How Can I Make My Temple, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Temple, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Temple, TX Home Insurance Coverage Levels | Back to Top

Temple, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
W Blackland Rd, Keller Rd, N 27th St, Arbor Cove, Fannin Loop, W Ave O, E Shell Ave, Adams Ln, Wagon Trl, Brykerwood Rd $176,000 $170,000 $175,000-$200,000 $100,500 $80,000 $75,000-$100,000
Fawn Meadows Dr, Ottoway Dr, Lost Creek, S Dudley St, Knob Creek Spr, N Katy St, N 6th St, Pin Oak Dr, Guy Dr, S 11th St $128,500 $120,000 $125,000-$150,000 $114,000 $110,000 $125,000-$150,000
Woodbridge Blvd, Willowood Ln, Tucson Dr, S 61st St, Venus Dr, Riggs Rd, Windsong Ln, W King Ave, Oakview Dr, W Welton Ave $106,500 $90,000 $75,000-$100,000 $76,500 $70,000 $50,000-$75,000
S Evans St, Brandywine Dr, Sleepy Hollow Ln, Sam Houston St, W Ave Z, Southwood Dr, Robinhood Dr, W Ave Q, W B Ave, Echo Village Dr $231,500 $210,000 $200,000-$250,000 $160,500 $130,000 $175,000-$200,000
E FM 93, Daisey Ln, Rawhide Trl, Dove Ln, Van Dyck Dr, N Montpark Rd, Stone Ridge Dr, N 33rd St, Starview St, Altavista Loop $141,000 $110,000 $150,000-$175,000 $142,000 $130,000 $150,000-$175,000
Meadow Oaks Dr, W Zenith Ave, N 12th St, Filly Ln, Buffalo Waller St, S 3rd St, Mayborn Dr, Moores Mill Rd, S 15th St, H K Allen Pkwy $94,000 $80,000 $75,000-$100,000 $115,500 $110,000 $100,000-$125,000
Wild Boys Run, SE H K Dodgen Loop, Heather Marie, Deer Trl, Deerfield Dr, S 40th St, Little Flock Rd, Greenbriar Ct, Waterbury Ct, Apache Way $105,500 $90,000 $100,000-$125,000 $110,500 $100,000 $100,000-$125,000
Marlandwood Cir, Ridge Way Dr, Creekview Trl, Warwicke Dr, S 22nd St, River Hills Ct, Pepper Creek Rd, Paul Revere St, Sienna Cove, Timber Ridge Dr $94,000 $90,000 $75,000-$100,000 $99,500 $90,000 $75,000-$100,000
Lower Troy Rd, S 24th St, Rusty Nail Dr, Mt Calvary Dr, E Calhoun Ave, W Ave L, S 57th St, Olympia Dr, Aster Dr, Acres Rd $109,500 $100,000 $100,000-$125,000 $101,000 $100,000 $75,000-$100,000
W Upshaw Ave, Gnarly Oaks Way, Sherwood Ln, del Norte Blvd, Haynes St, S 15th St, Gary St, Middle Rd, Prairie View Rd, N 9th St $153,500 $130,000 $125,000-$150,000 $114,500 $100,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Temple, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$235 $1,235
Superior Protection Discount -$132 $1,338
Fire & Security Discount -$103 $1,368
Hail Resistant Roof Discount -$44 $1,426
Newly Constructed Home Discount -$353 $1,118

Choose your Temple, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,156
Physical Damage $2,368
Hail Damage $4,524
Wind Damage $6,242
Expensive Claims
Fire $45,570
Smoke $16,051

Identify Top Home Insurance Agents near Temple, TX | Back to Top

Home Insurance Company Temple, TX Homeowners Insurance Agency Temple, TX Address Popularity Score Distance from Temple (miles)
State Farm Stephanie Featherstone 950 W University Ave Ste 209, Georgetown, TX, 78626-6508
36.9
Farmers Charlie Sanchez 1970 Rawhide Dr Apt 210, Round Rock, TX, 78681
45.2
Farmers Marcos Esparza 301 Hesters Crossing Rd Ste 208, Round Rock, TX, 78681
45.4
Farmers Emily Kirkpatrick 701 N Main St, Belton, TX, 76513
6.8
Farmers Yvonne Carreon 930 S Bell Blvd Ste 405, Cedar Park, TX, 78613
48.7
Travelers Integrity Network Insurance 1315 Grand Ave Pkwy Ste 101, Pflugerville, TX, 78660
46.6
Travelers Jerry Gentry Agency 1000 Heritage Center Circle, Round Rock, TX, 78664
43.4
State Farm Billy Moore 105 E Old Stlrs Blvd Ste 111, Round Rock, TX, 78664-2209
43.6
Farmers Karen Tellez 2609 Howard Ln, Austin, TX, 78728
48.8
Farmers Rita Zbranek 40 S. Main St., Salado, TX, 76571
14.5

Compare Rates for Temple, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Bell County, TX $137,100 $1,498 $990 $2,310 $1,320
Temple, TX $128,400 $1,471 $970 $2,260 $1,290
East Bell, TX $134,600 $1,656 $1,090 $2,550 $1,460
Rogers, TX $96,000 $1,501 $990 $2,310 $1,320
Cameron, TX $74,200 $988 $650 $1,520 $870
Robinson, TX $147,500 $968 $640 $1,490 $850
Marlin, TX $52,700 $893 $590 $1,380 $790
Round Rock-Georgetown, TX $235,900 $1,530 $1,010 $2,360 $1,350
Valley Mills, TX $103,300 $1,534 $1,010 $2,360 $1,350
Pflugerville, TX $200,600 $1,239 $820 $1,910 $1,090
Cedar Park-Liberty Hill, TX $228,700 $1,518 $1,000 $2,340 $1,340
Ross, TX $102,800 $1,532 $1,010 $2,360 $1,350

Research Home Insurance Companies Reviews in Temple, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: February 13, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I haven't compared insurance for many years since state farm has met my needs and offered discounts for having other insurance types with them. But they seem fair


Date: January 20, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I am very satisfied with the premium and deductible. They charge fairly.

Date: December 09, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
State Farm's rates are competitive with other insurance providers in the area. Since I have auto insurance through them, it is cheapest for me to bundle auto and home through the same company.


Date: October 24, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
Our coverage rates have changes 5 times in the last year, always up. I am not very happy with State Farm right now.

Allstate Home Insurance Reviews

Date: October 25, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I have buildings coverage, contents coverage, debris removal, liability insurance, I have jewelry scheduled on the policy. There's sewer and drain back up.


Nationwide Home Insurance Reviews

Date: June 02, 2019    Age: 40 to 49    Gender: Unmarried    Marital Status: Female

Customer Service
I am mostly satisfied with my insurance since they have been very responsive in my experience. They also provide online access to my account so I can make changes online.

Progressive Home Insurance Reviews

Date: March 29, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I already had a policy with Progressive for my automobile insurance, their offerings for home insurance were at better rates for better coverage.


GEICO Home Insurance Reviews

Date: July 28, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
NEVER PRICED OTHER COMPANIES BECAUSE I HAD NO REASON TO MAKE A CHANGE. I HAVE HAD GEICO FOR OVER 10 YEARS.


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