How Can I Make My Temple, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Temple, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Temple, TX Home Insurance Coverage Levels | Back to Top
| Temple, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Blackland Rd, Keller Rd, N 27th St, Arbor Cove, Fannin Loop, W Ave O, E Shell Ave, Adams Ln, Wagon Trl, Brykerwood Rd | $176,000 | $170,000 | $175,000-$200,000 | $100,500 | $80,000 | $75,000-$100,000 |
| Fawn Meadows Dr, Ottoway Dr, Lost Creek, S Dudley St, Knob Creek Spr, N Katy St, N 6th St, Pin Oak Dr, Guy Dr, S 11th St | $128,500 | $120,000 | $125,000-$150,000 | $114,000 | $110,000 | $125,000-$150,000 |
| Woodbridge Blvd, Willowood Ln, Tucson Dr, S 61st St, Venus Dr, Riggs Rd, Windsong Ln, W King Ave, Oakview Dr, W Welton Ave | $106,500 | $90,000 | $75,000-$100,000 | $76,500 | $70,000 | $50,000-$75,000 |
| S Evans St, Brandywine Dr, Sleepy Hollow Ln, Sam Houston St, W Ave Z, Southwood Dr, Robinhood Dr, W Ave Q, W B Ave, Echo Village Dr | $231,500 | $210,000 | $200,000-$250,000 | $160,500 | $130,000 | $175,000-$200,000 |
| E FM 93, Daisey Ln, Rawhide Trl, Dove Ln, Van Dyck Dr, N Montpark Rd, Stone Ridge Dr, N 33rd St, Starview St, Altavista Loop | $141,000 | $110,000 | $150,000-$175,000 | $142,000 | $130,000 | $150,000-$175,000 |
| Meadow Oaks Dr, W Zenith Ave, N 12th St, Filly Ln, Buffalo Waller St, S 3rd St, Mayborn Dr, Moores Mill Rd, S 15th St, H K Allen Pkwy | $94,000 | $80,000 | $75,000-$100,000 | $115,500 | $110,000 | $100,000-$125,000 |
| Wild Boys Run, SE H K Dodgen Loop, Heather Marie, Deer Trl, Deerfield Dr, S 40th St, Little Flock Rd, Greenbriar Ct, Waterbury Ct, Apache Way | $105,500 | $90,000 | $100,000-$125,000 | $110,500 | $100,000 | $100,000-$125,000 |
| Marlandwood Cir, Ridge Way Dr, Creekview Trl, Warwicke Dr, S 22nd St, River Hills Ct, Pepper Creek Rd, Paul Revere St, Sienna Cove, Timber Ridge Dr | $94,000 | $90,000 | $75,000-$100,000 | $99,500 | $90,000 | $75,000-$100,000 |
| Lower Troy Rd, S 24th St, Rusty Nail Dr, Mt Calvary Dr, E Calhoun Ave, W Ave L, S 57th St, Olympia Dr, Aster Dr, Acres Rd | $109,500 | $100,000 | $100,000-$125,000 | $101,000 | $100,000 | $75,000-$100,000 |
| W Upshaw Ave, Gnarly Oaks Way, Sherwood Ln, del Norte Blvd, Haynes St, S 15th St, Gary St, Middle Rd, Prairie View Rd, N 9th St | $153,500 | $130,000 | $125,000-$150,000 | $114,500 | $100,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Temple, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$235 | $1,235 |
| Superior Protection Discount | -$132 | $1,338 |
| Fire & Security Discount | -$103 | $1,368 |
| Hail Resistant Roof Discount | -$44 | $1,426 |
| Newly Constructed Home Discount | -$353 | $1,118 |
Choose your Temple, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,368 |
| Hail Damage | $4,524 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Temple, TX | Back to Top
| Home Insurance Company Temple, TX | Homeowners Insurance Agency Temple, TX | Address | Popularity Score | Distance from Temple (miles) |
|---|---|---|---|---|
| State Farm | Stephanie Featherstone | 950 W University Ave Ste 209, Georgetown, TX, 78626-6508 | 36.9 | |
| Farmers | Charlie Sanchez | 1970 Rawhide Dr Apt 210, Round Rock, TX, 78681 | 45.2 | |
| Farmers | Marcos Esparza | 301 Hesters Crossing Rd Ste 208, Round Rock, TX, 78681 | 45.4 | |
| Farmers | Emily Kirkpatrick | 701 N Main St, Belton, TX, 76513 | 6.8 | |
| Farmers | Yvonne Carreon | 930 S Bell Blvd Ste 405, Cedar Park, TX, 78613 | 48.7 | |
| Travelers | Integrity Network Insurance | 1315 Grand Ave Pkwy Ste 101, Pflugerville, TX, 78660 | 46.6 | |
| Travelers | Jerry Gentry Agency | 1000 Heritage Center Circle, Round Rock, TX, 78664 | 43.4 | |
| State Farm | Billy Moore | 105 E Old Stlrs Blvd Ste 111, Round Rock, TX, 78664-2209 | 43.6 | |
| Farmers | Karen Tellez | 2609 Howard Ln, Austin, TX, 78728 | 48.8 | |
| Farmers | Rita Zbranek | 40 S. Main St., Salado, TX, 76571 | 14.5 |
Compare Rates for Temple, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Bell County, TX | $137,100 | $1,498 | $990 | $2,310 | $1,320 |
| Temple, TX | $128,400 | $1,471 | $970 | $2,260 | $1,290 |
| East Bell, TX | $134,600 | $1,656 | $1,090 | $2,550 | $1,460 |
| Rogers, TX | $96,000 | $1,501 | $990 | $2,310 | $1,320 |
| Cameron, TX | $74,200 | $988 | $650 | $1,520 | $870 |
| Robinson, TX | $147,500 | $968 | $640 | $1,490 | $850 |
| Marlin, TX | $52,700 | $893 | $590 | $1,380 | $790 |
| Round Rock-Georgetown, TX | $235,900 | $1,530 | $1,010 | $2,360 | $1,350 |
| Valley Mills, TX | $103,300 | $1,534 | $1,010 | $2,360 | $1,350 |
| Pflugerville, TX | $200,600 | $1,239 | $820 | $1,910 | $1,090 |
| Cedar Park-Liberty Hill, TX | $228,700 | $1,518 | $1,000 | $2,340 | $1,340 |
| Ross, TX | $102,800 | $1,532 | $1,010 | $2,360 | $1,350 |
Research Home Insurance Companies Reviews in Temple, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: February 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I haven't compared insurance for many years since state farm has met my needs and offered discounts for having other insurance types with them. But they seem fair
Date: January 20, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I am very satisfied with the premium and deductible. They charge fairly.
Date: December 09, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
State Farm's rates are competitive with other insurance providers in the area. Since I have auto insurance through them, it is cheapest for me to bundle auto and home through the same company.
Date: October 24, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
Our coverage rates have changes 5 times in the last year, always up. I am not very happy with State Farm right now.
Allstate Home Insurance Reviews
Date: October 25, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I have buildings coverage, contents coverage, debris removal, liability insurance, I have jewelry scheduled on the policy. There's sewer and drain back up.
Nationwide Home Insurance Reviews
Date: June 02, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Female
Customer Service
I am mostly satisfied with my insurance since they have been very responsive in my experience. They also provide online access to my account so I can make changes online.
Progressive Home Insurance Reviews
Date: March 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I already had a policy with Progressive for my automobile insurance, their offerings for home insurance were at better rates for better coverage.
GEICO Home Insurance Reviews
Date: July 28, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
NEVER PRICED OTHER COMPANIES BECAUSE I HAD NO REASON TO MAKE A CHANGE. I HAVE HAD GEICO FOR OVER 10 YEARS.