Gavop's guide to buying homeowners insurance in Rio Vista, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $103,000 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $248,000 | $230,000 | $250,000-$300,000 |
| 3 Bedroom | $249,500 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $510,000 | $470,000 | $400,000-$500,000 |
| 5 Bedroom | $285,500 | $270,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $545 |
| Superior Protection Discount | -$60 | $605 |
| Fire & Security Discount | -$73 | $591 |
| Hail Resistant Roof Discount | -$13 | $651 |
| Newly Constructed Home Discount | -$146 | $518 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Solano County | $700 | $855 | $1,555 | $621 | $1,321 | $234 |
| Rio Vista, CA | $2,000 | $656 | $2,656 | $477 | $2,477 | $179 |
| Vine Hill, CA | $500 | $976 | $1,476 | $709 | $1,209 | $267 |
| Discovery Bay, CA | $1,000 | $985 | $1,985 | $716 | $1,716 | $269 |
| West Sacramento, CA | $300 | $780 | $1,080 | $567 | $867 | $213 |
| Camino Tassajara, CA | $1,000 | $2,721 | $3,721 | $1,977 | $2,977 | $744 |
| Clay, CA | $400 | $1,324 | $1,724 | $962 | $1,362 | $362 |
| Rio Linda, CA | $2,000 | $627 | $2,627 | $455 | $2,455 | $171 |
| Foothill Farms, CA | $400 | $600 | $1,000 | $436 | $836 | $164 |
| St. Helena, CA | $700 | $929 | $1,629 | $675 | $1,375 | $254 |
| Citrus Heights, CA | $100 | $684 | $784 | $497 | $597 | $187 |
| Tamalpais-Homestead Valley, CA | $700 | $929 | $1,629 | $675 | $1,375 | $254 |
| Home Insurance Company Rio Vista, CA | Homeowners Insurance Agency Rio Vista, CA | Address | Popularity Score | Distance from Rio Vista (miles) |
|---|---|---|---|---|
| State Farm | Kelly Lux | 564 Park St, Alameda, CA, 94501-6233 | 40.4 | |
| State Farm | Julio Martinez | 2120 Railroad Ave Ste 102, Pittsburg, CA, 94565-4880 | 14.6 | |
| State Farm | Andrew Kolasa | 1104 Buchanan Rd Ste A1, Antioch, CA, 94509-4214 | 14.5 | |
| Allstate | Jeff Macdonald | 2197 Main St, Oakley, CA, 94561 | 14.1 | |
| State Farm | Sonny Randhawa | 454 Appian Way Ste F, El Sobrante, CA, 94803-1671 | 32.6 | |
| Allstate | David Siu Man Tang | 822 Franklin St Ste 7, Oakland, CA, 94607 | 39.1 | |
| Allstate | John Mraz | 1000a N Texas St # A, Fairfield, CA, 94533 | 14.7 | |
| Allstate | Kathy Clark | 2927 Shattuck Ave, Berkeley, CA, 94705 | 36.2 | |
| State Farm | Michelle Allman | 1320 Arnold Dr Ste 160, Martinez, CA, 94553-6537 | 23.1 | |
| State Farm | Kathy Krohn | 438 Main St, Vacaville, CA, 95688-3946 | 15.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Solano County, CA | $342,000 | $865 | $640 | $1,180 | $540 |
| Rio Vista, CA | $293,300 | $664 | $490 | $900 | $410 |
| Vine Hill, CA | $371,400 | $988 | $730 | $1,340 | $610 |
| Discovery Bay, CA | $536,700 | $997 | $740 | $1,360 | $620 |
| West Sacramento, CA | $304,600 | $790 | $580 | $1,070 | $490 |
| Camino Tassajara, CA | $1,127,800 | $2,754 | $2,040 | $3,750 | $1,710 |
| Clay, CA | $452,400 | $1,340 | $990 | $1,820 | $830 |
| Rio Linda, CA | $223,700 | $634 | $470 | $860 | $390 |
| Foothill Farms, CA | $201,200 | $607 | $450 | $830 | $380 |
| St. Helena, CA | $926,900 | $940 | $700 | $1,280 | $580 |
| Citrus Heights, CA | $246,600 | $693 | $510 | $940 | $430 |
| Tamalpais-Homestead Valley, CA | $1,119,700 | $940 | $700 | $1,280 | $580 |