Gavop's guide to buying homeowners insurance in Coalinga, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $101,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $228,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $208,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $318,000 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$158 | $897 |
| Superior Protection Discount | -$106 | $950 |
| Fire & Security Discount | -$74 | $982 |
| Hail Resistant Roof Discount | -$32 | $1,024 |
| Newly Constructed Home Discount | -$232 | $823 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fresno County | $700 | $650 | $1,350 | $472 | $1,172 | $178 |
| Coalinga, CA | $2,000 | $1,043 | $3,043 | $758 | $2,758 | $285 |
| Bradley, CA | $2,500 | $733 | $3,233 | $533 | $3,033 | $200 |
| San Ardo, CA | $200 | $924 | $1,124 | $671 | $871 | $252 |
| Stratford, CA | $1,500 | $955 | $2,455 | $694 | $2,194 | $261 |
| King City, CA | $1,000 | $661 | $1,661 | $480 | $1,480 | $181 |
| Lockwood, CA | $300 | $681 | $981 | $495 | $795 | $186 |
| Lake Nacimiento, CA | $1,500 | $892 | $2,392 | $648 | $2,148 | $244 |
| Biola, CA | $500 | $569 | $1,069 | $414 | $914 | $156 |
| Home Insurance Company Coalinga, CA | Homeowners Insurance Agency Coalinga, CA | Address | Popularity Score | Distance from Coalinga (miles) |
|---|---|---|---|---|
| State Farm | Courtney Morrow | 72 S Main St Ste B, Templeton, CA, 93465-9787 | 47.8 | |
| State Farm | Steve Weber | 526 Spring St, Paso Robles, CA, 93446-3170 | 43.3 | |
| State Farm | Rick Goree | 1947 Spring St, Paso Robles, CA, 93446-1619 | 42.4 | |
| Travelers | Hfg Coastal Insurance Services Inc | 1818 Spring St, Paso Robles, CA, 93446 | 42.4 | |
| State Farm | Julie Williams | 1635 N Douty St, Hanford, CA, 93230 | 43.6 | |
| Travelers | Mackey & Mackey Insurance | 450 Kings County Dr 101, Hanford, CA, 93230 | 42.3 | |
| State Farm | Ernie Munday | 1112 N 10th Ave, Hanford, CA, 93230-3746 | 44.1 | |
| State Farm | Tom Kulikov | 395 E Elm Ave Ste C, Coalinga, CA, 93210-2149 | 5.1 | |
| State Farm | Bob Silva | 806 N Douty St, Hanford, CA, 93230-3917 | 43.5 | |
| State Farm | Henry Elisarraraz | 169 Niblick Road, Paso Robles, CA, 93446-4844 | 43.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Fresno County, CA | $220,600 | $658 | $490 | $890 | $400 |
| Coalinga, CA | $160,900 | $1,056 | $780 | $1,440 | $660 |
| Bradley, CA | $265,000 | $742 | $550 | $1,010 | $460 |
| San Ardo, CA | $354,200 | $935 | $690 | $1,270 | $580 |
| Stratford, CA | $124,800 | $967 | $720 | $1,310 | $590 |
| King City, CA | $250,100 | $669 | $490 | $910 | $420 |
| Lockwood, CA | $228,800 | $689 | $510 | $940 | $430 |
| Lake Nacimiento, CA | $342,500 | $903 | $670 | $1,230 | $560 |
| Biola, CA | $144,100 | $576 | $430 | $780 | $350 |