How Can I Make My Summerville, SC Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Summerville, SC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Summerville, SC Home Insurance Coverage Levels | Back to Top
| Summerville, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Roswell Dr, Picadilly Loop, Lancer Dr, Brandon Ln, Turtle Bay Ct, N Maple St, Alleghany Dr, Cooper's Ridge Blvd, Cumberland Way, Oakmont Ave | $101,000 | $90,000 | $75,000-$100,000 | $143,500 | $130,000 | $100,000-$125,000 |
| Niblick Rd, Evangeline Dr, E Liberty Meadows Dr, Chelsea Ct, Bay Tree Ln, Burbage Rd, River Oaks Dr, Tidewater Dr, Charles Ct, Gresham Ct | $236,500 | $220,000 | $200,000-$250,000 | $313,500 | $250,000 | $300,000-$350,000 |
| Seasaw Ct, E Saddlebrook Dr, Louis St, Patriot Blvd, Jasmine Dr, Jackson St, Sullivans Landing Rd, Hanover Ct, O T Wallace Dr, Blackberry Ln | $245,500 | $230,000 | $200,000-$250,000 | $218,000 | $190,000 | $200,000-$250,000 |
| Co Rd S-18-428, Creedmore Rd, Skidaway Rd, High Bridge Rd, Professor Dr, Longridge Rd, Moss Haven Ln, Sandy Ln, Bernay Ct, Blake Ln | $176,000 | $170,000 | $125,000-$150,000 | $297,500 | $260,000 | $300,000-$350,000 |
| Roxbury Dr, Shepard Dr, Hayes Ln, S Gum St, Lionel Ln, Christina Ln, Walsham St, Curtisston Ct, Elena Ct, S Red Maple Cir | $171,500 | $140,000 | $125,000-$150,000 | $195,000 | $170,000 | $175,000-$200,000 |
| Towne Square Rd, Claussen St, McCormack Ave, Mary St, Huntclife Ct, Wren Ct, Carnoustie Ct, Goldfinch Ln, Small Ln, Co Rd S-18-390 | $118,000 | $100,000 | $100,000-$125,000 | $154,500 | $140,000 | $125,000-$150,000 |
| Ayscough Rd, Tranquil Ln, Wildwood Lndg, Mentor Rd, Pelican St, Great Oaks Dr, Sebring Dr, Janie Ln, S Liberty Meadows Dr, Paul Dr | $117,000 | $90,000 | $125,000-$150,000 | $120,000 | $110,000 | $125,000-$150,000 |
| S Laurel St, Sylvan Ter, Beacon Hill Ln, Co Rd S-18-529, Tuscany Ct, Boonehill Rd, Pelican Ct, Pine Forest Blvd, Dawson Branch Rd, Indigo Ct | $116,000 | $110,000 | $125,000-$150,000 | $189,000 | $160,000 | $150,000-$175,000 |
| Putter Rd, Research Blvd, Canaberry Cir, Maidstone Dr, Ebony Dr, Lindo Ter, Jasmine Ln, Quail Dr, Confederate Ct, Verbena St | $205,000 | $160,000 | $200,000-$250,000 | $191,000 | $170,000 | $200,000-$250,000 |
| Co Rd S-18-458, Honeysuckle Ln, Co Rd S-18-288, Simons Ave Exd, Bowles Dr, Angel Oaks Ct, Lawrence Dr, Co Rd S-18-230, Co Rd S-18-561, Webster St | $107,500 | $100,000 | $100,000-$125,000 | $151,000 | $140,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Summerville, SC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$198 | $900 |
| Superior Protection Discount | -$110 | $988 |
| Fire & Security Discount | -$110 | $988 |
| Hail Resistant Roof Discount | -$33 | $1,064 |
| Newly Constructed Home Discount | -$230 | $867 |
Choose the Right Deductible for your Summerville, SC Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dorchester County | $2,000 | $1,043 | $3,043 | $758 | $2,758 | $285 |
| Summerville, SC | $1,000 | $1,084 | $2,084 | $788 | $1,788 | $296 |
| Cross, SC | $400 | $577 | $977 | $419 | $819 | $158 |
| Edisto Island, SC | $1,000 | $1,228 | $2,228 | $892 | $1,892 | $336 |
| James Island, SC | $300 | $992 | $1,292 | $721 | $1,021 | $271 |
| Bonneau Beach, SC | $2,000 | $951 | $2,951 | $691 | $2,691 | $260 |
| Eutawville, SC | $500 | $653 | $1,153 | $475 | $975 | $179 |
| Russellville, SC | $1,500 | $942 | $2,442 | $684 | $2,184 | $257 |
| Santee-Vance, SC | $300 | $680 | $980 | $494 | $794 | $186 |
| Lane, SC | $700 | $368 | $1,068 | $267 | $967 | $100 |
| Bamberg, SC | $500 | $792 | $1,292 | $576 | $1,076 | $216 |
| Bamberg County, SC | $700 | $813 | $1,513 | $591 | $1,291 | $222 |
Identify Top Home Insurance Agents near Summerville, SC | Back to Top
| Home Insurance Company Summerville, SC | Homeowners Insurance Agency Summerville, SC | Address | Popularity Score | Distance from Summerville (miles) |
|---|---|---|---|---|
| State Farm | Stiles Bee Iv | 1000 Tanner Ford Blvd Ste 110, Hanahan, SC, 29410-4709 | 14.4 | |
| Allstate | Con Chellis | 437 N Main St Ste C, Summerville, SC, 29483 | 7.1 | |
| Allstate | Todd Murph | 1136 Oakland Market Rd, Mount Pleasant, SC, 29466 | 27.4 | |
| State Farm | Tony Pope | 1661 N Main St, Summerville, SC, 29483-7870 | 9.3 | |
| Allstate | Kinghorn Beaufort | Po Box 1088, Beaufort, SC, 29901 | 43.1 | |
| State Farm | Katelyn Aldridge | 605 W 5th North St, Summerville, SC, 29483-6164 | 7.2 | |
| Allstate | Harry Blake | 1668 Trolley Rd Ste 104, Summerville, SC, 29485 | 5.3 | |
| Allstate | Sandra Rabon | 9500 Dorchester Rd Ste 204, Summerville, SC, 29485 | 5.7 | |
| Allstate | Kaelyn Agency - Scott Labarowski | 421 Old Trolley Rd, Summerville, SC, 29485 | 5.0 | |
| Travelers | Absolute Insurance Agency Llc | 435 Old Trolley Rd, Summerville, SC, 29485 | 5.0 |
Compare Rates for Summerville, SC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $670 | $1,370 | $700 |
| Dorchester County, SC | $177,500 | $1,056 | $770 | $1,490 | $720 |
| Summerville, SC | $187,400 | $1,097 | $790 | $1,510 | $720 |
| Cross, SC | $91,100 | $584 | $400 | $810 | $410 |
| Edisto Island, SC | $201,900 | $1,243 | $860 | $1,780 | $920 |
| James Island, SC | $283,500 | $1,004 | $690 | $1,390 | $700 |
| Bonneau Beach, SC | $143,800 | $963 | $650 | $1,340 | $690 |
| Eutawville, SC | $102,900 | $661 | $480 | $920 | $440 |
| Russellville, SC | $142,000 | $953 | $690 | $1,320 | $630 |
| Santee-Vance, SC | $99,600 | $688 | $500 | $940 | $440 |
| Lane, SC | $58,500 | $372 | $270 | $530 | $260 |
| Bamberg, SC | $64,500 | $802 | $540 | $1,110 | $570 |
| Bamberg County, SC | $65,800 | $823 | $600 | $1,140 | $540 |
Research Home Insurance Companies Reviews in Summerville, SC Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 16, 2020 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
I've had good experience with my insurance they have never let me down.
Date: January 16, 2020 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
I have always considered my deductible to be high. I have had other issues, but have not presented them because of the deductible. I truly wish that the deductibles in the insurance industry where lower, but I know this is not the case.
Date: April 05, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I have not done much comparing as we went with them as we insure our cars through State Farm. I am sure they are able to compete with the other insurers.
Date: February 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I would rate State Farm at 2 for policy offerings. They do not offer everything I need in a rural area.
Date: December 06, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
I have not had any problems with this company. There was one time when a hurricane came through can damaged the roof of the house a bit. I put in a claim and everything went as smooth as goat lips. What's more is that my premium didn't increase because of that.I'm very happy!
Date: November 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I GIVE THEM A 3 STAR RATING BASED ON THE OPTIONS THEY PROVIDE COMPARED TO OTHER INSURANCE AGENCIES . THEY OFFER A LOT OF COVERAGE BUT THEY HAVE HIGHER DEDUCTABLES THUS MAKING THE COVERAGE LESS VALUABLE.
Date: November 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Website/App
To my knowledge they do not have a website. I was able to sign up through an independent agent. I have no way of seeing or filing a claim online.
Date: October 01, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I like it a lot. I can call the office with any issue I may have. The reach out to me by letter quite frequently. Whenever I do call the person is polite and knowledgeable.
Date: September 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
State Farm came in $3,000 higher than some other companies. I went with them due to reputation alone. I have an older house and wanted a reputable company.
Date: August 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
Structure from all types of damage including flood, coverage for mold damage, sink hole coverage, storm damage, personal property inside the home, and coverage for a hotel if dislocated.
Date: July 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Website/App
I don't really use it. It seems more geared toward their auto insurance, which I have through a different company. It mainly just give me contact info for the office in the event something happens.
Date: May 03, 2018 Age: Above 60 Gender: Female Marital Status: Married
Communication
I like the personal touch. I can go to the office and see the people I am dealing with. I am never pushed into a call center. It makes me more at ease knowing when I call back I will talk to the same person and not have to say the same thing over and over.
St. Johns Insurance Company Home Insurance Reviews
Date: September 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
Offered in my policy for home insurance is any damage that is caused to fixtures, AC, outdoor additions, fixtures, etc.
Date: August 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
I have always received mail communication promptly however once I changed the phone numbers it took me notifying them three times to get it right.
Date: August 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
I like that I am able to make simple changes to my policy on the website but I wish they had a more interactive chat feature with customer service.
Date: June 08, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
Anytime I need to call they are able to address my questions and make any changes to my policy that I am interested in making.
Date: May 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I have not had another insurance company that I can compare my premium too but overall I like my company and feel like it is a good policy.
Allstate Home Insurance Reviews
Date: July 27, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The premium is reasonable. It comes to about $40 a month, I guess. I wouldn't mind if it were lower but when I did shop rates nobody could beat it.
Date: June 11, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Customer Service
I am pretty satisfied with All State. Whenever I Have a question or need help, the customer service team is always ready to help and is available.
GEICO Home Insurance Reviews
Date: January 10, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
They offer a wide array and levels that a customer can choose from if you have the money. I found it cheaper locally and I'm about to change companies. Flood, natural disaster, accident and so on.
Safeco Insurance Home Insurance Reviews
Date: December 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I do feel that we are getting a good value for our money with Safeco. The premium and deductible is not more than I would expect for the kind of coverage that we are getting. Overall, I am satisfied.