Gavop's guide to buying homeowners insurance in Washington County, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Washington County, OK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N 3986 Dr, E 12th St, Meadow Dr, W3000 Rd, Meadow Creek Dr, N3950 Rd, Kristin Ln, Clark St, N 3950 Rd, Delaware Ave | $151,000 | $130,000 | $125,000-$150,000 | $97,000 | $90,000 | $100,000-$125,000 |
| S Sunset Blvd, W 5th St, Harned Ct, W 400 Rd, W 3950 Rd, NE Wilshire Ave, 12th St, N 4010 Rd, S Barclay Ave, SE Frank Phillips Blvd | $112,500 | $100,000 | $125,000-$150,000 | $79,000 | $70,000 | $75,000-$100,000 |
| E Ramona Ave, S Shawnee Ave, E 3rd St, S Moore Ave, Parkway Pl, East Cir, Sunset Blvd, Rice Creek Rd, Churchill Ave, NW Jennings Ave | $109,000 | $90,000 | $100,000-$125,000 | $60,500 | $50,000 | $50,000-$75,000 |
| N 3962 Rd, Rachel Ln, E0160 Rd, Minnesota St, E 12th Pl, Boston Ave, Penny Ln, 3980 Rd, SE Kings Dr, S Johnstone Ave | $130,500 | $120,000 | $125,000-$150,000 | $77,500 | $60,000 | $75,000-$100,000 |
| N Sequoyah Ave, N Shannon Dr, Brookside Pkwy, Cherokee Pl, E0040 Rd, Oak Ave, Weldon St, W 3900 Rd, N 3944 Dr, SE Madison Blvd | $157,000 | $130,000 | $175,000-$200,000 | $84,500 | $70,000 | $75,000-$100,000 |
| S Fenway Ct, Nowata Rd, S Seneca Ave, E 13th St, Cass St, NE Minnesota St, Michigan St, 4013 Dr, N Choctaw Ave, Hillcrest Dr | $166,000 | $140,000 | $175,000-$200,000 | $113,000 | $100,000 | $100,000-$125,000 |
| W 3862 Dr, Minnesota St, N Cholwell Ave, 2638 Dr, King Cir, 1200 Rd, Western Dr, Denver Pl, Mulberry Ln, Chapel Hill Rd | $149,000 | $130,000 | $150,000-$175,000 | $129,500 | $120,000 | $125,000-$150,000 |
| Mercury Ct, Limestone Ct, Weldon Ave, Revere Way Ct, Terrace Dr, W4100 Rd, Morgan Ave, West St S, 20th St, Meadowlark Pl | $131,500 | $120,000 | $100,000-$125,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Tuxedo Blvd, Keeler St, Barlow Ct, W 6th St, Sirocco Pl, SE Wilshire Ave, SE Barlow Dr, E0010 Rd, N 4035 Dr, N Hendrick | $153,000 | $140,000 | $150,000-$175,000 | $104,500 | $100,000 | $75,000-$100,000 |
| W 7th St, Edens Ave, West St N, Woodville Rd, W Hensley Blvd, Park Hill Ln, W 1550 Rd, S Dewey Ave, Circle Dr, State Barn Rd | $138,500 | $110,000 | $100,000-$125,000 | $82,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $1,073 |
| Superior Protection Discount | -$125 | $1,123 |
| Fire & Security Discount | -$112 | $1,135 |
| Hail Resistant Roof Discount | -$37 | $1,210 |
| Newly Constructed Home Discount | -$337 | $911 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $700 | $1,232 | $1,932 | $896 | $1,596 | $337 |
| Washington County, OK | $2,000 | $1,232 | $3,232 | $896 | $2,896 | $337 |
| Barnsdall, OK | $300 | $1,062 | $1,362 | $772 | $1,072 | $290 |
| North Tulsa, OK | $700 | $1,563 | $2,263 | $1,136 | $1,836 | $427 |
| Collinsville, OK | $300 | $961 | $1,261 | $698 | $998 | $263 |
| Skiatook, OK | $2,000 | $1,040 | $3,040 | $756 | $2,756 | $284 |
| Niotaze, KS | $300 | $809 | $1,109 | $588 | $888 | $221 |
| Tulsa, OK | $700 | $1,454 | $2,154 | $1,057 | $1,757 | $397 |
| Inola, OK | $500 | $955 | $1,455 | $694 | $1,194 | $261 |
| Oakhurst, OK | $700 | $1,147 | $1,847 | $834 | $1,534 | $313 |
| Oak Valley, KS | $200 | $878 | $1,078 | $638 | $838 | $240 |
| Home Insurance Company Washington County, OK | Homeowners Insurance Agency Washington County, OK | Address | Popularity Score | Distance from Washington County (miles) |
|---|---|---|---|---|
| Travelers | Aaa Oklahoma-Tulsa | 11609 East 31st Street, Tulsa, OK, 74146 | 40.5 | |
| State Farm | Shannon Morris | 2511 E 21st St, Tulsa, OK, 74114-1705 | 39.5 | |
| Travelers | Tolson Agency Inc | 511 Kihekah Ave, Pawhuska, OK, 74056 | 24.3 | |
| State Farm | Matt Mccoy | 3520 W Houston St, Broken Arrow, OK, 74012-3286 | 45.6 | |
| State Farm | Velta Augusta | 8929 S Memorial Dr Ste 190, Tulsa, OK, 74133-4310 | 46.2 | |
| Farmers | Jason Childs | 409 N Aspen Ave Ste 101, Broken Arrow, OK, 74012 | 45.0 | |
| Farmers | Heather Rempe | 9673 Riverside Pkwy, Tulsa, OK, 74137 | 46.8 | |
| State Farm | Jim Virtue | 2413 N Aspen, Broken Arrow, OK, 74012-1142 | 43.7 | |
| Farmers | Kevin Davis | 4500 S Garnett Rd Ste 908, Tulsa, OK, 74146 | 41.9 | |
| State Farm | Brittanie Portillo Mccoy | 1660 N 9th St, Broken Arrow, OK, 74012-8495 | 44.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,000 | $2,070 | $1,070 |
| Washington County, OK | $112,600 | $1,247 | $850 | $1,760 | $910 |
| Washington County, OK | $112,600 | $1,247 | $900 | $1,710 | $810 |
| Barnsdall, OK | $75,500 | $1,075 | $780 | $1,490 | $710 |
| North Tulsa, OK | $138,200 | $1,582 | $1,140 | $2,260 | $1,120 |
| Collinsville, OK | $134,400 | $973 | $690 | $1,330 | $640 |
| Skiatook, OK | $124,700 | $1,053 | $760 | $1,440 | $680 |
| Niotaze, KS | $51,900 | $819 | $640 | $1,110 | $470 |
| Tulsa, OK | $145,600 | $1,472 | $990 | $2,030 | $1,040 |
| Inola, OK | $128,700 | $967 | $690 | $1,370 | $680 |
| Oakhurst, OK | $85,400 | $1,161 | $850 | $1,640 | $790 |
| Oak Valley, KS | $60,600 | $889 | $690 | $1,200 | $510 |