Gavop shows you how to buy homeowners insurance in Richland County, MT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $114,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $141,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $205,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $196,000 | $170,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$82 | $831 |
| Home and Two Car | -$155 | $758 |
| Home and Three Car | -$219 | $694 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Richland County | $1,500 | $902 | $2,402 | $656 | $2,156 | $247 |
| Richland County, MT | $1,500 | $902 | $2,402 | $656 | $2,156 | $247 |
| Crane, MT | $500 | $1,042 | $1,542 | $757 | $1,257 | $285 |
| Culbertson, MT | $2,000 | $1,036 | $3,036 | $753 | $2,753 | $283 |
| Yellowstone, ND | $300 | $1,240 | $1,540 | $901 | $1,201 | $339 |
| Sioux, ND | $700 | $869 | $1,569 | $632 | $1,332 | $238 |
| Poplar, MT | $300 | $651 | $951 | $473 | $773 | $178 |
| Roosevelt County, MT | $700 | $686 | $1,386 | $499 | $1,199 | $188 |
| Mont, ND | $200 | $1,639 | $1,839 | $1,191 | $1,391 | $448 |
| Wibaux, MT | $700 | $759 | $1,459 | $551 | $1,251 | $207 |
| Home Insurance Company Richland County, MT | Homeowners Insurance Agency Richland County, MT | Address | Popularity Score | Distance from Richland County (miles) |
|---|---|---|---|---|
| State Farm | Jay Morasko | 332 S Douglas St, Glendive, MT, 59330-1606 | 47.8 | |
| Liberty Mutual Independent | Hagenston Agency | 503 N Merrill Ave, Glendive, MT, 59330 | 47.3 | |
| State Farm | Mike Morasko | 919 Lincoln Ave S, Sidney, MT, 59270-4907 | 19.4 | |
| Allstate | Seitz Insurance Agcy | 114 2nd Avenue Se, Sidney, MT, 59270 | 19.6 | |
| Travelers | Cathy L Hintz | 2405 W Holly St, Sidney, MT, 59270 | 18.0 | |
| Liberty Mutual Independent | Hub Intl Mountain States Ltd | 120 S Kendrick Ave, Glendive, MT, 59330 | 47.6 | |
| Travelers | Seitz Insurance Agency | 114 2nd Ave Se, Sidney, MT, 59270 | 19.6 | |
| Travelers | Seitz Insurance Agency | 114 2nd Ave Se, Sidney, MT, 59270 | 19.6 | |
| Allstate | Hub Int Mtn Sts Ltd | 120 South Kendrick Avenue, Glendive, MT, 59330 | 47.6 | |
| Travelers | Downing & Gayle Insurance Services Inc | 120 S Kendrick Ave, Glendive, MT, 59330 | 47.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Richland County, MT | $213,000 | $913 | $690 | $1,200 | $510 |
| Richland County, MT | $213,000 | $913 | $690 | $1,200 | $510 |
| Crane, MT | $196,900 | $1,055 | $800 | $1,380 | $580 |
| Culbertson, MT | $194,100 | $1,049 | $800 | $1,370 | $570 |
| Yellowstone, ND | $209,000 | $1,255 | $850 | $1,730 | $880 |
| Sioux, ND | $104,200 | $880 | $630 | $1,250 | $620 |
| Poplar, MT | $80,000 | $659 | $500 | $860 | $360 |
| Roosevelt County, MT | $116,400 | $695 | $530 | $910 | $380 |
| Mont, ND | $350,000 | $1,659 | $1,140 | $2,290 | $1,150 |
| Wibaux, MT | $102,300 | $768 | $580 | $1,010 | $430 |