Gavop shows you how to buy homeowners insurance in Lafayette, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $193,500 | $180,000 | $150,000-$175,000 |
| 3 Bedroom | $166,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $369,500 | $330,000 | $350,000-$400,000 |
| 5 Bedroom | $266,000 | $250,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $551 |
| Superior Protection Discount | -$60 | $604 |
| Fire & Security Discount | -$60 | $604 |
| Hail Resistant Roof Discount | -$20 | $644 |
| Newly Constructed Home Discount | -$173 | $491 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Medina County | $1,500 | $775 | $2,275 | $563 | $2,063 | $212 |
| Lafayette, OH | $2,000 | $656 | $2,656 | $476 | $2,476 | $179 |
| Pheasant Run, OH | $200 | $630 | $830 | $458 | $658 | $172 |
| Peninsula, OH | $1,500 | $911 | $2,411 | $662 | $2,162 | $249 |
| Ashland, OH | $100 | $691 | $791 | $502 | $602 | $189 |
| Tallmadge, OH | $2,500 | $636 | $3,136 | $462 | $2,962 | $174 |
| Bedford Heights, OH | $100 | $685 | $785 | $498 | $598 | $187 |
| Sugar Bush Knolls, OH | $1,000 | $975 | $1,975 | $709 | $1,709 | $266 |
| Cleveland Heights, OH | $100 | $670 | $770 | $487 | $587 | $183 |
| Millersburg, OH | $1,000 | $613 | $1,613 | $445 | $1,445 | $167 |
| Willoughby Hills, OH | $500 | $773 | $1,273 | $562 | $1,062 | $211 |
| Sandusky, OH | $2,000 | $685 | $2,685 | $498 | $2,498 | $187 |
| Home Insurance Company Lafayette, OH | Homeowners Insurance Agency Lafayette, OH | Address | Popularity Score | Distance from Lafayette (miles) |
|---|---|---|---|---|
| Travelers | Advanced Insurance Designs | 2181 Wadsworth Road Ste A, Norton, OH, 44203 | 17.2 | |
| State Farm | Tina Stopar | 5701 Royalton Road, North Royalton, OH, 44133-5136 | 19.1 | |
| Allstate | Laura Rohrbach | 20898 Drake Rd, Strongsville, OH, 44149 | 14.6 | |
| Farmers | Michael Norris | 10950 Pearl Rd Ste A2a, Strongsville, OH, 44136 | 17.6 | |
| Allstate | Ryan Cole | 14 Seminary St, Berea, OH, 44017 | 19.8 | |
| Travelers | Agency One Insurance Llc | 805 E Washington St Ste 220, Medina, OH, 44256 | 5.7 | |
| Allstate | Guy Bassett | 7566 Pearl Rd, Middleburg Heights, OH, 44130 | 19.8 | |
| State Farm | Dan Mcmasters | 2068 Wales Rd Ne, Massillon, OH, 44646-4112 | 28.9 | |
| State Farm | Kent Payne | 799 White Pond Dr Ste B, Akron, OH, 44320-1189 | 18.0 | |
| Farmers | Mitchell Selesnak | 750 E Washington St Ste A2, Medina, OH, 44256 | 5.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $990 | $480 |
| Medina County, OH | $185,800 | $785 | $570 | $1,090 | $520 |
| Lafayette, OH | $174,500 | $664 | $480 | $940 | $460 |
| Pheasant Run, OH | $105,200 | $638 | $450 | $890 | $440 |
| Peninsula, OH | $257,300 | $922 | $630 | $1,260 | $630 |
| Ashland, OH | $97,500 | $700 | $480 | $990 | $510 |
| Tallmadge, OH | $161,300 | $643 | $460 | $890 | $430 |
| Bedford Heights, OH | $97,000 | $694 | $470 | $960 | $490 |
| Sugar Bush Knolls, OH | $296,400 | $987 | $670 | $1,400 | $730 |
| Cleveland Heights, OH | $129,300 | $678 | $490 | $960 | $470 |
| Millersburg, OH | $98,500 | $620 | $420 | $860 | $440 |
| Willoughby Hills, OH | $263,200 | $782 | $560 | $1,090 | $530 |
| Sandusky, OH | $81,000 | $694 | $500 | $960 | $460 |