Gavop shows you how to buy homeowners insurance in Baldwin, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $154,000 | $130,000 | $125,000-$150,000 |
| 2 Bedroom | $257,500 | $220,000 | $250,000-$300,000 |
| 3 Bedroom | $422,500 | $340,000 | $400,000-$500,000 |
| 4 Bedroom | $625,000 | $530,000 | $600,000-$700,000 |
| 5 Bedroom | $671,000 | $590,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $846 |
| Superior Protection Discount | -$89 | $895 |
| Fire & Security Discount | -$79 | $905 |
| Hail Resistant Roof Discount | -$30 | $955 |
| Newly Constructed Home Discount | -$207 | $777 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nassau County | $1,000 | $1,499 | $2,499 | $1,089 | $2,089 | $410 |
| Baldwin, NY | $700 | $972 | $1,672 | $707 | $1,407 | $266 |
| Garden City, NY | $400 | $833 | $1,233 | $605 | $1,005 | $228 |
| Searingtown, NY | $1,000 | $840 | $1,840 | $610 | $1,610 | $229 |
| Baxter Estates, NY | $500 | $814 | $1,314 | $591 | $1,091 | $222 |
| Manorhaven, NY | $700 | $2,503 | $3,203 | $1,819 | $2,519 | $684 |
| Lattingtown, NY | $200 | $1,026 | $1,226 | $746 | $946 | $280 |
| Bogota, NJ | $2,500 | $1,057 | $3,557 | $768 | $3,268 | $289 |
| Sleepy Hollow, NY | $200 | $841 | $1,041 | $611 | $811 | $230 |
| Southport, CT | $2,500 | $2,501 | $5,001 | $1,817 | $4,317 | $683 |
| Bradley Beach, NJ | $200 | $1,622 | $1,822 | $1,179 | $1,379 | $443 |
| Sayreville, NJ | $1,000 | $973 | $1,973 | $707 | $1,707 | $266 |
| Home Insurance Company Baldwin, NY | Homeowners Insurance Agency Baldwin, NY | Address | Popularity Score | Distance from Baldwin (miles) |
|---|---|---|---|---|
| Allstate | Eugene Grant | 194 Duffield St, Brooklyn, NY, 11201 | 19.7 | |
| Nationwide | Joseph J Dimonda | 3351 Park Ave, Wantagh, NY, 11793 | 5.4 | |
| State Farm | Steve Fay | 6120 18th Ave, Brooklyn, NY, 11204-2301 | 20.1 | |
| Nationwide | Anthony J Wiszowaty | 4863 Merrick Rd, Massapequa Park, NY, 11762-3804 | 8.1 | |
| Allstate | Anselm Lowe | 89 Main St, East Rockaway, NY, 11518 | 3.2 | |
| State Farm | James B Lavelle | 420 Lexington Ave Rm 2445, New York, NY, 10170-0018 | 14.9 | |
| State Farm | Dick Beyrer | 710 Route 6, Mahopac, NY, 10541-1652 | 49.5 | |
| State Farm | Dick Flanagan | 146 E 78th St, New York, NY, 10075-0351 | 19.9 | |
| State Farm | Jim Urban | 380 N Broadway Ste L3, Jericho, NY, 11753-2109 | 9.2 | |
| Travelers | Gundermann & Gundermann | 175 W Carver St, Huntington, NY, 11743 | 17.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,590 | $790 |
| Nassau County, NY | $460,700 | $1,517 | $1,020 | $2,170 | $1,150 |
| Baldwin, NY | $363,100 | $984 | $660 | $1,360 | $700 |
| Garden City, NY | $811,800 | $843 | $610 | $1,200 | $590 |
| Searingtown, NY | $829,500 | $850 | $570 | $1,220 | $650 |
| Baxter Estates, NY | $795,200 | $824 | $590 | $1,130 | $540 |
| Manorhaven, NY | $557,000 | $2,533 | $1,850 | $3,570 | $1,720 |
| Lattingtown, NY | $1,112,000 | $1,039 | $740 | $1,470 | $730 |
| Bogota, NJ | $316,100 | $1,070 | $760 | $1,520 | $760 |
| Sleepy Hollow, NY | $634,000 | $852 | $580 | $1,220 | $640 |
| Southport, CT | $741,000 | $2,531 | $1,750 | $3,470 | $1,720 |
| Bradley Beach, NJ | $479,100 | $1,642 | $1,100 | $2,270 | $1,170 |
| Sayreville, NJ | $293,200 | $985 | $660 | $1,390 | $730 |