| Palatine, WV | $131,000 | $654 | $450 | $900 | $450 |
| Greensboro, PA | $75,000 | $527 | $360 | $740 | $380 |
| Jane Lew, WV | $83,000 | $623 | $440 | $880 | $440 |
| Buckhannon, WV | $129,700 | $651 | $440 | $930 | $490 |
| Brownsville, PA | $58,200 | $477 | $320 | $660 | $340 |
| New Martinsville, WV | $91,500 | $608 | $440 | $860 | $420 |
| Elco, PA | $70,400 | $514 | $350 | $710 | $360 |
| Bentleyville, PA | $111,200 | $622 | $450 | $880 | $430 |
| Connellsville, PA | $82,400 | $732 | $520 | $1,050 | $530 |