Gavop shows you how to buy homeowners insurance in Buchanan County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Buchanan County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 230th St, 2nd St N, Sunset Blvd, 155th St, Nathen Bethel Ave, 20th Ave SW, 205th St, David Dr, 10th Ave NE, Easy St | $153,000 | $140,000 | $150,000-$175,000 | $89,000 | $70,000 | $50,000-$75,000 |
| Davis St, Furman Ave, 5th St S, Lucas Ave, Neighborhood Rd, Winslow St S, 160th St, 192nd St, James St, Enterpirse Ct | $102,500 | $80,000 | $75,000-$100,000 | $69,000 | $60,000 | $50,000-$75,000 |
| East St, 235th St, Iowa Ave, Main St S, Locust St, 238th St, Pearl St, Cunningham Rd, 180th St, N Black Hawk-Buchanan Rd | $102,500 | $90,000 | $75,000-$100,000 | $72,000 | $60,000 | $50,000-$75,000 |
| Hwy 187, 162nd St, C 64, Locust St E, 1st St S, 8th St SE, 332nd St, Co Rd W13, 1st St, 5th Ave NE | $115,000 | $100,000 | $100,000-$125,000 | $67,500 | $60,000 | $50,000-$75,000 |
| Otterville Blvd, 252nd St, 14th St NE, 7th Ave SE, Carroll Ave, Christopher Ct S, Fontana Blvd, Three Elms Park Rd, Mill St, 8th Ave NE | $134,500 | $110,000 | $125,000-$150,000 | $109,000 | $100,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $622 |
| Home and Two Car | -$109 | $574 |
| Home and Three Car | -$164 | $520 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Buchanan County | $1,000 | $676 | $1,676 | $491 | $1,491 | $185 |
| Buchanan County, IA | $700 | $676 | $1,376 | $491 | $1,191 | $185 |
| Independence, IA | $100 | $642 | $742 | $467 | $567 | $176 |
| Hazleton, IA | $700 | $666 | $1,366 | $484 | $1,184 | $182 |
| Poyner, IA | $400 | $893 | $1,293 | $649 | $1,049 | $244 |
| Black Hawk County, IA | $2,500 | $800 | $3,300 | $582 | $3,082 | $219 |
| Edgewood, IA | $200 | $674 | $874 | $490 | $690 | $184 |
| Fayette, IA | $2,500 | $617 | $3,117 | $448 | $2,948 | $168 |
| Colony, IA | $100 | $712 | $812 | $518 | $618 | $195 |
| Mallory, IA | $2,000 | $837 | $2,837 | $608 | $2,608 | $229 |
| Putnam, IA | $100 | $969 | $1,069 | $704 | $804 | $265 |
| Homestead, IA | $700 | $880 | $1,580 | $640 | $1,340 | $241 |
| Home Insurance Company Buchanan County, IA | Homeowners Insurance Agency Buchanan County, IA | Address | Popularity Score | Distance from Buchanan County (miles) |
|---|---|---|---|---|
| State Farm | Christel Manson | 1935 E Ridgeway Ave, Waterloo, IA, 50702-3531 | 24.8 | |
| State Farm | Steve Hubbard | 213 E San Marnan Dr, Waterloo, IA, 50702-5839 | 26.3 | |
| State Farm | Julie Smith | 1212 W Main St, Manchester, IA, 52057-2305 | 18.5 | |
| State Farm | Tim Reed | 1219 S Frederick Ave Ste B, Oelwein, IA, 50662-3037 | 13.7 | |
| Farmers | Tara Kinder | 209 Franklin St Ste A3, Cedar Falls, IA, 50613 | 31.5 | |
| State Farm | Bob Eisenman | 717 G Ave, Grundy Center, IA, 50638-1439 | 48.4 | |
| State Farm | Ryan Sullivan | 1809 University Avenue, Waterloo, IA, 50701-2467 | 27.2 | |
| State Farm | Tim Reed | 1219 S Frederick Avenue, Oelwein, IA, 50662-3037 | 13.7 | |
| State Farm | Rex Massey | 337 1st Avenue East, Dyersville, IA, 52040-1204 | 36.7 | |
| Travelers | Grant Insurance | 112 West Bremer Ave, Waverly, IA, 50677 | 36.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $570 | $1,140 | $570 |
| Buchanan County, IA | $132,500 | $684 | $460 | $950 | $490 |
| Buchanan County, IA | $132,500 | $684 | $500 | $940 | $440 |
| Independence, IA | $120,100 | $650 | $470 | $890 | $420 |
| Hazleton, IA | $93,800 | $674 | $470 | $960 | $490 |
| Poyner, IA | $165,000 | $904 | $610 | $1,260 | $650 |
| Black Hawk County, IA | $139,300 | $810 | $540 | $1,110 | $570 |
| Edgewood, IA | $95,800 | $682 | $490 | $970 | $480 |
| Fayette, IA | $82,200 | $624 | $420 | $890 | $470 |
| Colony, IA | $105,500 | $721 | $520 | $1,030 | $510 |
| Mallory, IA | $143,500 | $847 | $580 | $1,190 | $610 |
| Putnam, IA | $200,200 | $981 | $720 | $1,340 | $620 |
| Homestead, IA | $159,800 | $891 | $640 | $1,220 | $580 |