How Can I Make My Atlanta, GA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Atlanta, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Atlanta, GA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $86,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $122,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $271,500 | $230,000 | $200,000-$250,000 |
| 4 Bedroom | $437,000 | $350,000 | $400,000-$500,000 |
| 5 Bedroom | $377,000 | $340,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Atlanta, GA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$220 | $938 |
| Superior Protection Discount | -$104 | $1,054 |
| Fire & Security Discount | -$93 | $1,065 |
| Hail Resistant Roof Discount | -$35 | $1,123 |
| Newly Constructed Home Discount | -$243 | $915 |
Choose the Right Deductible for your Atlanta, GA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fulton County | $1,500 | $1,190 | $2,690 | $865 | $2,365 | $325 |
| Atlanta, GA | $1,000 | $1,144 | $2,144 | $831 | $1,831 | $313 |
| Druid Hills, GA | $200 | $864 | $1,064 | $628 | $828 | $236 |
| Panthersville, GA | $2,500 | $646 | $3,146 | $469 | $2,969 | $177 |
| Johns Creek, GA | $400 | $1,383 | $1,783 | $1,005 | $1,405 | $378 |
| Rockdale County, GA | $1,500 | $925 | $2,425 | $672 | $2,172 | $253 |
| Grayson, GA | $300 | $1,288 | $1,588 | $936 | $1,236 | $352 |
| Braswell, GA | $2,000 | $702 | $2,702 | $510 | $2,510 | $192 |
| Oxford, GA | $200 | $680 | $880 | $494 | $694 | $186 |
| Covington, GA | $1,000 | $739 | $1,739 | $537 | $1,537 | $202 |
| Pike County, GA | $200 | $850 | $1,050 | $618 | $818 | $232 |
| Flovilla, GA | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
Identify Top Home Insurance Agents near Atlanta, GA | Back to Top
| Home Insurance Company Atlanta, GA | Homeowners Insurance Agency Atlanta, GA | Address | Popularity Score | Distance from Atlanta (miles) |
|---|---|---|---|---|
| State Farm | Ryan Young | 3903 Jiles Rd Nw Ste 202, Kennesaw, GA, 30144-4613 | 21.5 | |
| Allstate | Trevor Roseberry | 3401 Northside Pkwy Nw, Atlanta, GA, 30327 | 6.4 | |
| Travelers | Citywide Insurance Agency Inc | 1675 Cumberland Pkwy. Ste 302, Smyrna, GA, 30080 | 6.1 | |
| State Farm | Lisa Dobbs | 2323 Cumb Pkwy Se Ste 101, Atlanta, GA, 30339-4523 | 7.9 | |
| State Farm | Angela Matthews | 2022 Pow Fy Rd Se Ste 260, Atlanta, GA, 30339-7210 | 7.5 | |
| State Farm | Keysha Davis | 2343 Jonesboro Rd, Hampton, GA, 30228-2718 | 24.7 | |
| Travelers | Bagwell Insurance Group | 2041 Memorial Drive , Gainesville, GA, 30504 | 49.6 | |
| Allstate | Michael Thompson | 244 14th St Ne, Atlanta, GA, 30309 | 5.6 | |
| Travelers | Waggoner Insurance | 2351 Benson Poole Rd Se , Smyrna, GA, 30082 | 10.1 | |
| Liberty Mutual Independent | Pritchard & Jerden Inc | 950 E Paces Ferry Rd Ne, Atlanta, GA, 30326 | 8.8 |
Compare Rates for Atlanta, GA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,410 | $730 |
| Fulton County, GA | $268,900 | $1,204 | $870 | $1,670 | $800 |
| Atlanta, GA | $245,400 | $1,158 | $830 | $1,630 | $800 |
| Druid Hills, GA | $495,900 | $875 | $630 | $1,250 | $620 |
| Panthersville, GA | $92,600 | $654 | $470 | $930 | $460 |
| Johns Creek, GA | $366,200 | $1,400 | $990 | $1,930 | $940 |
| Rockdale County, GA | $148,600 | $936 | $670 | $1,300 | $630 |
| Grayson, GA | $273,100 | $1,304 | $890 | $1,850 | $960 |
| Braswell, GA | $93,900 | $711 | $490 | $1,020 | $530 |
| Oxford, GA | $90,100 | $688 | $500 | $960 | $460 |
| Covington, GA | $128,300 | $748 | $500 | $1,070 | $570 |
| Pike County, GA | $162,000 | $860 | $610 | $1,190 | $580 |
| Flovilla, GA | $97,800 | $734 | $500 | $1,040 | $540 |
Research Home Insurance Companies Reviews in Atlanta, GA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: February 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 14, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 13, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 09, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: May 15, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: May 15, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
State Farm Home Insurance Reviews
Date: February 14, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Nationwide Home Insurance Reviews
Date: May 29, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Date: October 02, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 21, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: August 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: June 22, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Southern Mutual Insurance Company Home Insurance Reviews
Date: December 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Liberty Mutual Home Insurance Reviews
Date: September 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: July 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: March 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Travelers Home Insurance Reviews
Date: December 30, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: August 01, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried