Gavop shows you how to buy homeowners insurance in Perry, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $94,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $130,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $191,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $297,500 | $280,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $554 |
| Home and Two Car | -$104 | $506 |
| Home and Three Car | -$146 | $463 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,440 |
| Hail Damage | $4,806 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,386 |
| Home Insurance Company Perry, IA | Homeowners Insurance Agency Perry, IA | Address | Popularity Score | Distance from Perry (miles) |
|---|---|---|---|---|
| Travelers | Brown Mcnerney Johnson Insurance Agency | 6150 Village View Dr Ste 100, West Des Moines, IA, 50266 | 24.8 | |
| State Farm | Glenn Waterhouse Iii | 5441 Nw 86th St Ste 100, Johnston, IA, 50131-1708 | 22.5 | |
| Allstate | Charles Webb | 1355 50th St Ste 300, West Des Moines, IA, 50266 | 24.1 | |
| State Farm | Melodie Whiton | 900 1st Ave, Perry, IA, 50220-1703 | 0.6 | |
| State Farm | Tim Ford | 2217 Beaver Ave, Des Moines, IA, 50310-3959 | 26.9 | |
| Travelers | Phillips Insurance & Associates | 1107 Walnut St, Dallas Center, IA, 50063 | 13.0 | |
| State Farm | Andrea Sabus | 250 W 1st St Ste F, Grimes, IA, 50111-2138 | 18.8 | |
| State Farm | Doug Wigert | 816 Story St, Boone, IA, 50036-2711 | 19.1 | |
| Travelers | Rowles Hayes & Carney Agcy Inc | 1106 Willis, Perry, IA, 50220 | 0.5 | |
| Travelers | Willis & Moore | 1818 High St Des Moines, Des Moines, IA, 50309 | 29.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,170 | $560 |
| Dallas County, IA | $218,000 | $973 | $650 | $1,380 | $730 |
| Perry, IA | $89,200 | $609 | $420 | $840 | $420 |
| Jefferson, IA | $261,600 | $912 | $610 | $1,300 | $690 |
| Johnston, IA | $248,100 | $895 | $640 | $1,260 | $620 |
| Guthrie Center, IA | $87,200 | $646 | $430 | $890 | $460 |
| Churdan, IA | $46,500 | $440 | $290 | $630 | $340 |
| Lafayette, IA | $162,100 | $897 | $640 | $1,250 | $610 |
| Indian Creek, IA | $132,900 | $815 | $550 | $1,160 | $610 |
| Dedham, IA | $96,300 | $684 | $470 | $940 | $470 |
| Exira, IA | $50,800 | $464 | $330 | $660 | $330 |
| Maple River, IA | $234,400 | $1,042 | $750 | $1,470 | $720 |
| Ackworth, IA | $260,700 | $1,085 | $770 | $1,500 | $730 |