Gavop shows you how to buy homeowners insurance in Rayne, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $77,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $81,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $138,500 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $264,500 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $694 |
| Superior Protection Discount | -$83 | $744 |
| Fire & Security Discount | -$58 | $768 |
| Hail Resistant Roof Discount | -$17 | $810 |
| Newly Constructed Home Discount | -$190 | $636 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Acadia Parish | $2,000 | $1,100 | $3,100 | $799 | $2,799 | $301 |
| Rayne, LA | $2,500 | $816 | $3,316 | $593 | $3,093 | $223 |
| Morse, LA | $100 | $796 | $896 | $579 | $679 | $218 |
| Arnaudville, LA | $2,500 | $1,052 | $3,552 | $765 | $3,265 | $288 |
| Erath, LA | $100 | $1,012 | $1,112 | $735 | $835 | $276 |
| Delcambre, LA | $2,000 | $963 | $2,963 | $700 | $2,700 | $263 |
| Reddell, LA | $400 | $1,338 | $1,738 | $972 | $1,372 | $366 |
| New Iberia, LA | $700 | $1,181 | $1,881 | $858 | $1,558 | $323 |
| Sorrel, LA | $300 | $772 | $1,072 | $561 | $861 | $211 |
| Fordoche, LA | $1,500 | $1,133 | $2,633 | $824 | $2,324 | $310 |
| Oakdale, LA | $300 | $669 | $969 | $486 | $786 | $183 |
| Reeves, LA | $1,500 | $942 | $2,442 | $684 | $2,184 | $257 |
| Home Insurance Company Rayne, LA | Homeowners Insurance Agency Rayne, LA | Address | Popularity Score | Distance from Rayne (miles) |
|---|---|---|---|---|
| State Farm | Terry Wofford | 2200 W Congress Street, Lafayette, LA, 70506-2530 | 13.9 | |
| Allstate | Mike Collado | 3000 Verot School Rd, Lafayette, LA, 70508 | 15.7 | |
| State Farm | Stephanie Moore | 803a S Lewis St, New Iberia, LA, 70560-4838 | 32.2 | |
| State Farm | Terri Landry | 2655 Veterans Memorial Drive, Abbeville, LA, 70510-4006 | 20.2 | |
| Allstate | Misty Finchum | 601 N Thomson Ave Ste C, Iowa, LA, 70647 | 44.6 | |
| Allstate | Douglas Pellerin | 129 S Main St, Opelousas, LA, 70570 | 23.0 | |
| State Farm | Tommy Desormeaux | 3144 W Pinhook Rd, Lafayette, LA, 70508-3444 | 16.8 | |
| Allstate | Heath Leonards | 611 Clegg St, Rayne, LA, 70578 | 0.2 | |
| State Farm | Gene Fortier | 1248 Camellia Blvd Ste A, Lafayette, LA, 70508-6974 | 14.5 | |
| State Farm | Bubba Montesano Lutcf | 6703 Ambassador Caffery Parkway, Broussard, LA, 70518 | 19.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Acadia Parish, LA | $97,500 | $1,113 | $780 | $1,600 | $820 |
| Rayne, LA | $94,200 | $826 | $580 | $1,190 | $610 |
| Morse, LA | $64,700 | $806 | $560 | $1,160 | $600 |
| Arnaudville, LA | $85,500 | $1,065 | $750 | $1,530 | $780 |
| Erath, LA | $82,000 | $1,024 | $720 | $1,470 | $750 |
| Delcambre, LA | $77,900 | $975 | $680 | $1,400 | $720 |
| Reddell, LA | $113,300 | $1,354 | $950 | $1,950 | $1,000 |
| New Iberia, LA | $106,100 | $1,195 | $840 | $1,720 | $880 |
| Sorrel, LA | $62,900 | $781 | $550 | $1,120 | $570 |
| Fordoche, LA | $92,800 | $1,147 | $800 | $1,650 | $850 |
| Oakdale, LA | $59,000 | $677 | $470 | $970 | $500 |
| Reeves, LA | $76,100 | $953 | $670 | $1,370 | $700 |