How Can I Make My Casper, WY Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Casper, WY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Casper, WY Home Insurance Coverage Levels | Back to Top
| Casper, WY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Robertson Rd, N Lowell St, E 6th St, Mountain View Ave, Boxelder Ave, W F St, S Rancho Rd, Burlington Ave, Peninsula Rd, Rustic Dr | $89,000 | $80,000 | $75,000-$100,000 | $61,000 | $60,000 | $50,000-$75,000 |
| W Platte Rd, Bryan Stock Trl, Serpentine Trl, Spears Ave, Grandview Pl, Iron Creek Rd, N Kenwood St, Engburg Rd, Co Rd 110, David | $245,000 | $210,000 | $250,000-$300,000 | $179,500 | $160,000 | $175,000-$200,000 |
| Chinook Trl, Douglas Rd, Luker Ln, Oildale St, Trotter Rd, Tomahawk, Hale Dr, Shumway Ave, Appian Way, Lakeview Dr | $324,000 | $310,000 | $350,000-$400,000 | $243,500 | $210,000 | $250,000-$300,000 |
| N Sullivan St, Sunlight Dr, W Lafayette St, E 23rd St, E A St, Harden Dr, Co Rd 209, S Main St, Park Ave, N Walsh Dr | $130,500 | $110,000 | $100,000-$125,000 | $174,500 | $160,000 | $175,000-$200,000 |
| Skinner Ave, N 5th Ave, Circle Dr, Salt Creek Rte, Swanton Ave, N Yellow Creek Rd, Taxiway Dr, Prugh, Imperial Pl, Luker Dr | $221,500 | $190,000 | $200,000-$250,000 | $185,500 | $160,000 | $150,000-$175,000 |
| Lake Rd, S Walnut St, Boxelder St, 311, Ferris Rd, Valley Dr, Pendell Blvd, Emigrant Trail Rd, E 16th St, Omaha Trl | $286,500 | $250,000 | $300,000-$350,000 | $175,500 | $150,000 | $175,000-$200,000 |
| Cliff Rd, Pony Express Trl, Partridge Ln, Winton Way, Co Rd 116, Forget Me Not, W 15th St, N Sinclair Pl, Ridgeview St, Granite Ct | $138,000 | $130,000 | $125,000-$150,000 | $143,500 | $120,000 | $125,000-$150,000 |
| Sharrock Rd, Cannon Rd, Micro Rd, N Redman Rd, Shady Ln, E 3rd St, Wimborne St, Lakeview Rd, Sheridan Dr, W Buick St | $262,000 | $210,000 | $200,000-$250,000 | $251,500 | $210,000 | $250,000-$300,000 |
| White Rock Dr, Sam Howell Rd, Kilmer Rd, Gary Ave, Silver Ave, Morning Glory, N Happy Glen Ln, W Bc St, Patterson St, Chestnut St | $131,500 | $120,000 | $125,000-$150,000 | $96,000 | $80,000 | $100,000-$125,000 |
| Hamilton Way, Holmes St, Wilkins Cir, Derby St, Milton Ave, Bryan Stock Trl, W 29th St, Breck Ave, Whitlock Rd, Terrace Dr | $263,500 | $240,000 | $300,000-$350,000 | $162,500 | $130,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Casper, WY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $845 |
| Superior Protection Discount | -$99 | $895 |
| Fire & Security Discount | -$109 | $885 |
| Hail Resistant Roof Discount | -$30 | $964 |
| Newly Constructed Home Discount | -$219 | $775 |
Choose the Right Deductible for your Casper, WY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Natrona County | $2,500 | $986 | $3,486 | $716 | $3,216 | $269 |
| Casper, WY | $2,500 | $982 | $3,482 | $714 | $3,214 | $268 |
| Mills, WY | $200 | $805 | $1,005 | $585 | $785 | $220 |
| Hartrandt, WY | $700 | $1,020 | $1,720 | $741 | $1,441 | $279 |
| Red Butte, WY | $100 | $1,192 | $1,292 | $866 | $966 | $326 |
| Casper Mountain, WY | $2,500 | $1,509 | $4,009 | $1,096 | $3,596 | $412 |
| Homa Hills, WY | $500 | $851 | $1,351 | $618 | $1,118 | $232 |
| Bessemer Bend, WY | $1,500 | $1,101 | $2,601 | $800 | $2,300 | $301 |
| Casper South, WY | $700 | $1,253 | $1,953 | $910 | $1,610 | $342 |
| Glenrock, WY | $500 | $1,058 | $1,558 | $769 | $1,269 | $289 |
| Midwest, WY | $2,000 | $519 | $2,519 | $377 | $2,377 | $142 |
Identify Top Home Insurance Agents near Casper, WY | Back to Top
| Home Insurance Company Casper, WY | Homeowners Insurance Agency Casper, WY | Address | Popularity Score | Distance from Casper (miles) |
|---|---|---|---|---|
| State Farm | Jason Paris | 200 S Forest Dr, Casper, WY, 82609-2247 | 2.1 | |
| Farmers | Rory Shogren | 4100 Sweetbrier St Ste 101, Casper, WY, 82604 | 3.3 | |
| Allstate | Brian Helling | 254 N Center St Ste 101, Casper, WY, 82601 | 0.7 | |
| Farmers | Sandy Widmer | 5840 E 2nd St Ste 100, Casper, WY, 82609 | 4.2 | |
| State Farm | Leigh Cripe | 4070 Plaza Dr Ste 105, Casper, WY, 82604-4296 | 3.1 | |
| Allstate | Dee Dee Lore | 823 S Center St, Casper, WY, 82601 | 0.3 | |
| Farmers | Jeremy Bosco | 4100 Sweetbrier St Ste 108, Casper, WY, 82604 | 3.3 | |
| Farmers | Benjamin Hicks | 1601 E 12th St, Casper, WY, 82601 | 0.9 | |
| State Farm | Vickie Robertson | 438 S 4th St, Douglas, WY, 82633-2532 | 48.1 | |
| State Farm | Mike Lougee | 1805 E 2nd St, Casper, WY, 82601-3008 | 1.1 |
Compare Rates for Casper, WY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wyoming | $204,900 | $1,085 | $750 | $1,550 | $800 |
| Natrona County, WY | $198,600 | $998 | $690 | $1,380 | $690 |
| Casper, WY | $196,200 | $994 | $710 | $1,420 | $710 |
| Mills, WY | $108,400 | $815 | $550 | $1,120 | $570 |
| Hartrandt, WY | $178,300 | $1,032 | $700 | $1,410 | $710 |
| Red Butte, WY | $282,400 | $1,206 | $830 | $1,650 | $820 |
| Casper Mountain, WY | $398,300 | $1,527 | $1,040 | $2,120 | $1,080 |
| Homa Hills, WY | $119,900 | $861 | $580 | $1,220 | $640 |
| Bessemer Bend, WY | $222,500 | $1,114 | $790 | $1,580 | $790 |
| Casper South, WY | $316,100 | $1,268 | $870 | $1,810 | $940 |
| Glenrock, WY | $197,600 | $1,071 | $720 | $1,470 | $750 |
| Midwest, WY | $55,000 | $525 | $380 | $750 | $370 |
Research Home Insurance Companies Reviews in Casper, WY Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 14, 2020 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I have been very satisfied with State Farm's customer service. They have done a good job of explaining my benefits and looking to find a cost plan that fits my budget. they are also very friendly every time I have a question.
Date: January 14, 2020 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I have zero deductible on many things in my home. I carried the policy as renter insurance and as a home owner. I was able to value my homes items at a very reasonable price.
Farm Bureau Home Insurance Reviews
Date: October 17, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
The main reason for going with the insurance company that I am with now is because the premium was less expensive compared to many others offered in the area.
Allstate Home Insurance Reviews
Date: September 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
my premium is way too high for the level of service i receive. i wouldn't mind paying so much if i really felt it was worth it.i would have continued to do so because of their level of customer service.
Travelers Home Insurance Reviews
Date: January 01, 2020 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
The deducitables are comparable to all the other options I have for insurance companies in my area. I think they are a bit high but I don't much of a choice
GEICO Home Insurance Reviews
Date: July 28, 2019 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
They cover damage to the house and yard and it is very easy to file a claim online. That is one of the best things about this company
Farmer's Insurance Home Insurance Reviews
Date: August 12, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I have been extremely pleased with Farmers. I would rate them a 5 out of 5. They are fairly priced and have great customer service.