Gavop's guide to buying homeowners insurance in Mountain House, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $115,500 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $241,500 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $304,500 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $479,500 | $420,000 | $400,000-$500,000 |
| 5 Bedroom | $532,000 | $500,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $784 |
| Superior Protection Discount | -$97 | $871 |
| Fire & Security Discount | -$77 | $890 |
| Hail Resistant Roof Discount | -$19 | $948 |
| Newly Constructed Home Discount | -$203 | $764 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Joaquin County | $2,000 | $737 | $2,737 | $536 | $2,536 | $201 |
| Mountain House, CA | $2,000 | $956 | $2,956 | $695 | $2,695 | $261 |
| Riverdale Park, CA | $200 | $639 | $839 | $465 | $665 | $175 |
| Airport, CA | $2,500 | $589 | $3,089 | $428 | $2,928 | $161 |
| Vine Hill, CA | $200 | $976 | $1,176 | $709 | $909 | $267 |
| Empire, CA | $2,500 | $535 | $3,035 | $388 | $2,888 | $146 |
| Benicia, CA | $400 | $954 | $1,354 | $693 | $1,093 | $261 |
| Foster City, CA | $700 | $1,179 | $1,879 | $857 | $1,557 | $322 |
| Galt, CA | $200 | $833 | $1,033 | $605 | $805 | $228 |
| Hartley, CA | $1,000 | $1,504 | $2,504 | $1,093 | $2,093 | $411 |
| Home Insurance Company Mountain House, CA | Homeowners Insurance Agency Mountain House, CA | Address | Popularity Score | Distance from Mountain House (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Php Insurance Service Inc | 1818 Tully Rd Ste 162a, San Jose, CA, 95122 | 34.7 | |
| State Farm | Lawrence Mui | 610 Main St Ste A, Pleasanton, CA, 94566-6640 | 19.7 | |
| Liberty Mutual Independent | Gene Morgan Insurance Agency | 2020 Fourth St, Livermore, CA, 94550 | 14.0 | |
| State Farm | Holly Labarber | 2190 S Bascom Ave, Campbell, CA, 95008-3206 | 39.9 | |
| State Farm | Brock Nobili | 3338 N Texas St Ste D, Fairfield, CA, 94533-9820 | 44.5 | |
| Farmers | Richard Jerkovich | 425 Harbor Blvd Ste E, Belmont, CA, 94002 | 43.3 | |
| Farmers | Evelyn Vega | 1108 Waterloo Rd Ste 7, Stockton, CA, 95205 | 20.1 | |
| State Farm | Cathy Pasut | 1643 First Street, Livermore, CA, 94550-4370 | 14.2 | |
| State Farm | Jim Uhlenhop | 229 E 11th St, Tracy, CA, 95376-4015 | 7.2 | |
| Farmers | Ryan Merin | 3439 Brookside Rd Ste 106, Stockton, CA, 95219 | 17.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Joaquin County, CA | $281,100 | $746 | $550 | $1,010 | $460 |
| Mountain House, CA | $503,200 | $967 | $720 | $1,320 | $600 |
| Riverdale Park, CA | $197,000 | $647 | $480 | $880 | $400 |
| Airport, CA | $158,200 | $596 | $440 | $810 | $370 |
| Vine Hill, CA | $371,400 | $988 | $730 | $1,340 | $610 |
| Empire, CA | $121,000 | $541 | $400 | $740 | $340 |
| Benicia, CA | $515,800 | $966 | $710 | $1,310 | $600 |
| Foster City, CA | $1,051,000 | $1,193 | $880 | $1,620 | $740 |
| Galt, CA | $329,400 | $843 | $620 | $1,150 | $530 |
| Hartley, CA | $507,400 | $1,522 | $1,130 | $2,070 | $940 |