How Can I Make My Troy, OH Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Troy, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Troy, OH Home Insurance Coverage Levels | Back to Top
| Troy, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Denby Pl, Fleet Rd, Walnut Ridge Dr, S Norwich Rd, Riverside Dr, Murphy Ln E, Gettysburg Dr, Westhaven Dr, N Mulberry St, Parklawn Ct | $200,000 | $180,000 | $200,000-$250,000 | $127,500 | $120,000 | $100,000-$125,000 |
| Marybill Dr, Cricket Ln, Pearson Ct, Indiana Ave, Laurel Tree Ct, Worthington Dr, Wilson Rd, Brookwood Dr, Mc Curdy Rd, Lincoln Ave | $187,500 | $160,000 | $175,000-$200,000 | $128,500 | $110,000 | $100,000-$125,000 |
| E Rusk Rd, Creekwood Dr, Stillwell Rd, Williams St, Co Hwy 161A, Williamsburg Pl, Garden Pl, Norbert Dr, Valleyview Dr, Lakeshore Dr | $216,000 | $170,000 | $250,000-$300,000 | $134,500 | $120,000 | $150,000-$175,000 |
| E Dakota St, Saint Andrews Dr, Edgewood Dr, Kings Chapel Dr, N Walnut St, S Mulberry St, Conwood Dr, Morning Glory Dr, Co Hwy 14, Piqua-Troy Rd | $100,500 | $90,000 | $100,000-$125,000 | $109,000 | $100,000 | $100,000-$125,000 |
| Co Hwy 33, Leedes Rd, W Peterson Rd, Lodge Rd, Jillane Dr, S Walnut St, Hauenstein Ct, Co Hwy 77, E Race St, Chelsea Rd | $196,000 | $180,000 | $200,000-$250,000 | $130,000 | $110,000 | $125,000-$150,000 |
Bundle your Troy, OH Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$51 | $591 |
| Home and Two Car | -$109 | $533 |
| Home and Three Car | -$148 | $495 |
Choose your Troy, OH Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,537 |
| Hail Damage | $4,948 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Troy, OH | Back to Top
| Home Insurance Company Troy, OH | Homeowners Insurance Agency Troy, OH | Address | Popularity Score | Distance from Troy (miles) |
|---|---|---|---|---|
| Erie | Royal Crest Agency | 29 W Main Street, Tipp City, OH, 45371 | 6.1 | |
| Nationwide | Kelly Jones Insurance Agency Llc | 157 South Progress Dr Ste A, Xenia, OH, 45385-2695 | 28.1 | |
| Farmers | Ross Crisp | 4496 Marie Dr, Middletown, OH, 45044 | 37.8 | |
| Travelers | Marsh & Mclennan Agency Llc | 409 E Monument Ave Ste 400, Dayton, OH, 45402 | 19.1 | |
| Erie | Best-Walker Insurance Group | 7588 Central Parke Blvd Suite 226, Mason, OH, 45040 | 49.4 | |
| Allstate | Patty Rose | 220 W Main St, Troy, OH, 45373 | 0.9 | |
| Travelers | Heyward Group Llc | 311 Wayne Ave, Dayton, OH, 45410 | 19.7 | |
| Travelers | Heyward Group Llc | 311 Wayne Avenue, Dayton, OH, 45410 | 19.7 | |
| Allstate | Michael Hild | 22 S Tippecanoe Dr, Tipp City, OH, 45371 | 6.0 | |
| State Farm | Annette Snowden | 840 Nw Washington Blvd Ste B, Hamilton, OH, 45013-6381 | 46.7 |
Compare Rates for Troy, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,000 | $490 |
| Miami County, OH | $138,900 | $698 | $510 | $980 | $470 |
| Troy, OH | $125,900 | $643 | $440 | $920 | $480 |
| Springcreek, OH | $166,500 | $775 | $520 | $1,070 | $550 |
| Phillipsburg, OH | $85,300 | $581 | $390 | $830 | $440 |
| Bath, OH | $114,900 | $644 | $470 | $890 | $420 |
| Logan County, OH | $127,200 | $673 | $480 | $950 | $470 |
| Clear Creek, OH | $239,500 | $751 | $530 | $1,030 | $500 |
| Octa, OH | $60,000 | $496 | $350 | $680 | $330 |
| Wilson, OH | $105,900 | $640 | $470 | $880 | $410 |
| Clarksville, OH | $93,800 | $606 | $410 | $830 | $420 |
| Jasper, OH | $101,900 | $629 | $450 | $870 | $420 |
| Clinton County, OH | $123,700 | $664 | $450 | $920 | $470 |
Research Home Insurance Companies Reviews in Troy, OH Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: November 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
Flood, wind, theft, fire, snow, etc. All of the common things that a person would have to feel safe.
State Farm Home Insurance Reviews
Date: December 09, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I have had excellent service all around from State Farm Insurance Company.
Erie Insurance Home Insurance Reviews
Date: February 22, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I give Erie a rating of 5. I also have car insurance with Erie. I've never had a claim on home insurance. I have had a claim with car insurance. The service with the claim was excellent.