Gavop tells you how to get the best homeowners insurance in Morrill County, NE by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $77,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $91,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $183,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $116,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $641 |
| Superior Protection Discount | -$76 | $687 |
| Fire & Security Discount | -$61 | $702 |
| Hail Resistant Roof Discount | -$23 | $741 |
| Newly Constructed Home Discount | -$214 | $550 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morrill County | $2,000 | $754 | $2,754 | $548 | $2,548 | $206 |
| Morrill County, NE | $700 | $754 | $1,454 | $548 | $1,248 | $206 |
| Bayard, NE | $400 | $783 | $1,183 | $569 | $969 | $214 |
| McGrew, NE | $1,500 | $673 | $2,173 | $489 | $1,989 | $184 |
| Lisco, NE | $300 | $756 | $1,056 | $549 | $849 | $207 |
| Dewey Tabor, NE | $2,000 | $976 | $2,976 | $709 | $2,709 | $267 |
| Scottsbluff, NE | $200 | $819 | $1,019 | $595 | $795 | $224 |
| Terrytown, NE | $2,000 | $825 | $2,825 | $600 | $2,600 | $225 |
| Blue Creek, NE | $400 | $816 | $1,216 | $593 | $993 | $223 |
| Sheep Creek, NE | $2,000 | $1,302 | $3,302 | $946 | $2,946 | $356 |
| Kimball, NE | $500 | $862 | $1,362 | $626 | $1,126 | $235 |
| Home Insurance Company Morrill County, NE | Homeowners Insurance Agency Morrill County, NE | Address | Popularity Score | Distance from Morrill County (miles) |
|---|---|---|---|---|
| State Farm | Angela Philbrick | 2202 Broadway, Scottsbluff, NE, 69361-1970 | 36.0 | |
| Farmers | Brooke Denovellis | 840 11th Ave, Sidney, NE, 69162 | 40.5 | |
| Allstate | Plummer Insurance Inc | 9732 Us Highway 26 Po Box 548, Bridgeport, NE, 69336 | 7.7 | |
| State Farm | Brad Hamm | 2809 Avenue B Ste 104, Scottsbluff, NE, 69361-4370 | 36.2 | |
| State Farm | Ed Mcnulty | 1251 Broadway St, Mitchell, NE, 69357-1548 | 44.5 | |
| State Farm | Annette Frerichs | 345 Main St., Bayard, NE, 69334 | 17.3 | |
| Liberty Mutual Independent | Security First Insurance | 1205 Jackson St, Sidney, NE, 69162 | 40.6 | |
| Liberty Mutual Independent | Gregorys Insurance | 124 W 3rd St, Alliance, NE, 69301 | 25.9 | |
| State Farm | Katie Haas | 923 8th Ave, Sidney, NE, 69162-1736 | 40.6 | |
| State Farm | Neal Smith | 3321 Avenue I Ste 1, Scottsbluff, NE, 69361-4587 | 36.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $890 | $1,740 | $850 |
| Morrill County, NE | $87,400 | $764 | $560 | $1,080 | $520 |
| Morrill County, NE | $87,400 | $764 | $530 | $1,050 | $520 |
| Bayard, NE | $69,200 | $793 | $580 | $1,130 | $550 |
| McGrew, NE | $52,500 | $681 | $460 | $950 | $490 |
| Lisco, NE | $65,000 | $765 | $520 | $1,090 | $570 |
| Dewey Tabor, NE | $100,500 | $988 | $670 | $1,390 | $720 |
| Scottsbluff, NE | $100,400 | $829 | $590 | $1,190 | $600 |
| Terrytown, NE | $75,700 | $835 | $590 | $1,140 | $550 |
| Blue Creek, NE | $74,200 | $826 | $550 | $1,160 | $610 |
| Sheep Creek, NE | $162,500 | $1,318 | $910 | $1,820 | $910 |
| Kimball, NE | $81,400 | $872 | $620 | $1,230 | $610 |