How Can I Make My Dakota County, MN Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Dakota County, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Estimate Appropriate Dakota County, MN Home Insurance Coverage Levels | Back to Top

Dakota County, MN - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Imperial Dr W, Melville Cir, Iteri Pl, E Oak St, Cannon Valley Dr, Couchtown Ave, Clif Rd, Fairhaven Ave, Villa Dr, Upper 207th St E $272,500 $240,000 $200,000-$250,000 $135,500 $120,000 $150,000-$175,000
Perron Rd E, Cherokee Ave, Leisure Ct, Silver Bell Cir, 153rd St W, Dakota Ct, E 144th St, Willbrook Ct, Co Rd 54, Brittany Ln $220,000 $200,000 $200,000-$250,000 $187,500 $160,000 $175,000-$200,000
Upper 157th St W, Arbor Ct, 3rd St W, Heath Ave, Danbury Trl, Wyndham Pl, Condon Ct, Amherst Ct, Vermont Ave, Hampshire Cir $194,500 $180,000 $200,000-$250,000 $227,000 $200,000 $200,000-$250,000
Babcock Trl, Iredell Ct, Finesse Way, Dawson Ct, Iredale Ct, Embry Way, Duck Crossing Way, Co Rd 42 E, Logan Ln, Dolores Ln $217,500 $200,000 $175,000-$200,000 $193,000 $160,000 $200,000-$250,000
Centennial Dr, Cobblestone Ln, Isleton Trl, Farmdale Rd, 140th Street Ct, Pine Ln, Dulaney Dr, Flagstaff Ave W, Beech St, Marywood Ln $204,000 $170,000 $175,000-$200,000 $134,000 $120,000 $100,000-$125,000
Moreland Ave W, Lower 87th St W, 137th St E, Nicollet Blvd W, Walnut Ln, Stratford Rd, 9th Ave N, Rushmore Dr, 138th Ct W, Skyline Dr $121,500 $110,000 $100,000-$125,000 $109,500 $90,000 $100,000-$125,000
Thomas Cir, Brenner Ct, Lower 167th St W, Centennial Ct, Eagle Ridge Rd, Oliver Ave S, Embry Ln, W River Hills Dr, Courthouse Blvd E, Crestridge Ln $257,500 $240,000 $200,000-$250,000 $191,500 $160,000 $150,000-$175,000
Hamilton Dr, Camberwell Dr N, Lea St, Gladiola Ave W, Cambridge Dr, Darcy Ln, Cranford Cir, Maple Island Rd, Valley Curve Ln, Isle Ave $352,000 $300,000 $300,000-$350,000 $246,500 $210,000 $175,000-$200,000
Dartmouth Path, Ahern Blvd, 66th St E, Danbury Way, Poplar St E, Co Rd 87, Conrad Ave, Arkansas Ave, 170th Ct W, Gerlach Way $151,000 $130,000 $125,000-$150,000 $122,500 $100,000 $125,000-$150,000
Durango Pl, E 26th St, Flintwood Ct, Cedar Ridge Cir, Charlton Ridge, Ridge Rd, Gamma Way, Summit Shores Dr, Dickson Ave, 125th St $292,500 $240,000 $250,000-$300,000 $207,500 $170,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Dakota County, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$206 $1,007
Superior Protection Discount -$109 $1,104
Fire & Security Discount -$121 $1,091
Hail Resistant Roof Discount -$24 $1,188
Newly Constructed Home Discount -$279 $934

Choose the Right Deductible for your Dakota County, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Dakota County $1,500 $1,198 $2,698 $871 $2,371 $327
Dakota County, MN $2,000 $1,198 $3,198 $871 $2,871 $327
Cottage Grove, MN $300 $1,162 $1,462 $845 $1,145 $318
Credit River, MN $2,000 $1,003 $3,003 $729 $2,729 $274
Lake Elmo, MN $400 $987 $1,387 $718 $1,118 $270
Troy, WI $700 $863 $1,563 $627 $1,327 $236
St. Anthony, MN $500 $916 $1,416 $666 $1,166 $250
Crystal, MN $2,500 $901 $3,401 $655 $3,155 $246
Grant, MN $100 $2,098 $2,198 $1,524 $1,624 $573
Cleveland, MN $1,500 $981 $2,481 $713 $2,213 $268
Dodge County, MN $400 $900 $1,300 $654 $1,054 $246
Madison Lake, MN $2,500 $1,160 $3,660 $843 $3,343 $317

Identify Top Home Insurance Agents near Dakota County, MN | Back to Top

Home Insurance Company Dakota County, MN Homeowners Insurance Agency Dakota County, MN Address Popularity Score Distance from Dakota County (miles)
Allstate Charley Bradley 12200 Middle Set Rd Ste 200, Eden Prairie, MN, 55344
22.1
Allstate Travis Nadeau 700 Commerce Dr Ste 165, Woodbury, MN, 55125
20.1
State Farm Dave Melle 14831 Energy Way, Apple Valley, MN, 55124-5757
7.3
Travelers Insurance Advantage Agency Llc 7600 Parklawn Ave Ste 350, Edina, MN, 55435
19.0
State Farm Brett Mcsparron 15030 Glazier Ave Ste 100, Apple Valley, MN, 55124-7810
8.6
State Farm Mark Quinnell 107 3rd St W, Northfield, MN, 55057-2037
15.6
Travelers Assured Protection Inc 5671 Geneva Ave North , Oakdale, MN, 55128
25.2
State Farm Juan Cervantes 391 Ruth St N, Saint Paul, MN, 55119-4303
19.6
Travelers North Star Insurance Services 601 Carlson Pkwy Ste 1050, Minnetonka, MN, 55305
28.8
Allstate Jacob Group Agency 6547 York Ave S, Edina, MN, 55435
19.4

Compare Rates for Dakota County, MN Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $800 $1,640 $840
Dakota County, MN $238,000 $1,213 $810 $1,730 $920
Dakota County, MN $238,000 $1,213 $890 $1,710 $820
Cottage Grove, MN $224,300 $1,176 $810 $1,620 $810
Credit River, MN $400,400 $1,015 $680 $1,390 $710
Lake Elmo, MN $394,500 $999 $680 $1,390 $710
Troy, WI $328,000 $873 $590 $1,240 $650
St. Anthony, MN $238,000 $927 $630 $1,270 $640
Crystal, MN $168,200 $912 $630 $1,290 $660
Grant, MN $444,900 $2,123 $1,550 $3,040 $1,490
Cleveland, MN $144,200 $993 $680 $1,400 $720
Dodge County, MN $167,900 $911 $660 $1,290 $630
Madison Lake, MN $194,100 $1,174 $790 $1,660 $870

8 Ways to Get Discounts on Homeowners Insurance in Dakota County, MN

What Makes Your Dakota County, MN Home Insurance Cheap or Expensive