How Can I Make My Zion, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Zion, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Zion, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $181,000 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $174,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $229,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $283,000 | $240,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Zion, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $526 |
| Superior Protection Discount | -$65 | $584 |
| Fire & Security Discount | -$65 | $584 |
| Hail Resistant Roof Discount | -$19 | $630 |
| Newly Constructed Home Discount | -$175 | $474 |
Choose your Zion, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,513 |
| Hail Damage | $4,665 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Zion, IL | Back to Top
| Home Insurance Company Zion, IL | Homeowners Insurance Agency Zion, IL | Address | Popularity Score | Distance from Zion (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Wenk Insurance Agency Inc | 600 Central Ave Ste 295, Highland Park, IL, 60035 | 19.1 | |
| State Farm | Steve Roth | 1163 N Green Bay Rd, Waukegan, IL, 60085-2243 | 6.0 | |
| State Farm | Tim Vinson | 2730 Grand Ave, Waukegan, IL, 60085-2468 | 6.3 | |
| State Farm | Jack Martin | 35 Tower Ct Ste L, Gurnee, IL, 60031-5712 | 7.4 | |
| Travelers | Affiliated Agencies | 188 Industrial Drive Suite 136, Elmhurst, IL, 60126 | 37.6 | |
| Allstate | Bill Freiwald | 10526 W Cermak Rd Ste 119, Westchester, IL, 60154 | 42.2 | |
| State Farm | Martin Zoladz | 6057 W Belmnt Ave, Chicago, IL, 60634-5116 | 36.2 | |
| Allstate | Anthony Grigat | 9211 Ogden Ave, Brookfield, IL, 60513 | 44.4 | |
| Allstate | Consuelo Malec | 6011 W 26th St, Cicero, IL, 60804 | 42.7 | |
| Travelers | Clover Insurance Agency Inc | 7535 N Western Ave, Chicago, IL, 60645 | 31.6 |
Compare Rates for Zion, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,210 | $620 |
| Lake County, IL | $251,400 | $926 | $620 | $1,310 | $690 |
| Zion, IL | $115,200 | $649 | $450 | $900 | $450 |
| Tower Lakes, IL | $484,900 | $1,752 | $1,210 | $2,470 | $1,260 |
| Nunda, IL | $219,000 | $769 | $520 | $1,080 | $560 |
| Glendale Heights, IL | $175,200 | $816 | $590 | $1,120 | $530 |
| Carol Stream, IL | $231,400 | $898 | $610 | $1,270 | $660 |
| Chemung, IL | $124,300 | $673 | $460 | $960 | $500 |
| Lombard, IL | $244,900 | $917 | $630 | $1,270 | $640 |
| Brookfield, IL | $233,900 | $939 | $680 | $1,320 | $640 |
| Butler, WI | $162,500 | $674 | $470 | $930 | $460 |
| Bedford Park, IL | $170,000 | $831 | $610 | $1,190 | $580 |
| Justice, IL | $179,100 | $713 | $490 | $980 | $490 |
Research Home Insurance Companies Reviews in Zion, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: February 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Great management and profesionalism. I would rate customer service a 3 out of 5. They are very helpful and courteous when dealing with customers.
Date: October 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
damage from hail, lightening, fire, hurricane, tornado. Coverage includes personal belongings, including fire and theft and also includes renters insurance.
State Farm Home Insurance Reviews
Date: April 02, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I have been satisfied with my policy, but I am not sure how they compare with other insurance providers. My policy covers everything I need.
Date: December 11, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
I'm completely satisfied with the offerings; they cover everything and I really don't have to think about it much. I feel as if they have it all covered.
Erie Insurance Home Insurance Reviews
Date: November 09, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
My home is covered, and so is everything in my home. It covers my property and even stuff in my car. I can't complain about what is covered in my policy; it's very comprehensive.