Gavop tells you how to get the best homeowners insurance in Fruita, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $91,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $144,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $358,500 | $290,000 | $350,000-$400,000 |
| 4 Bedroom | $468,000 | $440,000 | $350,000-$400,000 |
| 5 Bedroom | $577,500 | $550,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$183 | $779 |
| Superior Protection Discount | -$87 | $875 |
| Fire & Security Discount | -$77 | $885 |
| Hail Resistant Roof Discount | -$19 | $943 |
| Newly Constructed Home Discount | -$269 | $693 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mesa County | $2,000 | $1,147 | $3,147 | $833 | $2,833 | $313 |
| Fruita, CO | $2,000 | $950 | $2,950 | $691 | $2,691 | $260 |
| Loma, CO | $500 | $1,400 | $1,900 | $1,017 | $1,517 | $383 |
| Redlands, CO | $2,000 | $1,012 | $3,012 | $736 | $2,736 | $277 |
| Grand Junction, CO | $500 | $1,123 | $1,623 | $816 | $1,316 | $307 |
| Mesa County, CO | $1,500 | $1,147 | $2,647 | $833 | $2,333 | $313 |
| Palisade, CO | $100 | $1,169 | $1,269 | $849 | $949 | $319 |
| West Garfield, CO | $2,500 | $1,184 | $3,684 | $860 | $3,360 | $323 |
| Glade Park-Gateway, CO | $500 | $1,569 | $2,069 | $1,140 | $1,640 | $429 |
| Battlement Mesa, CO | $1,500 | $1,130 | $2,630 | $821 | $2,321 | $309 |
| Grand County, UT | $500 | $645 | $1,145 | $469 | $969 | $176 |
| Moab, UT | $1,000 | $651 | $1,651 | $473 | $1,473 | $178 |
| Home Insurance Company Fruita, CO | Homeowners Insurance Agency Fruita, CO | Address | Popularity Score | Distance from Fruita (miles) |
|---|---|---|---|---|
| Farmers | Joshua Dewitt | 327 N 7th St Ste 2, Grand Junction, CO, 81501 | 16.6 | |
| Farmers | Michael Baker | 436 Independent Ave, Grand Junction, CO, 81505 | 15.5 | |
| State Farm | Steve Kendrick | 640 Rood Avenue, Grand Junction, CO, 81501 | 16.6 | |
| Allstate | Doug Deweber | 332 E Aspen Ave Ste 200, Fruita, CO, 81521 | 6.4 | |
| Travelers | Beckner Power Insurance Inc | 2415 F Rd, Ste B Grand Junction, Grand Junction, CO, 81505 | 13.7 | |
| Travelers | Beckner Power Insurance Inc | 2415 Patterson Rd B, Grand Junction, CO, 81505 | 14.2 | |
| Allstate | Vince Cope | 812 Rood Ave, Grand Junction, CO, 81501 | 16.7 | |
| Allstate | Kyle Turley | 1910 N 12th St Ste A, Grand Junction, CO, 81501 | 16.1 | |
| Liberty Mutual Independent | Hub International | 2742 Crossroads Blvd, Grand Junction, CO, 81506 | 15.0 | |
| Farmers | Jim Fink | 2906 F Rd, Grand Junction, CO, 81504 | 17.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Mesa County, CO | $207,900 | $1,161 | $810 | $1,520 | $710 |
| Fruita, CO | $251,800 | $962 | $670 | $1,260 | $590 |
| Loma, CO | $278,700 | $1,417 | $990 | $1,860 | $870 |
| Redlands, CO | $288,100 | $1,025 | $720 | $1,340 | $620 |
| Grand Junction, CO | $197,600 | $1,136 | $800 | $1,490 | $690 |
| Mesa County, CO | $207,900 | $1,161 | $810 | $1,520 | $710 |
| Palisade, CO | $182,800 | $1,183 | $830 | $1,550 | $720 |
| West Garfield, CO | $188,400 | $1,198 | $840 | $1,570 | $730 |
| Glade Park-Gateway, CO | $340,100 | $1,588 | $1,110 | $2,080 | $970 |
| Battlement Mesa, CO | $168,600 | $1,144 | $800 | $1,500 | $700 |
| Grand County, UT | $230,900 | $653 | $450 | $920 | $470 |
| Moab, UT | $231,700 | $659 | $470 | $920 | $450 |