Gavop shows you how to buy homeowners insurance in Courtland, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Courtland, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Arrowcrest Ct NE, Rollingrock Dr, Adolph Ave, Wabasis Shores Dr NE, Sassafras Rd NE, Farland Ave NE, Hilltop Dr, Sassafras Dr NE, Holmden Ct NE, Pine Lake Ave | $192,000 | $160,000 | $175,000-$200,000 | $262,500 | $240,000 | $300,000-$350,000 |
| Lynn Dr NE, McMahon Dr, McArthur Dr NE, Gibraltar Dr NE, Discovery Woods, N Fremont St, Orchard Vw Pvt, Russell St NE, Childsdale Ave NE, Crinnion Ave NE | $98,000 | $90,000 | $75,000-$100,000 | $180,500 | $160,000 | $150,000-$175,000 |
| Hull Ln NE, Brown Lake Dr NE, Crawford Lake Trl NE, Macclain Meadows NE, 15 Mile Rd NE, Highland Dr NE, Rocky Pines, Lincoln Lake Rd NE, Porter Hollow Dr NE, Brower Ct NE | $160,000 | $130,000 | $125,000-$150,000 | $220,500 | $200,000 | $250,000-$300,000 |
| 14 Mile Rd NE, Foxtail Meadows Ct NE, Sugartree Dr, Castle Hill Dr NE, Holly Ln Pvt, Lewis St, Montcalm Rd NE, Montcalm Rd, E Division St, W Division St | $101,500 | $80,000 | $75,000-$100,000 | $144,500 | $130,000 | $100,000-$125,000 |
| Podunk Ave NE, Oakbrook Rdg NE, Wildcat Run Ct NE, S Fremont St NE, Puma Trl NE, NE NE, Holmden Dr NE, Stout Ave NE, E Main St, S Monroe St NE | $184,000 | $150,000 | $200,000-$250,000 | $125,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $656 |
| Superior Protection Discount | -$70 | $711 |
| Fire & Security Discount | -$86 | $695 |
| Hail Resistant Roof Discount | -$16 | $766 |
| Newly Constructed Home Discount | -$227 | $555 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kent County | $1,500 | $765 | $2,265 | $556 | $2,056 | $209 |
| Courtland, MI | $1,000 | $772 | $1,772 | $561 | $1,561 | $211 |
| Nelson, MI | $200 | $771 | $971 | $560 | $760 | $211 |
| Ensley, MI | $2,500 | $763 | $3,263 | $554 | $3,054 | $208 |
| Kent City, MI | $400 | $702 | $1,102 | $510 | $910 | $192 |
| Walker, MI | $2,000 | $667 | $2,667 | $485 | $2,485 | $182 |
| Douglass, MI | $100 | $739 | $839 | $537 | $637 | $202 |
| Evergreen, MI | $2,000 | $706 | $2,706 | $513 | $2,513 | $193 |
| Hudsonville, MI | $100 | $648 | $748 | $471 | $571 | $177 |
| Sullivan, MI | $2,500 | $750 | $3,250 | $545 | $3,045 | $205 |
| Rutland charter, MI | $200 | $794 | $994 | $577 | $777 | $217 |
| Norton Shores, MI | $1,000 | $686 | $1,686 | $499 | $1,499 | $188 |
| Home Insurance Company Courtland, MI | Homeowners Insurance Agency Courtland, MI | Address | Popularity Score | Distance from Courtland (miles) |
|---|---|---|---|---|
| State Farm | Nathan Smith | 4160 Lake Michigan Dr Nw Ste A, Grand Rapids, MI, 49534-7835 | 19.8 | |
| Liberty Mutual Independent | Collins & Associates | 5075 Cascade Rd Se, Grand Rapids, MI, 49546 | 15.8 | |
| State Farm | Marsha Veenstra | 4807 Cascade Rd Se Ste 2, Grand Rapids, MI, 49546-8414 | 15.7 | |
| State Farm | Jean Verseput | 5280 Northland Dr Ne Ofc A, Grand Rapids, MI, 49525-1067 | 9.0 | |
| Allstate | Amanda Holdren | 5803 Balsam Dr, Hudsonville, MI, 49426 | 27.7 | |
| State Farm | Bruce Hungerford | 5252 Clyde Park Ave Sw Ste B, Wyoming, MI, 49509-9788 | 23.0 | |
| State Farm | Scott Southland | 3659 Alpine Ave Nw Ste 101, Comstock Park, MI, 49321-9797 | 14.1 | |
| State Farm | Kevin Curtis | 4761 Lake Mich Dr Nw Ste E, Grand Rapids, MI, 49534-6300 | 20.3 | |
| State Farm | Jeff Gray | 5180 Kalamazoo Ave Se Ste 1, Kentwood, MI, 49508-5015 | 21.8 | |
| State Farm | Brian Huffman | 3938 West River Dr Ne, Comstock Park, MI, 49321-8997 | 13.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,090 | $560 |
| Kent County, MI | $153,500 | $774 | $560 | $1,110 | $550 |
| Courtland, MI | $247,100 | $781 | $530 | $1,070 | $540 |
| Nelson, MI | $139,500 | $780 | $550 | $1,110 | $560 |
| Ensley, MI | $133,700 | $772 | $550 | $1,090 | $540 |
| Kent City, MI | $93,900 | $711 | $490 | $1,010 | $520 |
| Walker, MI | $157,900 | $675 | $490 | $940 | $450 |
| Douglass, MI | $117,100 | $748 | $510 | $1,030 | $520 |
| Evergreen, MI | $96,300 | $715 | $490 | $1,020 | $530 |
| Hudsonville, MI | $140,800 | $656 | $450 | $910 | $460 |
| Sullivan, MI | $125,000 | $759 | $520 | $1,040 | $520 |
| Rutland charter, MI | $158,000 | $804 | $580 | $1,130 | $550 |
| Norton Shores, MI | $116,900 | $695 | $500 | $990 | $490 |