How Can I Make My Fayetteville, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Fayetteville, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Fayetteville, NC Home Insurance Coverage Levels | Back to Top

Fayetteville, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Delmar St, Airedale Ct, State Rd 1612, Dunmore Rd, Bagdad Rd, Offing Dr, Clayton Dr, Elcone Dr, Twin Oaks Dr, Bankside Dr $295,000 $250,000 $200,000-$250,000 $198,500 $160,000 $200,000-$250,000
Long Branch Rd, Trinity Dr, Saraya Dr, Adams Lake Rd, Wheeler Rd, Branson St, Midhurst Ct, Tannen Ct, Shawnee St, Pierron Dr $162,000 $140,000 $125,000-$150,000 $160,000 $130,000 $175,000-$200,000
McCloskey Rd, State Rd 2019, Starlifter St, Rim Rd, Meteor Dr, Northampton Rd, Bartow Dr, Norcliff Dr, S McPherson Church Rd, Rhodhiss Ct $159,500 $130,000 $175,000-$200,000 $69,000 $60,000 $50,000-$75,000
Lawhorne Dr, Longwood Dr, State Rd 1889, Julia St, Wicklow Pl, Summerberry Dr, Table Rock Ct, Rockwood Dr, Bernstein St, Waco Dr $151,500 $140,000 $150,000-$175,000 $87,000 $80,000 $75,000-$100,000
Edgedale Dr, Poplar Hill Rd, Myrtle St, Myrtle St, Brisby Ct, Surf Scooter Cir, Kirkwood Dr, Rock Branch Rd, Christmasberry Ct, Rockingham Rd $177,000 $160,000 $175,000-$200,000 $142,000 $120,000 $125,000-$150,000
Shamrock Dr, Meeting St, Duval Dr, E Cramer Dr, Cuffley Loop, Stamper Rd, Franzia Dr, Weiss Ave, Foxtrot Dr, Holmfield Rd $181,000 $150,000 $150,000-$175,000 $101,000 $80,000 $75,000-$100,000
Sullivan St, Wesley Chapel Church Rd, Piedmont Ave, Potomac Dr, Walter Reed Rd, Lyon Rd, Rogers Dr, Hawley Ln, Hyman Pl, Thames Dr $180,000 $150,000 $150,000-$175,000 $101,500 $80,000 $75,000-$100,000
Front St, Oakland Dr, State Rd 1815, Baggett Rd, Laguna Vista Dr, Ladson Cir, State Rd 1104, Madrid Dr, Cornell Dr, Gola Dr $143,500 $130,000 $150,000-$175,000 $102,000 $90,000 $75,000-$100,000
Alden Dr, Livingston Dr, Sabine Dr, Wallbrook Dr, Camelback Rd, Varsity Dr, Seaford Dr, Bromwich Ct, Carlspond Rd, Worth St $169,000 $150,000 $150,000-$175,000 $101,500 $90,000 $100,000-$125,000
Spotted Owl Ct, Joyce St, Wind Sock Ct, Ned Ashley Rd, October Pl, Gin St, Regency Dr, Sleepy Hollow Dr, Redfin Dr, Kodiak Dr $189,000 $160,000 $175,000-$200,000 $79,000 $70,000 $50,000-$75,000

Choose the Best Fayetteville, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score No Income 2 Pets, Smoker $330
Freelancer 550-599 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $450
Part Time Job Up to 499 Credit Score $25 to 50,000 No Pets, Non-Smoker $900

Choose your Fayetteville, NC Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,276
Physical Damage $2,319
Hail Damage $4,806
Wind Damage $6,305
Expensive Claims
Fire $42,889
Smoke $16,887

Identify Top Home Insurance Agents near Fayetteville, NC | Back to Top

Home Insurance Company Fayetteville, NC Homeowners Insurance Agency Fayetteville, NC Address Popularity Score Distance from Fayetteville (miles)
State Farm Bonnie Burns 11446 Us Highway 70 W Ste C, Clayton, NC, 27520
48.5
Liberty Mutual Independent Snipes Insurance Service Inc 105 North Wilson Avenue, Dunn, NC, 28334
26.0
Travelers Apex Cary Insurance 1001 Pemberton Hill Rd Ste 101, Apex, NC, 27502
46.0
Travelers Bowen Insurance Agency Inc 1143 Executive Circle Suite G, Cary, NC, 27511
48.4
Allstate Justin Lee 3037 Boone Trail Ext Ste B, Fayetteville, NC, 28304
4.9
State Farm Bruce Adorian 2726 Nc Highway 55, Cary, NC, 27519-6205
48.7
State Farm Melvin Patrick 6416 Tryon Rd, Cary, NC, 27518-7050
47.1
Allstate Randy Holt 114 Commerce Ct Unit A, Pittsboro, NC, 27312
44.8
State Farm Bill Mcclelland 1830 S Horner Blvd, Sanford, NC, 27330-5839
28.1
Liberty Mutual Independent Trapp Insurance Group Inc 1135 Kildaire Farm Rd., Ste 307, Cary, NC, 27511
48.4

Compare Rates for Fayetteville, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $630 $460 $890 $430
Cumberland County, NC $126,300 $520 $370 $710 $340
Fayetteville, NC $123,300 $700 $470 $990 $520
Cross Creek, NC $141,700 $670 $480 $930 $450
Rockfish, NC $134,800 $660 $480 $900 $420
Eastover, NC $150,400 $770 $520 $1,070 $550
Rennert, NC $50,800 $220 $150 $310 $160
Broadway, NC $156,500 $890 $600 $1,250 $650
Smiths, NC $65,500 $270 $180 $380 $200
Seven Lakes, NC $263,700 $1,370 $1,000 $1,880 $880
Ingold, NC $100,400 $540 $370 $750 $380
Goldston, NC $117,000 $550 $400 $760 $360
Evergreen, NC $75,100 $350 $250 $480 $230

Research Home Insurance Companies Reviews in Fayetteville, NC Before Buying | Back to Top

Share a review on your home insurance company


Progressive Home Insurance Reviews

Date: February 24, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I haven't really had to interact with my insurance company very much at all. I haven't had much of a need to contact them. I made a claim once, years ago, and I don't remember having negative feeling about it.

Date: October 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
It covers the home itself, as well as up to $20,000 in personal property. The garage and shed as well.


Date: September 22, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Communication
I get enough Emails to keep me informed but not too many as to bother me or overwhelm me. Its the only communication I need.

Date: September 13, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Website/App
It's easy to use and intuitive. I can pay my premium, as expected or add additional coverage as well. More than enough information and links to get the job done.

Date: August 21, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
It went up by $80 last year even though I did not have a claim. I wasn't happy about that, but it is still less expensive then all the others I found.

Date: August 06, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
I can't really say as I haven't had any customer service communication in the last year at all. No real rating here.

Allstate Home Insurance Reviews

Date: February 24, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Allstate is a good insurance company. We haven't had any home claims but they keep us up to date on our policy and notify us monthly before our bank account is charged.

Date: September 19, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
so far the website has been really a good thing I have been able to print out my cards and whatever documents that I need to print I can do so easily

Date: August 02, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
Basically everything on my property is covered from what I understand I can have anything that is in the driveway and in the house covered


Utica National Insurance Home Insurance Reviews

Date: September 07, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
THIS COMPANY OFFERS MW TO PAY AND VIEW ABOUT LOAN DETAILS AND ALL OTHER OFFERINGS IN THEIR MOBILE APP ITSELF AND I LIKED IT

Date: May 15, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
IT COVERS UPTO 50% OF MY HOME VALUE IF MY HOME FACES ANY NATURAL DISASTER OR ANY ACCIDENTS


Date: March 17, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
CUSTOMER SERVICE IS VERY GOOD AND THEY ALWAYS BE PATIENT AND ANSWERS ALL MY QUESTIONS IN A POLITE MANNER

State Farm Home Insurance Reviews

Date: April 06, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I do know what my home insurance company is, based on this I am unable to rate my home insurance company's customer service.

Date: January 01, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I work with State Farm becuase the agent is a family friend. The recent problem is that the rates have gone up dramatically and I really don't understand why. My home value has not gone up.

Date: December 06, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
I have no beef with the policy offerings with my insurance company. They're one of the largest in the nation - they know what they're doing. Honestly, I don't really think about my insurance company much, so they probably have much more to offer than I am aware of. I had an agent tell me "No one wants insurance until they have a problem. Then they want as much as they can get."


MetLife Home Insurance Reviews

Date: December 27, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
I am pleased with my insurance company because my premium is reasonable and I am happy with my coverage. I think am getting great coverage.

Erie Insurance Home Insurance Reviews

Date: July 10, 2019    Age: >60 years    Gender: Female    Marital Status: Married

Premium
I'm not 100% sure of the deductible of others, but my deductible is very low for how much we pay a year in home owners insurance. I believe ours is around $500, maybe a little less.

Meemic Insurance Home Insurance Reviews

Date: October 16, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I like that that my insurance company's website is easy to located access and navigate.Their fonts are comprehensive and the information on their website is helpful.

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