Gavop shows you how to buy homeowners insurance in Stark County, ND by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $184,000 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $202,500 | $180,000 | $150,000-$175,000 |
| 4 Bedroom | $338,000 | $310,000 | $300,000-$350,000 |
| 5 Bedroom | $264,500 | $230,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$84 | $848 |
| Home and Two Car | -$158 | $773 |
| Home and Three Car | -$224 | $708 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stark County | $700 | $920 | $1,620 | $669 | $1,369 | $251 |
| Stark County, ND | $2,500 | $920 | $3,420 | $669 | $3,169 | $251 |
| West Stark, ND | $700 | $1,258 | $1,958 | $914 | $1,614 | $344 |
| Home Insurance Company Stark County, ND | Homeowners Insurance Agency Stark County, ND | Address | Popularity Score | Distance from Stark County (miles) |
|---|---|---|---|---|
| State Farm | Todd Otto | 128 1st St W, Dickinson, ND, 58601-5108 | 7.4 | |
| State Farm | Scott Karsky | 1091 3rd Ave W, Dickinson, ND, 58601-3802 | 8.0 | |
| Liberty Mutual Independent | American Insurance Inc | 38 1st St W, Dickinson, ND, 58601 | 7.3 | |
| Allstate | Kristi Schwartz | 111 2nd St W, Dickinson, ND, 58601 | 7.4 | |
| Liberty Mutual Independent | American Insurance Inc | 38 1st St W, Dickinson, ND, 58601 | 7.3 | |
| Allstate | Cardinal Insur Agcy | 209 Brown Ave, Mott, ND, 58646 | 34.6 | |
| Farmers | David Dolechek | 112 3rd St W Ste 201, Dickinson, ND, 58601 | 7.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $830 | $1,620 | $790 |
| Stark County, ND | $228,200 | $931 | $660 | $1,320 | $660 |
| Stark County, ND | $228,200 | $931 | $670 | $1,320 | $650 |
| West Stark, ND | $215,200 | $1,273 | $920 | $1,760 | $840 |