Gavop's guide to buying homeowners insurance in Long County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Long County, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pine St SW, Mitcham Rd, John Wells R NE, Power Line Rd, Oak Rd, 4th St, Tom Williams Rd NE, Wheeler Rd, Smith Cox Ln NE, Elizabeth Dr NE | $133,500 | $110,000 | $125,000-$150,000 | $108,500 | $90,000 | $75,000-$100,000 |
| Sheldon Deloach Rd, Rip Porter Loop, Parker Ave NW, Mary Alice, US Hwy 84, Smith Berry Rd NE, Cottage St, White Rd, Tupelo Loop, Dyrke Dr SE | $147,500 | $130,000 | $150,000-$175,000 | $101,000 | $90,000 | $75,000-$100,000 |
| Sandalwood Dr NW, Macon Ln SE, Moss Rd SE, Robertson St SW, Marcus Noble Rd, Smiley Cross Rd, Maggies Lake Rd NE, Magnolia Cove Rd, Howard Rd NE, Sharp Rd SE | $178,500 | $160,000 | $150,000-$175,000 | $93,000 | $80,000 | $50,000-$75,000 |
| Rowe Way NE, Mary St, Porter Cox Rd, Jones Rd NW, Flowers Rd, Holly Hill SE, Brady Ln NE, Marcus Nobles Rd NE, S Arnold Dr, Redbird | $137,000 | $120,000 | $100,000-$125,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Tall Pines Ln NE, Myrl Baxter Ln NE, Nance Field Cir SE, Bell Rd NE, Chap Rd NE, C J Davis Ln, Smith Berry Rd, Sols Rd SE, Waldo Smith Loop, Moody Loop NE | $83,000 | $70,000 | $75,000-$100,000 | $95,500 | $80,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $641 |
| Home and Two Car | -$113 | $592 |
| Home and Three Car | -$162 | $543 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Long County | $2,500 | $696 | $3,196 | $506 | $3,006 | $190 |
| Long County, GA | $2,000 | $696 | $2,696 | $506 | $2,506 | $190 |
| McIntosh County, GA | $100 | $676 | $776 | $492 | $592 | $185 |
| Evans County, GA | $2,000 | $594 | $2,594 | $432 | $2,432 | $162 |
| Pembroke, GA | $300 | $752 | $1,052 | $546 | $846 | $205 |
| Savannah, GA | $1,500 | $884 | $2,384 | $642 | $2,142 | $242 |
| Dock Junction, GA | $100 | $616 | $716 | $447 | $547 | $168 |
| Brunswick, GA | $700 | $712 | $1,412 | $517 | $1,217 | $195 |
| Blackshear, GA | $500 | $678 | $1,178 | $493 | $993 | $185 |
| Santa Claus, GA | $1,500 | $589 | $2,089 | $428 | $1,928 | $161 |
| Lyons, GA | $400 | $572 | $972 | $416 | $816 | $156 |
| Sunnyside, GA | $1,500 | $618 | $2,118 | $449 | $1,949 | $169 |
| Home Insurance Company Long County, GA | Homeowners Insurance Agency Long County, GA | Address | Popularity Score | Distance from Long County (miles) |
|---|---|---|---|---|
| Nationwide | Kingery & Company | 7505 Waters Ave Ste D-6, Savannah, GA, 31406-3818 | 41.5 | |
| Liberty Mutual Independent | Lee Hill & Johnston Insurors | 212 Savannah Ave, Statesboro, GA, 30458 | 48.1 | |
| Allstate | Mickey Rountree | 5859 Abercorn St Ste 1, Savannah, GA, 31405 | 41.6 | |
| State Farm | Melissa Ray | 119 Ryon Ave, Hinesville, GA, 31313-3623 | 10.7 | |
| Travelers | Burns Insurance | 5763 Hwy 21 South, Rincon, GA, 31326 | 46.8 | |
| State Farm | Caughey Hearn | 7573 Us Highway 280, Claxton, GA, 30417-5082 | 30.3 | |
| State Farm | Jj Puccio | 102 N College St, Statesboro, GA, 30458-5309 | 48.4 | |
| State Farm | Brett Barnes | 50 Berwick Blvd Ste 150, Savannah, GA, 31419-8482 | 35.8 | |
| State Farm | Erica Herndon | 3228 Skidaway Rd, Savannah, GA, 31404-4961 | 44.3 | |
| Allstate | Robert N. Dunagan Jr. | 41 Professional Dr, Brunswick, GA, 31520 | 42.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,430 | $740 |
| Long County, GA | $117,500 | $705 | $490 | $1,000 | $510 |
| Long County, GA | $117,500 | $705 | $500 | $970 | $470 |
| McIntosh County, GA | $112,700 | $685 | $490 | $970 | $480 |
| Evans County, GA | $83,600 | $602 | $430 | $860 | $430 |
| Pembroke, GA | $131,800 | $761 | $550 | $1,050 | $500 |
| Savannah, GA | $137,800 | $895 | $600 | $1,230 | $630 |
| Dock Junction, GA | $87,300 | $623 | $420 | $880 | $460 |
| Brunswick, GA | $99,500 | $721 | $500 | $1,020 | $520 |
| Blackshear, GA | $98,500 | $686 | $490 | $950 | $460 |
| Santa Claus, GA | $76,000 | $596 | $440 | $850 | $410 |
| Lyons, GA | $73,500 | $579 | $390 | $800 | $410 |
| Sunnyside, GA | $80,300 | $625 | $420 | $890 | $470 |